America'S Christian Federal Credit Union

Headquarters: Glendora, California
Charter: Credit Union
Assets: $819.8M
Fed district: San Francisco

28 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking $4.95 · Elite Checking $9.95
Compared at $9.95, the middle of its prices
America'S Christian Federal Credit Union: $4.95 to $9.95
America'S Christian Federal Credit Union: $4.95 to $9.95
U.S. median: no median
Overdraft (OD)
America'S Christian Federal Credit Union: $14
America'S Christian Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
America'S Christian Federal Credit Union: $14
America'S Christian Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from America'S Christian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Applicable monthly service fee$9.95
per month
Elite Checking Monthly Service Fee$9.95
per month
Secure Checking Monthly Service Fee$4.95
per month
Membership Closure Within 12 months of Opening$15
Escheat Notice (Per Notice)$2
per item
Account Research – Per Hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Basic Checking Paper Statement Fee$4
Credit Card Monthly Paper Statement Fee$3
per month
Paper Statement (Per Statement)$3
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement (Per Statement) | $3.00
Paper Statement Recipient (Waived for e-Statements)$1
Secure, Student, & Varsity Checking Paper Statement Fee$3
High-Yield Savings Excessive Transaction Fee$10
Bad Address – Annual$5
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft Privilege/Overdraft Privilege PLUS fee, per each presentment$14
per item
NSF Fee per each occurrence$14
per item
Daily Overdraft Transfer Fee$7.50
per day

ATM & Card

Non-CO-OP ATM Withdrawal$2
Damaged/Lost Debit Card Replacement Fee$15
per item
Two-Day Debit Card or PIN Rush Delivery$45
per item
Foreign Transaction Conversion1%of the transaction

Check Services

Cashier’s Check$5
Teller Check$5
CU Check Stop Payment$20
Stop Payment Fee$15
Stop Payment Fee$30
Temporary Checks – Per Page$3
per item
Foreign Check Collection$25
Check Images – OnlineNo charge
Check Images (2 Free Per Statement Period)$10
Not compared: Monthly charge, not per item
per month
Photocopy of Check Deposited$5

Digital & Electronic

Bill Pay Expedited Payment Fee$5
Bill Pay Overnight Fee$25
Bill Pay Reinstatement$10

Cash & Deposit

Coin Machine Redemption – Member4%
Coin Machine Redemption – Member (audience not stated, treated as personal)4%
Coin Machine Redemption – Non-Member10%
Coin Machine Redemption – Non-Member (audience not stated, treated as personal)10%
Returned Deposit Item$20

Account Services

Notary (Member/Non-Member)$5
Account Levy, Garnishment or Subpoena$50
Real Estate Loan Subordination Fee$200
Verification of Deposit$15

Lending Fees

Late Payment Transfer from Share by CU$10
Real Estate Loan Cancellation$75

Retirement & IRA

IRA Closure$25
IRA Transfer Fee to Another FI (Per Account)$25

Other Fees

Express/Overnight Mail Fee (Per Envelope): Cost +$10
Fax (Per Page)$2
Not compared: Charged per page; comparison unavailable
per page · Fax (Per Page) | $2.00
Statement Copies – onlineNo charge
Loan Application Fee (If Denied Within the Past 6 Months)$40
Loan Modification (Non-Real Estate)$50
Reconveyance/Lien Satisfaction$45
Skip-A-Pay Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Applicable monthly service fee	$9.95	per month	None
Elite Checking Monthly Service Fee	$9.95	per month	None
Secure Checking Monthly Service Fee	$4.95	per month	None
Membership Closure Within 12 months of Opening	$15	Not stated	None
Escheat Notice (Per Notice)	$2	per item	None
Account Research – Per Hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Basic Checking Paper Statement Fee	$4	Not stated	None
Credit Card Monthly Paper Statement Fee	$3	per month	None
Paper Statement (Per Statement)	$3Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement (Per Statement) \| $3.00
Paper Statement Recipient (Waived for e-Statements)	$1	Not stated	None
Secure, Student, & Varsity Checking Paper Statement Fee	$3	Not stated	None
High-Yield Savings Excessive Transaction Fee	$10	Not stated	None
Bad Address – Annual	$5Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft Privilege/Overdraft Privilege PLUS fee, per each presentment	$14	per item	None
NSF Fee per each occurrence	$14	per item	None
Daily Overdraft Transfer Fee	$7.50	per day	None
ATM & Card
Non-CO-OP ATM Withdrawal	$2	Not stated	None
Damaged/Lost Debit Card Replacement Fee	$15	per item	None
Two-Day Debit Card or PIN Rush Delivery	$45	per item	None
Foreign Transaction Conversion	1%of the transaction	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Teller Check	$5	Not stated	None
CU Check Stop Payment	$20	Not stated	None
Stop Payment Fee	$15	Not stated	None
Stop Payment Fee	$30	Not stated	None
Temporary Checks – Per Page	$3	per item	None
Foreign Check Collection	$25	Not stated	None
Check Images – Online	No charge	Not stated	None
Check Images (2 Free Per Statement Period)	$10Not compared: Monthly charge, not per item	per month	None
Photocopy of Check Deposited	$5	Not stated	None
Digital & Electronic
Bill Pay Expedited Payment Fee	$5	Not stated	None
Bill Pay Overnight Fee	$25	Not stated	None
Bill Pay Reinstatement	$10	Not stated	None
Cash & Deposit
Coin Machine Redemption – Member	4%	Not stated	None
Coin Machine Redemption – Member (audience not stated, treated as personal)	4%	Not stated	None
Coin Machine Redemption – Non-Member	10%	Not stated	None
Coin Machine Redemption – Non-Member (audience not stated, treated as personal)	10%	Not stated	None
Returned Deposit Item	$20	Not stated	None
Account Services
Notary (Member/Non-Member)	$5	Not stated	None
Account Levy, Garnishment or Subpoena	$50	Not stated	None
Real Estate Loan Subordination Fee	$200	Not stated	None
Verification of Deposit	$15	Not stated	None
Lending Fees
Late Payment Transfer from Share by CU	$10	Not stated	None
Real Estate Loan Cancellation	$75	Not stated	None
Retirement & IRA
IRA Closure	$25	Not stated	None
IRA Transfer Fee to Another FI (Per Account)	$25	Not stated	None
Other Fees
Express/Overnight Mail Fee (Per Envelope): Cost +	$10	Not stated	None
Fax (Per Page)	$2Not compared: Charged per page; comparison unavailable	per page	Fax (Per Page) \| $2.00
Statement Copies – online	No charge	Not stated	None
Loan Application Fee (If Denied Within the Past 6 Months)	$40	Not stated	None
Loan Modification (Non-Real Estate)	$50	Not stated	None
Reconveyance/Lien Satisfaction	$45	Not stated	None
Skip-A-Pay Fee	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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