Ancorum Federal Credit Union

Headquarters: Bath, Maine
Charter: Credit Union
Assets: $401.8M
Fed district: Boston

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
Ancorum Federal Credit Union: $5 to $12
Ancorum Federal Credit Union: $5 to $12
U.S. median: no median
Overdraft (OD)
Ancorum Federal Credit Union: $30
Ancorum Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Ancorum Federal Credit Union: $30
Ancorum Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ancorum Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (audience not stated, treated as personal)$5
per month
Second Chance Share Draft Maintenance Fee$12
per month
Account Closed within Six Months of Opening$5
Abandoned Property Closing Fee$100
Dormant Accounts Inactive for 1 Year$5
per month
Account Research/Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation - $30.00 per hour
Excess Withdrawal Fee (over 3 per month)$1
per item
Bad Address Mail Return Maintenance$5

Overdraft & NSF

Any NEACH/ACH/Debit Card Overdraft$30
per item
Courtesy Pay$30
per item
Overdrafts - Rejected/Returned Draft$30
per item

ATM & Card

Lost or Stolen Visa Check Card Issue$10
per item
Card Rush Fee$60
per item

Wire Transfers

Wire Transfers (Domestic Outgoing)$25
per item
Wire Transfers (Incoming)$5
per item
Wire Transfers (Foreign Transfer)$50
per item

Check Services

Non-Member Check Cashing (Ancorum CU Cashier Checks Only)$10
per item
Money Orders$2
per item
Stop Payment Order$30
per item
Any Check Copy$2
per item

Cash & Deposit

Returned Deposited Checks$25
per item

Account Services

Member Notary ServiceNo charge
Non-Member Notary Service$10
Legal Processing Fee for Writs, Summons, and Levies$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (audience not stated, treated as personal)	$5	per month	None
Second Chance Share Draft Maintenance Fee	$12	per month	None
Account Closed within Six Months of Opening	$5	Not stated	None
Abandoned Property Closing Fee	$100	Not stated	None
Dormant Accounts Inactive for 1 Year	$5	per month	None
Account Research/Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation - $30.00 per hour
Excess Withdrawal Fee (over 3 per month)	$1	per item	None
Bad Address Mail Return Maintenance	$5	Not stated	None
Overdraft & NSF
Any NEACH/ACH/Debit Card Overdraft	$30	per item	None
Courtesy Pay	$30	per item	None
Overdrafts - Rejected/Returned Draft	$30	per item	None
ATM & Card
Lost or Stolen Visa Check Card Issue	$10	per item	None
Card Rush Fee	$60	per item	None
Wire Transfers
Wire Transfers (Domestic Outgoing)	$25	per item	None
Wire Transfers (Incoming)	$5	per item	None
Wire Transfers (Foreign Transfer)	$50	per item	None
Check Services
Non-Member Check Cashing (Ancorum CU Cashier Checks Only)	$10	per item	None
Money Orders	$2	per item	None
Stop Payment Order	$30	per item	None
Any Check Copy	$2	per item	None
Cash & Deposit
Returned Deposited Checks	$25	per item	None
Account Services
Member Notary Service	No charge	Not stated	None
Non-Member Notary Service	$10	Not stated	None
Legal Processing Fee for Writs, Summons, and Levies	$75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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