Ocala Community Federal Credit Union

Headquarters: Ocala, Florida
Charter: Credit Union
Assets: $49.3M
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ocala Community Federal Credit Union: $15
Ocala Community Federal Credit Union: $15
U.S. median: no median
NSF / Returned Item
Ocala Community Federal Credit Union: $35
Ocala Community Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Ocala Community Federal Credit Union: $30
Ocala Community Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ocala Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Management Maintenance Fee$15
per month
Closed Account Fee$5
Dormant Fee$10
Account Reconciliation Fee$40
Paper Statement Fee$2
Return Mail Fee$10

Overdraft & NSF

Non-Sufficient Funds Check Fee (NSF)$35
Returned Item Fee$35

ATM & Card

Check Cards Replacement Fee$15
Debit Card Replacement$15
per item

Wire Transfers

Outgoing Wire Transfer Fee$30
Incoming Wire Fee$5

Check Services

Teller/Cashiers Check Fee$5
Stop Payment Fee$25
Temporary Checks (8 Checks)$5
per item
Non-Member Check Cashing Fee (audience not stated, treated as personal)1%

Cash & Deposit

Coin Counter Non-Member Fee8%
MasterCard Cash Advance Fee$12

Account Services

Notary Service FeeNo charge
Notary Service Non-Member Fee$5
3 x 5 …No charge
Safe Deposit Box 3 x 10$50
Safe Deposit Box 5 x 10$70

Lending Fees

Loan Late Fee$15
MasterCard Classic Late Fee$15
MasterCard Gold Late Fee$20
Loan Origination Fee$100

Retirement & IRA

IRA excessive withdrawal Fee$5
Premium Checking Maintenance Fee IRA & HSA Plan Closing Fee$25

Other Fees

FedEx Fee$75
Fax/Copy Fee$1
per item
Loan Extension Fee$25
Loan Skip-A-Pay Fee$50

Fee	Amount	Basis	Note
Account Maintenance
Money Management Maintenance Fee	$15	per month	None
Closed Account Fee	$5	Not stated	None
Dormant Fee	$10	Not stated	None
Account Reconciliation Fee	$40	Not stated	None
Paper Statement Fee	$2	Not stated	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Non-Sufficient Funds Check Fee (NSF)	$35	Not stated	None
Returned Item Fee	$35	Not stated	None
ATM & Card
Check Cards Replacement Fee	$15	Not stated	None
Debit Card Replacement	$15	per item	None
Wire Transfers
Outgoing Wire Transfer Fee	$30	Not stated	None
Incoming Wire Fee	$5	Not stated	None
Check Services
Teller/Cashiers Check Fee	$5	Not stated	None
Stop Payment Fee	$25	Not stated	None
Temporary Checks (8 Checks)	$5	per item	None
Non-Member Check Cashing Fee (audience not stated, treated as personal)	1%	Not stated	None
Cash & Deposit
Coin Counter Non-Member Fee	8%	Not stated	None
MasterCard Cash Advance Fee	$12	Not stated	None
Account Services
Notary Service Fee	No charge	Not stated	None
Notary Service Non-Member Fee	$5	Not stated	None
3 x 5 …	No charge	Not stated	None
Safe Deposit Box 3 x 10	$50	Not stated	None
Safe Deposit Box 5 x 10	$70	Not stated	None
Lending Fees
Loan Late Fee	$15	Not stated	None
MasterCard Classic Late Fee	$15	Not stated	None
MasterCard Gold Late Fee	$20	Not stated	None
Loan Origination Fee	$100	Not stated	None
Retirement & IRA
IRA excessive withdrawal Fee	$5	Not stated	None
Premium Checking Maintenance Fee IRA & HSA Plan Closing Fee	$25	Not stated	None
Other Fees
FedEx Fee	$75	Not stated	None
Fax/Copy Fee	$1	per item	None
Loan Extension Fee	$25	Not stated	None
Loan Skip-A-Pay Fee	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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