Renasant Bank

Headquarters: Tupelo, Mississippi
Charter: Bank
Assets: $27.0B
Fed district: St. Louis
Regulator: Federal Reserve
Holding company: Renasant Corp.

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 4, 2026

How these figures are measured

Call-report figures are for Renasant Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Renasant Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 4, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Renasant Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $14.5M in Q2 2026, 6.6% above the same quarter a year earlier ($13.6M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $18, the middle of its prices
Renasant Bank: $0 to $36
Renasant Bank: $0 to $36
U.S. median: no median
Wire Transfer (Domestic Out)
Renasant Bank: $30
Renasant Bank: $30
U.S. median: no median
Stop Payment
Renasant Bank: $36
Renasant Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 8.2% from Q3 2025 to Q2 2026, to $14.5M.

Service-charge income, Q2 2026

$14.5M

$13.4MQ3 2025

$14.5MQ4 2025

$14.7MQ1 2026

$14.5MQ2 2026

Against the median

Renasant BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Renasant Bank · $27B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$21.3B to $32.6B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Renasant Bank(this institution)	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Axos Bank	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Beacon Bank and Trust	Brookline, MA	$22.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Financial Bank	Cincinnati, OH	$22.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Seacoast National Bank	Stuart, FL	$21.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wilmington Savings Fund Society, FSB	Wilmington, DE	$22.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Renasant Bank does not publish a monthly maintenance fee in the index.

The peer median is $14 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Renasant Bank does not publish a monthly maintenance fee, so it is not on this chart.

Renasant BankPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Renasant Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $14.5M
vs prior quarter: −$224K−1.5%; from Q1 2026
vs a year earlier: +$898K+6.6%; from Q2 2025
vs start of range: +$4.8M+49.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Renasant Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$14.5M	−$224K	−1.5%
Q1 2026	$14.7M	+$205K	+1.4%
Q4 2025	$14.5M	+$1.1M	+8.3%
Q3 2025	$13.4M	−$202K	−1.5%
Q2 2025	$13.6M	+$3.3M	+31.4%
Q1 2025	$10.4M	+$275K	+2.7%
Q4 2024	$10.1M	+$355K	+3.6%
Q3 2024	$9.7M	−$236K	−2.4%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Renasant Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee$25
Inactive Money Market Account$10
per month
Inactive Savings Account Fee 9$10
Not compared: Quarterly charge, not monthly
per quarter
Responsibilities”: Inactive Checking Account Fee 9 (audience not stated, treated as personal)$10
per month
Branch or Emailed/Faxed Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Each Non-Sufficient Funds Fee (Returned Item) (audience not stated, treated as personal)$36
per item
Non-Sufficient Funds Fee (Returned Item)No charge
Continuous Overdraft Fee$6
per day

Wire Transfers

Domestic Outgoing Wire Fee 4$30
per item
Domestic Incoming Wire Fee$20
per item
International Outgoing Wire Fee 4,5$55
per item
International Incoming Wire Fee$20
per item

Check Services

Official Check$10
per item
Stop Payment Fee$36
per item
Official Check Copy Fee$5
per item

Digital & Electronic

ACH Return Credit Item Fee$12
per item

Cash & Deposit

Returned Deposited Item Fee$12
per item
Night Depository Services Night Deposit Replacement Key (audience not stated, treated as personal)$25
per item

Account Services

Drilling of Box Fee$250
Not compared: Box drilling or key fee
Rental Late Fee (Past Due 30 Days)$20
Not compared: Box drilling or key fee
Safe Deposit Box$20
Not compared: Box drilling or key fee
per year
Safe Deposit Box Size: 12 x 16 (audience not stated, treated as personal)$30
per item
Garnishment/Tax Levy Fee$125
per item

Other Fees

Copy Fee$5
per item
Other Account Fees Account Activity Printout/ Statement Reprint Fee (audience not stated, treated as personal)$6

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee	$25	Not stated	None
Inactive Money Market Account	$10	per month	None
Inactive Savings Account Fee 9	$10Not compared: Quarterly charge, not monthly	per quarter	None
Responsibilities”: Inactive Checking Account Fee 9 (audience not stated, treated as personal)	$10	per month	None
Branch or Emailed/Faxed Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Each Non-Sufficient Funds Fee (Returned Item) (audience not stated, treated as personal)	$36	per item	None
Non-Sufficient Funds Fee (Returned Item)	No charge	Not stated	None
Continuous Overdraft Fee	$6	per day	None
Wire Transfers
Domestic Outgoing Wire Fee 4	$30	per item	None
Domestic Incoming Wire Fee	$20	per item	None
International Outgoing Wire Fee 4,5	$55	per item	None
International Incoming Wire Fee	$20	per item	None
Check Services
Official Check	$10	per item	None
Stop Payment Fee	$36	per item	None
Official Check Copy Fee	$5	per item	None
Digital & Electronic
ACH Return Credit Item Fee	$12	per item	None
Cash & Deposit
Returned Deposited Item Fee	$12	per item	None
Night Depository Services Night Deposit Replacement Key (audience not stated, treated as personal)	$25	per item	None
Account Services
Drilling of Box Fee	$250Not compared: Box drilling or key fee	Not stated	None
Rental Late Fee (Past Due 30 Days)	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$20Not compared: Box drilling or key fee	per year	None
Safe Deposit Box Size: 12 x 16 (audience not stated, treated as personal)	$30	per item	None
Garnishment/Tax Levy Fee	$125	per item	None
Other Fees
Copy Fee	$5	per item	None
Other Account Fees Account Activity Printout/ Statement Reprint Fee (audience not stated, treated as personal)	$6	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early Closure Fee$25
Inactive Money Market Account$10
per month
Inactive Savings Account Fee 9$10
Not compared: Quarterly charge, not monthly
per quarter
Branch or Emailed/Faxed Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month

