Jax Fire Federal Credit Union

Headquarters: Jacksonville, Florida
Charter: Credit Union
Assets: $40.4M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Jax Fire Federal Credit Union: $35
Jax Fire Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Jax Fire Federal Credit Union: $10 to $35
Jax Fire Federal Credit Union: $10 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Jax Fire Federal Credit Union: $30
Jax Fire Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Jax Fire Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 90 days)$25
Escheatment Processing$25
Inactive or Dormant Share (12 months of no activity)$5
per month
Account Research & Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research & Reconciliation | $25 per hour
Return Mail/ Bad Address$5
per month

Overdraft & NSF

Courtesy Pay Member Privilege item$35
per item
Non-Sufficient Funds (NSF)$25
per item
Returned Check -payable & drawn on same person$35
per item
Returned Check -Two-Party Check$10
per item

ATM & Card

Credit/Debit Card Replacement$5
Expedited Card or Pin Replacement$75
Rush Fee (same business day after 2:30pm)$25

Wire Transfers

Outgoing Domestic Wires$30
Incoming Domestic Wires$15

Check Services

Stop Payment$35
per item
Check Cashing -Non Members$10
per item
Copy of Cleared Check$2
Not compared: Charged per page; comparison unavailable
per page · Copy of Cleared Check | $2 per page

Account Services

Tax Levy/Garnishment$50
per item
Legal Processing$100
per item
Verification of Deposit$10
Verification of Deposit –Account Check$30

Lending Fees

Consumer Loan Late Payment (15 or more days)$25
Real Estate Loan Late Payment5%
Real Estate Loan Late Payment (audience not stated, treated as personal)5%
Property Appraisal$575

Other Fees

Statement reprint$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement reprint | $5 per statement
Skip-a-Payment$20

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 90 days)	$25	Not stated	None
Escheatment Processing	$25	Not stated	None
Inactive or Dormant Share (12 months of no activity)	$5	per month	None
Account Research & Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research & Reconciliation \| $25 per hour
Return Mail/ Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay Member Privilege item	$35	per item	None
Non-Sufficient Funds (NSF)	$25	per item	None
Returned Check -payable & drawn on same person	$35	per item	None
Returned Check -Two-Party Check	$10	per item	None
ATM & Card
Credit/Debit Card Replacement	$5	Not stated	None
Expedited Card or Pin Replacement	$75	Not stated	None
Rush Fee (same business day after 2:30pm)	$25	Not stated	None
Wire Transfers
Outgoing Domestic Wires	$30	Not stated	None
Incoming Domestic Wires	$15	Not stated	None
Check Services
Stop Payment	$35	per item	None
Check Cashing -Non Members	$10	per item	None
Copy of Cleared Check	$2Not compared: Charged per page; comparison unavailable	per page	Copy of Cleared Check \| $2 per page
Account Services
Tax Levy/Garnishment	$50	per item	None
Legal Processing	$100	per item	None
Verification of Deposit	$10	Not stated	None
Verification of Deposit –Account Check	$30	Not stated	None
Lending Fees
Consumer Loan Late Payment (15 or more days)	$25	Not stated	None
Real Estate Loan Late Payment	5%	Not stated	None
Real Estate Loan Late Payment (audience not stated, treated as personal)	5%	Not stated	None
Property Appraisal	$575	Not stated	None
Other Fees
Statement reprint	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement reprint \| $5 per statement
Skip-a-Payment	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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