Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 6, 2026
Call-report figures are for The Merchants National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Merchants National Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $447K in Q2 2026, 0.7% above the same quarter a year earlier ($444K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Merchants National Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $447K | −$1K | −0.2% |
| Q1 2026 | $448K | −$22K | −4.7% |
| Q4 2025 | $470K | −$18K | −3.7% |
| Q3 2025 | $488K | +$44K | +9.9% |
| Q2 2025 | $444K | +$7K | +1.6% |
| Q1 2025 | $437K | −$14K | −3.1% |
| Q4 2024 | $451K | −$22K | −4.7% |
| Q3 2024 | $473K | −$7K | −1.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
They stay out of every comparison until review is done.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Service Fee | No | $20 | per month | None |
| Monthly Service Fee: No | $20 | per month | None |
| Paper Fee (Monthly Statement) | $3 | per month | None |
Other feesUnder review | |||
| if below Minimum Balance Requirement | $4 | per month | None |
| if below Minimum Balance Requirement | $10 | per month | None |
| if below Minimum Balance Requirement | $30 | per month | None |
| Monthly service fee (Business Savings) | $4 | per month | None |
| Monthly Service Fee (Commercial Checking) | $30 | per month | None |
| Monthly Service Fee (Insured Money Market) | $10 | per month | None |
| Monthly Service Fee (Premium Business Checking) | $20 | per month | None |
| Monthly Service Fee | No | $20 | per month | None |
| Monthly Service Fee: No | $20 | per month | None |
| Paper Fee (Monthly Statement) | $3 | per month | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Merchants National Bank operates, and what regulators and customers have on file.
In Columbus, OH, The Merchants National Bank holds 0.2% of bank deposits, #24 of 53, with 4 offices.
574 offices of 86 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 53 institutions shown. $124.6B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.2% share, 4 offices, #24 of 53
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
105 offices of 33 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 8, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.