Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Qualstar Federal Credit Union

Bothell, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low Balance Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$8 below the Washington median
per item · Source
Bill Payer Insufficient Funds Fee$22Below the typical range ($25–$32 nationally)
$8 below the national median$3 below the Washington median
Source

ATM & CardVerified

Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.25 below the Washington median
per item · Source
Visa® Currency Conversion/International Service Assessment Fee1%of the transaction
—
Source

Wire TransfersVerified

Domestic Outgoing Wire Transfer$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Washington median
per item · Source
Foreign Outgoing Wire Transfer$49Within the typical range ($40–$50 nationally)
$1 below the national median$9 above the Washington median
per item · Source

Check ServicesVerified

Money Orders$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.50 below the Washington median
per item · Source
Check/ACH Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the Washington median
per item · Source
Stop Payment or Expedited Item Request$17.50Below the typical range ($20–$30 nationally)
$10 below the national median$7.50 below the Washington median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Low Balance Fee	$5Within the typical range ($5–$10 nationally)	$2 below the national median$2 below the Washington median	per month	—	Source
Inactive Account w/ Low Balance Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Washington median	per month	—	Source
Account Research Fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Washington median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$8 below the Washington median	per item	—	Source
Bill Payer Insufficient Funds Fee	$22
ATM & CardVerified
Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.25 below the Washington median	per item	—	Source
Visa® Currency Conversion/International Service Assessment Fee	1%of the transaction
Wire TransfersVerified
Domestic Outgoing Wire Transfer	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Washington median	per item	—	Source
Foreign Outgoing Wire Transfer	$49
Check ServicesVerified
Money Orders	$1.50Within the typical range ($1.50–$3 nationally)	$0.50 below the national median$0.50 below the Washington median	per item	—	Source
Check/ACH Stop Payment Fee	$15
Digital & ElectronicVerified
Bill Payment Fee	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national medianAt the Washington median	—	—	Source
Other FeesVerified
Statement Copy (up to 10 years)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Washington median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

13 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$939.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$939.3M

Total deposits

$774.6M

Service charge income (year to date)

$1.4M

Fee income ratio

4.4%

Return on assets

1.40%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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