Tech Federal Credit Union

Headquarters: Crown Point, Indiana
Charter: Credit Union
Assets: $599.0M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secured Checking Accounts
Can be waived with a balance of $100 or more.
Tech Federal Credit Union: $5
Tech Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Tech Federal Credit Union: $29
Tech Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Tech Federal Credit Union: $29
Tech Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tech Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee$5
per month
Account Inactivity$5
per month
Escheatment Fee$50
Inactivity$5
per month
Account Research/Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation | $20.00/Hour
Paper Statement$2
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement | $2.00 per statement
Excessive Withdrawal$5
per item

Overdraft & NSF

Overdraft Item$29
per item
NSF Item - Returned/Honored$29
per item
Overdraft Transfer$3
per item

ATM & Card

Withdrawal/Transfer Fee (non-Tech CU ATMs)$1.25
per item
Replacement Card$5
Expedited Replacement Card$25

Wire Transfers

Wire Transfer Outgoing - Domestic$25
per item
Wire Transfer Outgoing - International$50
per item

Check Services

Official Check$3
EFT/ACH Stop Payment$15
Stop Payment$15
per item
Check Copy$5
per item

Digital & Electronic

Internet Bill Pay Base$4.25
per month

Cash & Deposit

Coin Counter - Non-Member2%
Coin Counter - Non-Member (audience not stated, treated as personal)2%
Deposit Item Return$10
per item

Account Services

3 X 5 (Crown Point only)$20
Box Drilling$192
Not compared: Box drilling or key fee
Key Replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)$65
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$30
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$40
Garnishment/Levy$50
per item
Subordination Agreement$150

Vehicle & Title

Vehicle Title Fee$33

Gift & Prepaid Cards

Visa Gift Card$4
per item

Other Fees

Loan Document Fee$149

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$5	per month	None
Account Inactivity	$5	per month	None
Escheatment Fee	$50	Not stated	None
Inactivity	$5	per month	None
Account Research/Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation \| $20.00/Hour
Paper Statement	$2Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement \| $2.00 per statement
Excessive Withdrawal	$5	per item	None
Overdraft & NSF
Overdraft Item	$29	per item	None
NSF Item - Returned/Honored	$29	per item	None
Overdraft Transfer	$3	per item	None
ATM & Card
Withdrawal/Transfer Fee (non-Tech CU ATMs)	$1.25	per item	None
Replacement Card	$5	Not stated	None
Expedited Replacement Card	$25	Not stated	None
Wire Transfers
Wire Transfer Outgoing - Domestic	$25	per item	None
Wire Transfer Outgoing - International	$50	per item	None
Check Services
Official Check	$3	Not stated	None
EFT/ACH Stop Payment	$15	Not stated	None
Stop Payment	$15	per item	None
Check Copy	$5	per item	None
Digital & Electronic
Internet Bill Pay Base	$4.25	per month	None
Cash & Deposit
Coin Counter - Non-Member	2%	Not stated	None
Coin Counter - Non-Member (audience not stated, treated as personal)	2%	Not stated	None
Deposit Item Return	$10	per item	None
Account Services
3 X 5 (Crown Point only)	$20	Not stated	None
Box Drilling	$192Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$40	Not stated	None
Garnishment/Levy	$50	per item	None
Subordination Agreement	$150	Not stated	None
Vehicle & Title
Vehicle Title Fee	$33	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$4	per item	None
Other Fees
Loan Document Fee	$149	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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