Highway Alliance Federal Credit Union

Headquarters: Jefferson City, Missouri
Charter: Credit Union
Assets: $29.5M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Highway Alliance Federal Credit Union: $1
Highway Alliance Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Highway Alliance Federal Credit Union: $25
Highway Alliance Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $27.50, the middle of its prices
Highway Alliance Federal Credit Union: $25 to $30
Highway Alliance Federal Credit Union: $25 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Highway Alliance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below minimum Balance$5
per month
Account closed within 90 days of opening fee$25
Dormant Account- 1-year Inactivity & below $100.00$5
per month
Account Balancing Assistance/ ResearchNo charge

ATM & Card

ATM Transactions (more than 3 per month)$1
ATM/ Debit Card (Replacement Card)$5

Wire Transfers

Wire Transfer (Domestic)$25

Check Services

Printed Cashier or Teller CheckNo charge
ACH Stop Payment$25
Stop Payment request (series or more than 1 item)$30
Copy of a Draft (check)$1

Digital & Electronic

ACH Origination$5
ACH return Item (any reason)$25

Cash & Deposit

Return Deposit Item (drawn on members account at another financial institution)$25
Returned Deposit Item (from another party)$10

Account Services

Garnishment/ IRS Levy/ Court Orders$25

Other Fees

Overnight mail$30
Duplicate Lien ReleaseNo charge

Fee	Amount	Basis	Note
Account Maintenance
Below minimum Balance	$5	per month	None
Account closed within 90 days of opening fee	$25	Not stated	None
Dormant Account- 1-year Inactivity & below $100.00	$5	per month	None
Account Balancing Assistance/ Research	No charge	Not stated	None
ATM & Card
ATM Transactions (more than 3 per month)	$1	Not stated	None
ATM/ Debit Card (Replacement Card)	$5	Not stated	None
Wire Transfers
Wire Transfer (Domestic)	$25	Not stated	None
Check Services
Printed Cashier or Teller Check	No charge	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment request (series or more than 1 item)	$30	Not stated	None
Copy of a Draft (check)	$1	Not stated	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH return Item (any reason)	$25	Not stated	None
Cash & Deposit
Return Deposit Item (drawn on members account at another financial institution)	$25	Not stated	None
Returned Deposit Item (from another party)	$10	Not stated	None
Account Services
Garnishment/ IRS Levy/ Court Orders	$25	Not stated	None
Other Fees
Overnight mail	$30	Not stated	None
Duplicate Lien Release	No charge	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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