Brightstar Federal Credit Union

Headquarters: Fort Lauderdale, Florida
Charter: Credit Union
Assets: $1.1B
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
FRESH START CHECKING ACCOUNT
Brightstar Federal Credit Union: $5
Brightstar Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Brightstar Federal Credit Union · $1.1B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1B to $1.1B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Brightstar Federal Credit Union(this institution)	Fort Lauderdale, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
1St Advantage Federal Credit Union	Newport News, VA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
4Front Federal Credit Union	Traverse City, MI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blupeak Federal Credit Union	San Diego, CA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Brazos Valley Schools Federal Credit Union	Katy, TX	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connex Federal Credit Union	North Haven, CT	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Security Federal Credit Union	Decatur, AL	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Federal Credit Union	Newburgh, IN	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hfs Federal Credit Union	Hilo, HI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Houston Police Federal Credit Union	Houston, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kellogg Community Federal Credit Union	Battle Creek, MI	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Kirtland Federal Credit Union	Albuquerque, NM	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Latino Community Federal Credit Union	Durham, NC	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mccoy Federal Credit Union	Orlando, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Merck Sharp & Dohme Federal Credit Union	Chalfont, PA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mirastar Federal Credit Union	San Jose, CA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People First Federal Credit Union	Allentown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Point Breeze Federal Credit Union	Hunt Valley, MD	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Power Financial Federal Credit Union	Pembroke Pines, FL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Raiz Federal Credit Union	El Paso, TX	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
St. Mary'S Federal Credit Union	Marlborough, MA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tucson Federal Credit Union	Tucson, AZ	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Utah Power Federal Credit Union	Murray, UT	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Velocity Federal Credit Union	Austin, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Water And Power Community Federal Credit Union	Los Angeles, CA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westby Co-Op Federal Credit Union	Westby, WI	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized credit unions.

Its published price is $5, against a peer median of $6 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Brightstar Federal Credit…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Brightstar Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Account Monthly fee$5
per month
Minimum Balance Fee$5
per month
Minimum Balance Fee$10
per month
Account Closing Fee$25
Dormant Account Fee (under $500.00)$10
per month
Escheat Processing Fee$25
Archive Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee$10
per month

Overdraft & NSF

Courtesy Pay (N/A to Fresh Start Checking Account)$34
per item
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)$34
per item
Overdraft Transfer from Savings, MMA, or SOS Loans$7

ATM & Card

All other ATM networks$3
ATM Cash Advance$5
Card Replacement Fee (lost/stolen)$10

Wire Transfers

Outgoing Domestic Wire Transfers$30

Check Services

Official Cashier’s Checks$10
Stop Payment of Check / ACH$35
per item
Temporary Checks (8 checks)$8
Online Copy of Paid CheckNo charge
Photo Copy of Paid Check$5
per item
Visa debit card Sales Draft Copy$5

Digital & Electronic

BILLPAY Online ServiceNo charge

Cash & Deposit

Returned Deposit Item: (Own Check)$32

Account Services

Notary for Non-member (per signature)$10
per item
Drilling fee$200
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 3 x 10$75
per year
Safe Deposit Box 3 x 5$50
per year
Safe Deposit Box 5 x 10$100
per year
Garnishment/Levy/Legal Freeze$100
Verification of Deposit, Loan or Account Form or Letter$25
per item

