Transport Federal Credit Union

Headquarters: Tampa, Florida
Charter: Credit Union
Assets: $35.8M
Fed district: Atlanta

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Transport Federal Credit Union: $35
Transport Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Transport Federal Credit Union: $35
Transport Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Transport Federal Credit Union: $2.25
Transport Federal Credit Union: $2.25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Transport Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low Balance Fee (per month)$10
per month
Early Close Fee$15
Abandoned Property Fee$20
Dormant Member Account (per month) No Threshold$10
per month
Reconciliation & Research (min 1 hr charge)$30
Bad Address (per month)$5
per month

Overdraft & NSF

Courtesy Pay/Overdraft/NSF (each)$35
per item
Courtesy Pay/Overdraft/NSF (each)$35
per item

ATM & Card

ATM Withdrawal - Other ATM Networks$2.25
Card Replacement$10

Wire Transfers

Wire Transfer: Outgoing$30
Wire Transfer: Incoming$10

Check Services

Shared Branch Teller Check (each)$7
per item
Teller check (each in branch)$4
per item
Teller check (Online/Mobile Banking)$2
Money Order (members only)No charge
Shared Branch Money Orders$3
Stop Payment draft or teller check per item$25
per item
Temporary check (each)$0.50
per item
On Us Check Cashing (non-member / under $500)$5
Collection items (incoming or outgoing)$20
Photocopy of check (per check)$2
per item

Cash & Deposit

Member VISA/MC Cash Advance Fee$5
Non-member VISA/MC Cash Advance Fee$7
Returned Item (deposited items returned unpaid)$20

Account Services

Notary Services (Non-member)$10
Garnishment/Levies$50

Lending Fees

Loan Late Payment (consumer)$25

Other Fees

Overnight Delivery (plus carrier fee)$8
Interim Statement History / Statement Copy$2.50

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee (per month)	$10	per month	None
Early Close Fee	$15	Not stated	None
Abandoned Property Fee	$20	Not stated	None
Dormant Member Account (per month) No Threshold	$10	per month	None
Reconciliation & Research (min 1 hr charge)	$30	Not stated	None
Bad Address (per month)	$5	per month	None
Overdraft & NSF
Courtesy Pay/Overdraft/NSF (each)	$35	per item	None
Courtesy Pay/Overdraft/NSF (each)	$35	per item	None
ATM & Card
ATM Withdrawal - Other ATM Networks	$2.25	Not stated	None
Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer: Outgoing	$30	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Check Services
Shared Branch Teller Check (each)	$7	per item	None
Teller check (each in branch)	$4	per item	None
Teller check (Online/Mobile Banking)	$2	Not stated	None
Money Order (members only)	No charge	Not stated	None
Shared Branch Money Orders	$3	Not stated	None
Stop Payment draft or teller check per item	$25	per item	None
Temporary check (each)	$0.50	per item	None
On Us Check Cashing (non-member / under $500)	$5	Not stated	None
Collection items (incoming or outgoing)	$20	Not stated	None
Photocopy of check (per check)	$2	per item	None
Cash & Deposit
Member VISA/MC Cash Advance Fee	$5	Not stated	None
Non-member VISA/MC Cash Advance Fee	$7	Not stated	None
Returned Item (deposited items returned unpaid)	$20	Not stated	None
Account Services
Notary Services (Non-member)	$10	Not stated	None
Garnishment/Levies	$50	Not stated	None
Lending Fees
Loan Late Payment (consumer)	$25	Not stated	None
Other Fees
Overnight Delivery (plus carrier fee)	$8	Not stated	None
Interim Statement History / Statement Copy	$2.50	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Transport Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.