Benchmark Community Bank

Headquarters: Kenbridge, Virginia
Charter: Bank
Assets: $1.4B
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Benchmark Community Bank: $5 to $20
Benchmark Community Bank: $5 to $20
U.S. median: no median
Overdraft (OD)
Benchmark Community Bank: $37
Benchmark Community Bank: $37
U.S. median: no median
NSF / Returned Item
Benchmark Community Bank: $10
Benchmark Community Bank: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Benchmark Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$5
per month
Service charge$20
per month
Early Account Closing Fee$35
Dormant Account Fee$10
per month
Escheatment Fee$50
Excessive Withdrawal Fee (Savings/Money Market)$5
per item

Overdraft & NSF

Overdraft Fee$37
per item
Non-sufficient Funds (NSF) Fee$10
per item

ATM & Card

Withdrawal at Foreign (Non-Benchmark) ATM$3
per item
Replacement of Lost or Damaged Visa Debit Card$5

Wire Transfers

Outgoing Domestic Wire Fee$25
Incoming Wire Fee$20
Outgoing International Wire Fee$50

Check Services

Official Check Fee$10
Stop Payment Order Fee$35
per item
Counter Check Printing Fee$1
per item
Foreign Check Collection Fee$65
per item

Digital & Electronic

Bill Pay & Zelle$3
per month

Cash & Deposit

Returned Deposited Item Fee$8
per item

Account Services

Notary Service (per request)$1
per item
Box Size: 10" x 10"$120
Box Size: 3" x 10"$60
Box Size: 3" x 5"$30
Box Size: 5" x 10"$90
Safe Deposit Box Late Payment$15
Not compared: Box drilling or key fee
External Liens/Levies on Accounts$100

Retirement & IRA

IRA Trustee Transfer Fee$50

Other Fees

Statement and Image Reproduction$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$5	per month	None
Service charge	$20	per month	None
Early Account Closing Fee	$35	Not stated	None
Dormant Account Fee	$10	per month	None
Escheatment Fee	$50	Not stated	None
Excessive Withdrawal Fee (Savings/Money Market)	$5	per item	None
Overdraft & NSF
Overdraft Fee	$37	per item	None
Non-sufficient Funds (NSF) Fee	$10	per item	None
ATM & Card
Withdrawal at Foreign (Non-Benchmark) ATM	$3	per item	None
Replacement of Lost or Damaged Visa Debit Card	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	Not stated	None
Incoming Wire Fee	$20	Not stated	None
Outgoing International Wire Fee	$50	Not stated	None
Check Services
Official Check Fee	$10	Not stated	None
Stop Payment Order Fee	$35	per item	None
Counter Check Printing Fee	$1	per item	None
Foreign Check Collection Fee	$65	per item	None
Digital & Electronic
Bill Pay & Zelle	$3	per month	None
Cash & Deposit
Returned Deposited Item Fee	$8	per item	None
Account Services
Notary Service (per request)	$1	per item	None
Box Size: 10" x 10"	$120	Not stated	None
Box Size: 3" x 10"	$60	Not stated	None
Box Size: 3" x 5"	$30	Not stated	None
Box Size: 5" x 10"	$90	Not stated	None
Safe Deposit Box Late Payment	$15Not compared: Box drilling or key fee	Not stated	None
External Liens/Levies on Accounts	$100	Not stated	None
Retirement & IRA
IRA Trustee Transfer Fee	$50	Not stated	None
Other Fees
Statement and Image Reproduction	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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