16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for First Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $5.2M in Q2 2026, 1.5% above the same quarter a year earlier ($5.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Checking I Account
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 8.1% from Q3 2025 to Q2 2026, to $5.2M.
$5.2M
First Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
First Community Federal Credit Union · $5B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First Community Federal Credit Union(this institution) | Chesterfield, MO | $5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Affinity Plus Federal Credit Union | Saint Paul, MN | $5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Heritage Federal Credit Union | Philadelphia, PA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ascend Federal Credit Union | Tullahoma, TN | $4.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Blaze Federal Credit Union | Falcon Heights, MN | $4.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canvas Federal Credit Union | Lone Tree, CO | $5.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Chevron Federal Credit Union | Concord, CA | $5.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Consumers Federal Credit Union | lake Forest, IL | $4.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Educational Employees Federal Credit Union | Fresno, CA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eecu Federal Credit Union | Fort Worth, TX | $4.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Fairwinds Federal Credit Union | Orlando, FL | $5.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Founders Federal Credit Union | Lancaster, SC | $5.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Jovia Financial Federal Credit Union | Westbury, NY | $4.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Knoxville Tva Employees Federal Credit Union | Knoxville, TN | $5.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Liberty Federal Credit Union | Evansville, IN | $4.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Municipal Federal Credit Union | New York, NY | $5.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Northwest Federal Credit Union | Herndon, VA | $4.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nusenda Federal Credit Union | Albuquerque, NM | $5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ornl Federal Credit Union | Oak Ridge, TN | $5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rally Federal Credit Union | Corpus Christi, TX | $4.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Robins Financial Federal Credit Union | Warner Robins, GA | $5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Stanford Federal Credit Union | Palo Alto, CA | $4.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sunward Federal Credit Union | Albuquerque, NM | $4.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Dow Employees Federal Credit Union | Lake Jackson, TX | $5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tower Federal Credit Union | Laurel, MD | $5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Washington State Employees Federal Credit Union | Olympia, WA | $5.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $8 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for First Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $5.2M | +$555K | +12.1% |
| Q1 2026 | $4.6M | −$881K | −16.1% |
| Q4 2025 | $5.5M | −$126K | −2.2% |
| Q3 2025 | $5.6M | +$527K | +10.4% |
| Q2 2025 | $5.1M | +$100K | +2.0% |
| Q1 2025 | $5.0M | −$279K | −5.3% |
| Q4 2024 | $5.3M | −$25K | −0.5% |
| Q3 2024 | $5.3M | +$339K | +6.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from First Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research...................................................$20.00 per hour
per quarter
per item
per item
per item
per item
per item
per document · ACH Check Copy/Research............................. $2.00 per document
per item
per item
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
per statement · Statement Copy ............................................... $1.50 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking I Account Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Member Account Inactivity Service Charge | $5 | per month | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research...................................................$20.00 per hour |
| Invalid Address Service Charge | $5Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| ATM/Debit Overdraft Charge | $27.50 | per item | None |
| Paid NSF Item (audience not stated, treated as personal) | $27.50 | per item | None |
| Return Items Return NSF Item | $27.50 | Not stated | None |
| EFT Overdraft Transfer Charge | $2 | per item | None |
| EFT Overdraft Transfer Charge | $2Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM/Debit Card (ATM owner-imposed surcharges may apply.) Foreign ATM Transactions | $1 | per item | None |
| Foreign ATM Transactions | $1 | per transaction | None |
| Foreign ATM Transactions (audience not stated, treated as personal) | $1 | per item | None |
| Card Replacement Charge | $5 | per item | None |
| Card Rush Charge (domestic) | $60 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $20 | per item | None |
| Wire Transactions Outgoing Domestic Wire (audience not stated, treated as personal) | $20Not compared: Annual charge, not per item | per year | None |
Check Services | |||
| Cash On-Us Check/Cashier’s Check (audience not stated, treated as personal) | $5 | per item | None |
| Cashier's Check | $5 | per item | None |
| Cashier's Check (more than 2) | $2 | per item | None |
| Delete Stop Payment | $27.50 | per item | None |
| Stop Payment on Check or ACH | $27.50 | per item | None |
| Foreign Check Deposit ($10,000 or more) | $125 | Not stated | None |
| ACH Check Copy/Research | $2Not compared: Charged per document; comparison unavailable | per document | ACH Check Copy/Research............................. $2.00 per document |
| Check Copy | $2 | per item | None |
Digital & Electronic | |||
| Expedited Bill Pay Check (2-Day Delivery) | $19.95Not compared: Per-item charge, not monthly | per item | None |
| EXPRESSnet Online Bill Payment Service | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Item | $13 | per item | None |
Account Services | |||
| Safe Deposit Box 10x10 | $75 | per year | None |
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $75 | per year | None |
| Safe Deposit Box 3x10 | $30 | per year | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box 3x5 | $15 | per year | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $15 | per year | None |
| Safe Deposit Box 5x10 | $45 | per year | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $45 | per year | None |
| Safe Deposit Box Late Payment Charge | $10Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box: Replace Lock (audience not stated, treated as personal) | $125Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box2 3x5 (audience not stated, treated as personal) | $15 | per item | None |
Other Fees | |||
| Statement Copy | $1.50Not compared: Charged per statement; comparison unavailable | per statement | Statement Copy ............................................... $1.50 per statement |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.