19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Can be waived with a balance of $10,000 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Intercredit Bank, National Association’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance fee | $50 | Not stated | None |
| Monthly Fee | $50 | per month | None |
| ‐Dormant Account – per month (5) | $25 | per month | None |
| ‐Account Research – per hour or fraction Min | $2Not compared: Charged per hour; comparison unavailable | per hour | None |
| ‐Returned Mail – monthly | $15 | per month | None |
Overdraft & NSF | |||
| ‐Overdraft fee – per item paid (1)(2)(8) | $25 | per item | None |
| ‐Returned Check Fee (per check item)(7) | $15 | per item | None |
ATM & Card | |||
| ‐ATM Withdrawal at ATM not owned by ICB (not part of the Presto! Network) | $2.50 | Not stated | None |
| ‐ATM Inquiry – International | $3 | Not stated | None |
| ‐ATM Withdrawal ‐ International (3) | $3 | Not stated | None |
Wire Transfers | |||
| ‐Outgoing Wire Transfer – Domestic | $50Not compared: Monthly charge, not per item | per month | None |
| Bill Payment: ‐Outgoing Wire Transfer ‐ Domestic | $25 | Not stated | None |
| ‐Incoming Wire Transfer ‐ Domestic | $15 | Not stated | None |
| ‐Incoming Wire Transfer – International | $20 | Not stated | None |
Check Services | |||
| ‐Cashier’s Check – customers | $10 | Not stated | None |
| ‐Cashier’s Check – non‐customers | $25 | Not stated | None |
| ‐Online Bill Payment Stop payment‐ per item | $15 | per item | None |
| ‐Stop Payment (effective for 6 months) | $35 | Not stated | None |
| ‐Check cashing to non‐customers | $7 | Not stated | None |
Digital & Electronic | |||
| ‐Bill Payments – per remittance | $10 | Not stated | None |
| ‐Online Bill Payment Reissue‐ per item | $15Not compared: Per-item charge, not monthly | per item | None |
Account Services | |||
| ‐Notary Services (per document) – customers only | $15 | per item | None |
| ‐Drilling Cost | $200Not compared: Box drilling or key fee | Not stated | None |
| ‐Legal Document Processing (per hour plus Attorney’s fee) | $100Not compared: Charged per hour; comparison unavailable | per hour | None |
| ‐Account Verification | $20 | Not stated | None |
Lending Fees | |||
| ‐Late Payment Fee | $15 | Not stated | None |
Retirement & IRA | |||
| ‐Premature IRA Closing / Transfers | $30 | Not stated | None |
Other Fees | |||
| ‐Photocopies – per copy | $2 | per item | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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