Compared with Mississippi
11 of 15
compared fees are above the median.
2 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
91st percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Mississippi median
of 15 compared; 2 below, 2 about the same
See the feesFee schedule read Oct 4, 2026
Call-report figures are for Renasant Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Mississippi median | Published fees above the Mississippi median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Renasant Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 4, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 5.2% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (91st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $14.5M in Q2 2026, 6.6% above the same quarter a year earlier ($13.6M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
11 of 15 compared published fees sit above the Mississippi median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Mississippi medians for fees published by banks and credit unions.
NSF / Returned Item
Compared at $18, the middle of its prices
Wire Transfer (Domestic Out)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 8.2% from Q3 2025 to Q2 2026, to $14.5M. Its share of revenue, 5.2%, is above the 2.9% median for banks with $10B to $50B in assets.
$14.5M
Renasant BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Renasant Bank · $27B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Renasant Bank(this institution) | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Hawaii | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Customers Bank | Malvern, PA | $26.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Interstate Bank | Billings, MT | $25.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Provident Bank | Jersey City, NJ | $25.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sallie Mae Bank | Salt Lake City, UT | $28.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Seacoast National Bank | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $14 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Monthly maintenance fee in dollars, one mark per institution
Renasant Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Call reports for Renasant Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $14.5M | −$224K | −1.5% |
| Q1 2026 | $14.7M | +$205K | +1.4% |
| Q4 2025 | $14.5M | +$1.1M | +8.3% |
| Q3 2025 | $13.4M | −$202K | −1.5% |
| Q2 2025 | $13.6M | +$3.3M | +31.4% |
| Q1 2025 | $10.4M | +$275K | +2.7% |
| Q4 2024 | $10.1M | +$355K | +3.6% |
| Q3 2024 | $9.7M | −$236K | −2.4% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Renasant Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Renasant Bank by share.
Amounts from Renasant Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per quarter
per month
per hour
per item
per day
per item
per item
per item
per item
per item
per year
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closure Fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactive Money Market Account | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactive Savings Account Fee 9 | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Responsibilities”: Inactive Checking Account Fee 9 (audience not stated, treated as personal) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Branch or Emailed/Faxed Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Each Non-Sufficient Funds Fee (Returned Item) (audience not stated, treated as personal) | $36Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Non-Sufficient Funds Fee (Returned Item) | No chargeBelow the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Continuous Overdraft Fee | $6Inside the U.S. middle 50% ($5 to $16 nationally) | per day | None |
Wire Transfers | |||
| Domestic Outgoing Wire Fee 4 | $30Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming Wire Fee | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire Fee 4,5 | $55Above the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Incoming Wire Fee | $20Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Official Check | $10Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Fee | $36Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Official Check Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Return Credit Item Fee | $12Below the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Cash & Deposit | |||
| Returned Deposited Item Fee | $12Inside the U.S. middle 50% ($8.88 to $25 nationally) | per item | None |
| Night Depository Services Night Deposit Replacement Key (audience not stated, treated as personal) | $25Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Account Services | |||
| Drilling of Box Fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Rental Late Fee (Past Due 30 Days) | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $20Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box Size: 12 x 16 (audience not stated, treated as personal) | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Garnishment/Tax Levy Fee | $125Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
Other Fees | |||
| Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Other Account Fees Account Activity Printout/ Statement Reprint Fee (audience not stated, treated as personal) | $6Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per quarter
per hour
per month
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closure Fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactive Money Market Account | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactive Savings Account Fee 9 | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Branch or Emailed/Faxed Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | per month | None |
Overdraft & NSF | |||
| NON-CONSUMER ACCOUNTS Overdraft Fee (Item Paid into Overdraft) | $36 | per item | None |
| Non-Sufficient Funds Fee (Returned Item) | No chargeBelow the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Continuous Overdraft Fee | $6Inside the U.S. middle 50% ($5 to $16 nationally) | per day | None |
Wire Transfers | |||
| Domestic Outgoing Wire Fee 4 | $30Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming Wire Fee | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire Fee 4,5 | $55Above the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Incoming Wire Fee | $20Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Official Check | $10Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Fee | $36Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Official Check Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Return Credit Item Fee | $12Below the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Cash & Deposit | |||
| Returned Deposited Item Fee | $12Inside the U.S. middle 50% ($8.88 to $25 nationally) | per item | None |
Account Services | |||
| Drilling of Box Fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Rental Late Fee (Past Due 30 Days) | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $20Not compared: Box drilling or key fee | per year | None |
| Garnishment/Tax Levy Fee | $125Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
Other Fees | |||
| Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Renasant Bank operates, and what regulators and customers have on file.
Branch footprint
259 offices in 6 states, $22.2B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| Outside a metro area | 76 | $6.8B |
| 33 | $3.2B | |
| 14 | $1.3B | |
| 12 | $1.1B | |
| 11 | $979.3M | |
| 7 | $830.0M | |
| 6 | $757.4M | |
| 3 | $678.8M |
Atlanta-Sandy Springs-Roswell, GA
1.3% of bank deposits, #13 of 81, down 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Truist Bank | 23% |
| Bank of America, National Association | 19.8% |
| Wells Fargo Bank, National Association | 14.8% |
| Pinnacle Bank | 6.7% |
| JPMorgan Chase Bank, National Association | 5.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Atlanta-Sandy Springs-Roswell, GA, Renasant Bank holds 1.3% of bank deposits, #13 of 81, with 33 offices.
900 offices of 32 institutions shown.
Showing 900 of 1,269 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 81 institutions shown. $255.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2011 to 2026
June 2026: 1.3% share, 33 offices, #13 of 81
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2011 to 2026.
Credit unions, reported separately
230 offices of 52 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
39 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 19 |
| Problem with a lender or other company charging your account | 8 |
| Problem caused by your funds being low | 4 |
| Trouble during payment process | 2 |
| Incorrect information on your report | 2 |
| Problem with a purchase shown on your statement | 1 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
RENASANT CORP (NYSE: RNST)
Consolidated assets
$27.0B
Shareholders' equity
$3.9B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 715072. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.