Overdraft & NSF

NON-CONSUMER ACCOUNTS Overdraft Fee (Item Paid into Overdraft)$36
per item
Non-Sufficient Funds Fee (Returned Item)No charge
Continuous Overdraft Fee$6
per day

Wire Transfers

Domestic Outgoing Wire Fee 4$30
per item
Domestic Incoming Wire Fee$20
per item
International Outgoing Wire Fee 4,5$55
per item
International Incoming Wire Fee$20
per item

Check Services

Official Check$10
per item
Stop Payment Fee$36
per item
Official Check Copy Fee$5
per item

Digital & Electronic

ACH Return Credit Item Fee$12
per item

Cash & Deposit

Returned Deposited Item Fee$12
per item

Account Services

Drilling of Box Fee$250
Not compared: Box drilling or key fee
Rental Late Fee (Past Due 30 Days)$20
Not compared: Box drilling or key fee
Safe Deposit Box$20
Not compared: Box drilling or key fee
per year
Garnishment/Tax Levy Fee$125
per item

Other Fees

Copy Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee	$25	Not stated	None
Inactive Money Market Account	$10	per month	None
Inactive Savings Account Fee 9	$10Not compared: Quarterly charge, not monthly	per quarter	None
Branch or Emailed/Faxed Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Overdraft & NSF
NON-CONSUMER ACCOUNTS Overdraft Fee (Item Paid into Overdraft)	$36	per item	None
Non-Sufficient Funds Fee (Returned Item)	No charge	Not stated	None
Continuous Overdraft Fee	$6	per day	None
Wire Transfers
Domestic Outgoing Wire Fee 4	$30	per item	None
Domestic Incoming Wire Fee	$20	per item	None
International Outgoing Wire Fee 4,5	$55	per item	None
International Incoming Wire Fee	$20	per item	None
Check Services
Official Check	$10	per item	None
Stop Payment Fee	$36	per item	None
Official Check Copy Fee	$5	per item	None
Digital & Electronic
ACH Return Credit Item Fee	$12	per item	None
Cash & Deposit
Returned Deposited Item Fee	$12	per item	None
Account Services
Drilling of Box Fee	$250Not compared: Box drilling or key fee	Not stated	None
Rental Late Fee (Past Due 30 Days)	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$20Not compared: Box drilling or key fee	per year	None
Garnishment/Tax Levy Fee	$125	per item	None
Other Fees
Copy Fee	$5	per item	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Renasant Bank operates, and what regulators and customers have on file.

Market position

In Atlanta-Sandy Springs-Roswell, GA, Renasant Bank holds 1.3% of bank deposits, #13 of 81, with 33 offices.

Compare fees with the 91 Atlanta-Sandy Springs-Roswell, GA banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 32 institutions shown.

Renasant BankOther banksCredit unions

Showing 900 of 1,269 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Atlanta-Sandy Springs-Roswell, GA metro (FDIC metro code 12060), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 30 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Truist Bank23.0%
2Bank of America, National Association19.8%
3Wells Fargo Bank, National Association14.8%
4Pinnacle Bank6.7%
5JPMorgan Chase Bank, National Association5.2%
6Ameris Bank3.6%
7RBC Bank, (Georgia) National Association3.3%
8Regions Bank2.6%
13Renasant Bank1.3%

9 of 81 institutions shown. $255.1B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Atlanta-Sandy Springs-Roswell, GA metro (FDIC metro code 12060)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2011 to 2026

June 2026: 1.3% share, 33 offices, #13 of 81

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2011 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2011 to 2026
Area: Atlanta-Sandy Springs-Roswell, GA metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

230 offices of 52 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Consumer complaints

39 complaints to the CFPB so far in 2026

Checking or savings account
Mortgage
Credit reporting or other personal consumer reports
Credit reporting, credit repair services, or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	19
Problem with a lender or other company charging your account	8
Problem caused by your funds being low	4
Trouble during payment process	2
Incorrect information on your report	2
Problem with a purchase shown on your statement	1

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

RENASANT CORP (NYSE: RNST)

Consolidated assets

$27.5B

Shareholders' equity

$3.8B

As of

2026Q3

Net income by quarter

Recent SEC filings

10-Q10-Q2026-11-04View
8-K8-K2026-10-27View
8-K8-K2026-10-27View
8-K8-K2026-08-25View
8-K8-K2026-08-06View
10-Q10-Q2026-08-05View
8-K8-K2026-07-28View
8-K8-K2026-05-15View
8-K8-K2026-05-07View
10-Q10-Q2026-05-07View
8-K8-K2026-05-01View
8-K8-K2026-04-30View

Source: SEC EDGAR filings and XBRL financial data, CIK 715072. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

Get an email when Renasant Bank's wire transfer changes in our data

We check once a day and send one email covering every change.