Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Montana Educators' Federal Credit Union

Missoula, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing/Research$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #460. canonical_hint=account_research; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Account Balancing/Research | $20/hour" · Source

Dormant Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #460. canonical_hint=dormant_account; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Dormant Account | $5/month" · Source

Early Account Closure (less than 90 days)$15

At the national median

Knox deterministic extraction from Rosetta artifact #460. canonical_hint=early_closure; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Early Account Closure (less than 90 days) | $15" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$27Within the typical range ($25–$31 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #460. canonical_hint=nsf; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Non-Sufficient Funds (NSF) | $27 each item" · Source
Overdraft (per item paid)2$27Within the typical range ($25–$31 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #460. canonical_hint=overdraft; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Overdraft (per item paid)2 | $27" · Source

ATM & CardVerified

Replacement ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=card_replacement; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Replacement ATM/Debit Card | $10" · Source

Wire TransfersVerified

Domestic Outgoing Wire Transfer$26Above the typical range ($20–$25 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=wire_domestic_outgoing; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Domestic Outgoing Wire Transfer | $26 plus bank fee" · Source
Foreign Outgoing Wire Transfer$52Above the typical range ($40–$50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=wire_intl_outgoing; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Foreign Outgoing Wire Transfer | $52 plus bank fee" · Source

Check ServicesVerified

Copy of Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=check_image; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Copy of Draft | $5" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=stop_payment; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Stop Payment | $25" · Source

Cash & DepositVerified

Returned Deposit Item$5Below the typical range ($10–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=deposited_item_return; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Returned Deposit Item | $5" · Source

Account ServicesVerified

Notary Service (non-member)$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=notary_fee; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Notary Service (non-member) | $2" · Source

Other FeesVerified

Loan Extension Fee$25Within the typical range ($20–$40 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=other_lending_fee; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Loan Extension Fee | $25" · Source
Statement Copy$4Within the typical range ($2–$5 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=document_reproduction; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Statement Copy | $4" · Source
Summer Skip-A-Payment$10Below the typical range ($20–$40 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #460. canonical_hint=other_lending_fee; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Summer Skip-A-Payment | $10" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing/Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=account_research; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Account Balancing/Research \| $20/hour"	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=dormant_account; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Dormant Account \| $5/month"	Source
Early Account Closure (less than 90 days)	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=early_closure; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Early Account Closure (less than 90 days) \| $15"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$27Within the typical range ($25–$31 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=nsf; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Non-Sufficient Funds (NSF) \| $27 each item"	Source
Overdraft (per item paid)2	$27
ATM & CardVerified
Replacement ATM/Debit Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=card_replacement; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Replacement ATM/Debit Card \| $10"	Source
Wire TransfersVerified
Domestic Outgoing Wire Transfer	$26Above the typical range ($20–$25 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=wire_domestic_outgoing; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Domestic Outgoing Wire Transfer \| $26 plus bank fee"	Source
Foreign Outgoing Wire Transfer
Check ServicesVerified
Copy of Draft	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=check_image; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Copy of Draft \| $5"	Source
Stop Payment	$25
Cash & DepositVerified
Returned Deposit Item	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=deposited_item_return; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Returned Deposit Item \| $5"	Source
Account ServicesVerified
Notary Service (non-member)	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=notary_fee; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Notary Service (non-member) \| $2"	Source
Other FeesVerified
Loan Extension Fee	$25Within the typical range ($20–$40 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #460. canonical_hint=other_lending_fee; text_hash=321a251a928ff384a0cc3621d6d6881682d000e302ae116bfcfb8ad836276915; excerpt="Loan Extension Fee \| $25"	Source
Statement Copy	$4

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$35.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$35.3M

Total deposits

$31.7M

Service charge income (year to date)

$104K

Fee income ratio

8.9%

Return on assets

1.51%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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