Brightstar Federal Credit Union

Headquarters: Fort Lauderdale, Florida
Charter: Credit Union
Assets: $1.1B
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
FRESH START CHECKING ACCOUNT
Brightstar Federal Credit Union: $5
Brightstar Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Brightstar Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Account Monthly fee$5
per month
Minimum Balance Fee$5
per month
Minimum Balance Fee$10
per month
Account Closing Fee$25
Dormant Account Fee (under $500.00)$10
per month
Escheat Processing Fee$25
Archive Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee$10
per month

Overdraft & NSF

Courtesy Pay (N/A to Fresh Start Checking Account)$34
per item
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)$34
per item
Overdraft Transfer from Savings, MMA, or SOS Loans$7

ATM & Card

All other ATM networks$3
ATM Cash Advance$5
Card Replacement Fee (lost/stolen)$10

Wire Transfers

Outgoing Domestic Wire Transfers$30

Check Services

Official Cashier’s Checks$10
Stop Payment of Check / ACH$35
per item
Temporary Checks (8 checks)$8
Online Copy of Paid CheckNo charge
Photo Copy of Paid Check$5
per item
Visa debit card Sales Draft Copy$5

Digital & Electronic

BILLPAY Online ServiceNo charge

Cash & Deposit

Returned Deposit Item: (Own Check)$32

Account Services

Notary for Non-member (per signature)$10
per item
Drilling fee$200
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 3 x 10$75
per year
Safe Deposit Box 3 x 5$50
per year
Safe Deposit Box 5 x 10$100
per year
Garnishment/Levy/Legal Freeze$100
Verification of Deposit, Loan or Account Form or Letter$25
per item

Lending Fees

Late Payment Fee$25

Other Fees

Overnight Mail Charge$35

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Account Monthly fee	$5	per month	None
Minimum Balance Fee	$5	per month	None
Minimum Balance Fee	$10	per month	None
Account Closing Fee	$25	Not stated	None
Dormant Account Fee (under $500.00)	$10	per month	None
Escheat Processing Fee	$25	Not stated	None
Archive Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee	$10	per month	None
Overdraft & NSF
Courtesy Pay (N/A to Fresh Start Checking Account)	$34	per item	None
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)	$34	per item	None
Overdraft Transfer from Savings, MMA, or SOS Loans	$7	Not stated	None
ATM & Card
All other ATM networks	$3	Not stated	None
ATM Cash Advance	$5	Not stated	None
Card Replacement Fee (lost/stolen)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfers	$30	Not stated	None
Check Services
Official Cashier’s Checks	$10	Not stated	None
Stop Payment of Check / ACH	$35	per item	None
Temporary Checks (8 checks)	$8	Not stated	None
Online Copy of Paid Check	No charge	Not stated	None
Photo Copy of Paid Check	$5	per item	None
Visa debit card Sales Draft Copy	$5	Not stated	None
Digital & Electronic
BILLPAY Online Service	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item: (Own Check)	$32	Not stated	None
Account Services
Notary for Non-member (per signature)	$10	per item	None
Drilling fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 3 x 10	$75	per year	None
Safe Deposit Box 3 x 5	$50	per year	None
Safe Deposit Box 5 x 10	$100	per year	None
Garnishment/Levy/Legal Freeze	$100	Not stated	None
Verification of Deposit, Loan or Account Form or Letter	$25	per item	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Other Fees
Overnight Mail Charge	$35	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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