First American Bank and Trust

Headquarters: Vacherie, Louisiana
Charter: Bank
Assets: $1.4B
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
First American Bank and Trust: $1 to $25
First American Bank and Trust: $1 to $25
U.S. median: no median
Overdraft (OD)
First American Bank and Trust: $32
First American Bank and Trust: $32
U.S. median: no median
NSF / Returned Item
First American Bank and Trust: $32
First American Bank and Trust: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First American Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee$1
per month
Service charge (audience not stated, treated as personal)$8
per month
Service charge (audience not stated, treated as personal)$9
per month
There is a one time maintenance fee (audience not stated, treated as personal)$25
Early Close Out Fee$15
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)$1
per month
Account Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$32
Return Check Charge$32
Overdraft Sweep$5

ATM & Card

Debit Card Withdrawal or Inquire at a Non First American Bank ATM$1.50
Foreign ATM: Withdrawal or inquiry$1.50
Debit Card Rush Order$75

Check Services

Cashier's Checks Any Value$10
Stop Payments$32
per item
Temporary Check$0.25
per item
Non-Customer Check Cashing Fee$8
Drafts or Collection Item$10
per item

Account Services

Safe Deposit Box late fee$5
Not compared: Box drilling or key fee
Safe Deposit Box lost key fee$40
Not compared: Box drilling or key fee

Other Fees

Duplicate Statement Fee$5
Fax Service$5
per item
Statement Reprint$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$1	per month	None
Service charge (audience not stated, treated as personal)	$8	per month	None
Service charge (audience not stated, treated as personal)	$9	per month	None
There is a one time maintenance fee (audience not stated, treated as personal)	$25	Not stated	None
Early Close Out Fee	$15	Not stated	None
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)	$1	per month	None
Account Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$32	Not stated	None
Return Check Charge	$32	Not stated	None
Overdraft Sweep	$5	Not stated	None
ATM & Card
Debit Card Withdrawal or Inquire at a Non First American Bank ATM	$1.50	Not stated	None
Foreign ATM: Withdrawal or inquiry	$1.50	Not stated	None
Debit Card Rush Order	$75	Not stated	None
Check Services
Cashier's Checks Any Value	$10	Not stated	None
Stop Payments	$32	per item	None
Temporary Check	$0.25	per item	None
Non-Customer Check Cashing Fee	$8	Not stated	None
Drafts or Collection Item	$10	per item	None
Account Services
Safe Deposit Box late fee	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box lost key fee	$40Not compared: Box drilling or key fee	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None
Fax Service	$5	per item	None
Statement Reprint	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Maintenance Fee$1
per month
Early Close Out Fee$15
Early Close out fee, Personal and Business Savings within 6 months of opening$15
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)$1
per month
Account Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$32
Return Check Charge$32
Overdraft Sweep$5

ATM & Card

Debit Card Withdrawal or Inquire at a Non First American Bank ATM$1.50
Foreign ATM: Withdrawal or inquiry$1.50
Debit Card Rush Order$75

Check Services

Cashier's Checks Any Value$10
Stop Payments$32
per item
Temporary Check$0.25
per item
Non-Customer Check Cashing Fee$8
Drafts or Collection Item$10
per item

Account Services

Safe Deposit Box late fee$5
Not compared: Box drilling or key fee
Safe Deposit Box lost key fee$40
Not compared: Box drilling or key fee

Other Fees

Duplicate Statement Fee$5
Fax Service$5
per item
Statement Reprint$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$1	per month	None
Early Close Out Fee	$15	Not stated	None
Early Close out fee, Personal and Business Savings within 6 months of opening	$15	Not stated	None
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)	$1	per month	None
Account Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$32	Not stated	None
Return Check Charge	$32	Not stated	None
Overdraft Sweep	$5	Not stated	None
ATM & Card
Debit Card Withdrawal or Inquire at a Non First American Bank ATM	$1.50	Not stated	None
Foreign ATM: Withdrawal or inquiry	$1.50	Not stated	None
Debit Card Rush Order	$75	Not stated	None
Check Services
Cashier's Checks Any Value	$10	Not stated	None
Stop Payments	$32	per item	None
Temporary Check	$0.25	per item	None
Non-Customer Check Cashing Fee	$8	Not stated	None
Drafts or Collection Item	$10	per item	None
Account Services
Safe Deposit Box late fee	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box lost key fee	$40Not compared: Box drilling or key fee	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None
Fax Service	$5	per item	None
Statement Reprint	$1	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First American Bank and Trust's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
First American Bank and Trust: $1 to $25
First American Bank and Trust: $1 to $25
U.S. median: no median
Overdraft (OD)
First American Bank and Trust: $32
First American Bank and Trust: $32
U.S. median: no median
NSF / Returned Item
First American Bank and Trust: $32
First American Bank and Trust: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First American Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee$1
per month
Service charge (audience not stated, treated as personal)$8
per month
Service charge (audience not stated, treated as personal)$9
per month
There is a one time maintenance fee (audience not stated, treated as personal)$25
Early Close Out Fee$15
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)$1
per month
Account Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$32
Return Check Charge$32
Overdraft Sweep$5

ATM & Card

Debit Card Withdrawal or Inquire at a Non First American Bank ATM$1.50
Foreign ATM: Withdrawal or inquiry$1.50
Debit Card Rush Order$75

Check Services

Cashier's Checks Any Value$10
Stop Payments$32
per item
Temporary Check$0.25
per item
Non-Customer Check Cashing Fee$8
Drafts or Collection Item$10
per item

Account Services

Safe Deposit Box late fee$5
Not compared: Box drilling or key fee
Safe Deposit Box lost key fee$40
Not compared: Box drilling or key fee

Other Fees

Duplicate Statement Fee$5
Fax Service$5
per item
Statement Reprint$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$1	per month	None
Service charge (audience not stated, treated as personal)	$8	per month	None
Service charge (audience not stated, treated as personal)	$9	per month	None
There is a one time maintenance fee (audience not stated, treated as personal)	$25	Not stated	None
Early Close Out Fee	$15	Not stated	None
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)	$1	per month	None
Account Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$32	Not stated	None
Return Check Charge	$32	Not stated	None
Overdraft Sweep	$5	Not stated	None
ATM & Card
Debit Card Withdrawal or Inquire at a Non First American Bank ATM	$1.50	Not stated	None
Foreign ATM: Withdrawal or inquiry	$1.50	Not stated	None
Debit Card Rush Order	$75	Not stated	None
Check Services
Cashier's Checks Any Value	$10	Not stated	None
Stop Payments	$32	per item	None
Temporary Check	$0.25	per item	None
Non-Customer Check Cashing Fee	$8	Not stated	None
Drafts or Collection Item	$10	per item	None
Account Services
Safe Deposit Box late fee	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box lost key fee	$40Not compared: Box drilling or key fee	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None
Fax Service	$5	per item	None
Statement Reprint	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Maintenance Fee$1
per month
Early Close Out Fee$15
Early Close out fee, Personal and Business Savings within 6 months of opening$15
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)$1
per month
Account Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$32
Return Check Charge$32
Overdraft Sweep$5

ATM & Card

Debit Card Withdrawal or Inquire at a Non First American Bank ATM$1.50
Foreign ATM: Withdrawal or inquiry$1.50
Debit Card Rush Order$75

Check Services

Cashier's Checks Any Value$10
Stop Payments$32
per item
Temporary Check$0.25
per item
Non-Customer Check Cashing Fee$8
Drafts or Collection Item$10
per item

Account Services

Safe Deposit Box late fee$5
Not compared: Box drilling or key fee
Safe Deposit Box lost key fee$40
Not compared: Box drilling or key fee

Other Fees

Duplicate Statement Fee$5
Fax Service$5
per item
Statement Reprint$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$1	per month	None
Early Close Out Fee	$15	Not stated	None
Early Close out fee, Personal and Business Savings within 6 months of opening	$15	Not stated	None
Dormancy Fee (Maintanence Fee/Account Inactivity Fee)	$1	per month	None
Account Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$32	Not stated	None
Return Check Charge	$32	Not stated	None
Overdraft Sweep	$5	Not stated	None
ATM & Card
Debit Card Withdrawal or Inquire at a Non First American Bank ATM	$1.50	Not stated	None
Foreign ATM: Withdrawal or inquiry	$1.50	Not stated	None
Debit Card Rush Order	$75	Not stated	None
Check Services
Cashier's Checks Any Value	$10	Not stated	None
Stop Payments	$32	per item	None
Temporary Check	$0.25	per item	None
Non-Customer Check Cashing Fee	$8	Not stated	None
Drafts or Collection Item	$10	per item	None
Account Services
Safe Deposit Box late fee	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box lost key fee	$40Not compared: Box drilling or key fee	Not stated	None
Other Fees
Duplicate Statement Fee	$5	Not stated	None
Fax Service	$5	per item	None
Statement Reprint	$1	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.