Lending Fees

Late Payment Fee$25

Other Fees

Overnight Mail Charge$35

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Account Monthly fee	$5	per month	None
Minimum Balance Fee	$5	per month	None
Minimum Balance Fee	$10	per month	None
Account Closing Fee	$25	Not stated	None
Dormant Account Fee (under $500.00)	$10	per month	None
Escheat Processing Fee	$25	Not stated	None
Archive Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee	$10	per month	None
Overdraft & NSF
Courtesy Pay (N/A to Fresh Start Checking Account)	$34	per item	None
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)	$34	per item	None
Overdraft Transfer from Savings, MMA, or SOS Loans	$7	Not stated	None
ATM & Card
All other ATM networks	$3	Not stated	None
ATM Cash Advance	$5	Not stated	None
Card Replacement Fee (lost/stolen)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfers	$30	Not stated	None
Check Services
Official Cashier’s Checks	$10	Not stated	None
Stop Payment of Check / ACH	$35	per item	None
Temporary Checks (8 checks)	$8	Not stated	None
Online Copy of Paid Check	No charge	Not stated	None
Photo Copy of Paid Check	$5	per item	None
Visa debit card Sales Draft Copy	$5	Not stated	None
Digital & Electronic
BILLPAY Online Service	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item: (Own Check)	$32	Not stated	None
Account Services
Notary for Non-member (per signature)	$10	per item	None
Drilling fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 3 x 10	$75	per year	None
Safe Deposit Box 3 x 5	$50	per year	None
Safe Deposit Box 5 x 10	$100	per year	None
Garnishment/Levy/Legal Freeze	$100	Not stated	None
Verification of Deposit, Loan or Account Form or Letter	$25	per item	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Other Fees
Overnight Mail Charge	$35	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Brightstar Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
FRESH START CHECKING ACCOUNT
Brightstar Federal Credit Union: $5
Brightstar Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
N/A to Fresh Start Checking Account
Brightstar Federal Credit Union: $34
Brightstar Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Brightstar Federal Credit Union · $1.1B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$1B to $1.1B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Brightstar Federal Credit Union(this institution)	Fort Lauderdale, FL	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
1St Advantage Federal Credit Union	Newport News, VA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
4Front Federal Credit Union	Traverse City, MI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blupeak Federal Credit Union	San Diego, CA	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Brazos Valley Schools Federal Credit Union	Katy, TX	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connex Federal Credit Union	North Haven, CT	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Security Federal Credit Union	Decatur, AL	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Federal Credit Union	Newburgh, IN	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hfs Federal Credit Union	Hilo, HI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Houston Police Federal Credit Union	Houston, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Kellogg Community Federal Credit Union	Battle Creek, MI	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Kirtland Federal Credit Union	Albuquerque, NM	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Latino Community Federal Credit Union	Durham, NC	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mccoy Federal Credit Union	Orlando, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Merck Sharp & Dohme Federal Credit Union	Chalfont, PA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mirastar Federal Credit Union	San Jose, CA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People First Federal Credit Union	Allentown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Point Breeze Federal Credit Union	Hunt Valley, MD	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Power Financial Federal Credit Union	Pembroke Pines, FL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Raiz Federal Credit Union	El Paso, TX	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
St. Mary'S Federal Credit Union	Marlborough, MA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tucson Federal Credit Union	Tucson, AZ	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Utah Power Federal Credit Union	Murray, UT	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Velocity Federal Credit Union	Austin, TX	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Water And Power Community Federal Credit Union	Los Angeles, CA	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westby Co-Op Federal Credit Union	Westby, WI	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized credit unions.

Its published price is $5, against a peer median of $6 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Brightstar Federal Credit…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Brightstar Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Account Monthly fee$5
per month
Minimum Balance Fee$5
per month
Minimum Balance Fee$10
per month
Account Closing Fee$25
Dormant Account Fee (under $500.00)$10
per month
Escheat Processing Fee$25
Archive Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee$10
per month

Overdraft & NSF

Courtesy Pay (N/A to Fresh Start Checking Account)$34
per item
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)$34
per item
Overdraft Transfer from Savings, MMA, or SOS Loans$7

ATM & Card

All other ATM networks$3
ATM Cash Advance$5
Card Replacement Fee (lost/stolen)$10

Wire Transfers

Outgoing Domestic Wire Transfers$30

Check Services

Official Cashier’s Checks$10
Stop Payment of Check / ACH$35
per item
Temporary Checks (8 checks)$8
Online Copy of Paid CheckNo charge
Photo Copy of Paid Check$5
per item
Visa debit card Sales Draft Copy$5

Digital & Electronic

BILLPAY Online ServiceNo charge

Cash & Deposit

Returned Deposit Item: (Own Check)$32

Account Services

Notary for Non-member (per signature)$10
per item
Drilling fee$200
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 3 x 10$75
per year
Safe Deposit Box 3 x 5$50
per year
Safe Deposit Box 5 x 10$100
per year
Garnishment/Levy/Legal Freeze$100
Verification of Deposit, Loan or Account Form or Letter$25
per item

Lending Fees

Late Payment Fee$25

Other Fees

Overnight Mail Charge$35

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Account Monthly fee	$5	per month	None
Minimum Balance Fee	$5	per month	None
Minimum Balance Fee	$10	per month	None
Account Closing Fee	$25	Not stated	None
Dormant Account Fee (under $500.00)	$10	per month	None
Escheat Processing Fee	$25	Not stated	None
Archive Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Archive Account Research.............................................................................................................................................................................................$25.00/hour
Mailed Statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Mailed Statements .......................................................................................................................................................................................$5.00 per statement
Invalid Address Fee	$10	per month	None
Overdraft & NSF
Courtesy Pay (N/A to Fresh Start Checking Account)	$34	per item	None
Non Sufficient Funds (NSF) Fee (N/A to Fresh Start Checking Account)	$34	per item	None
Overdraft Transfer from Savings, MMA, or SOS Loans	$7	Not stated	None
ATM & Card
All other ATM networks	$3	Not stated	None
ATM Cash Advance	$5	Not stated	None
Card Replacement Fee (lost/stolen)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfers	$30	Not stated	None
Check Services
Official Cashier’s Checks	$10	Not stated	None
Stop Payment of Check / ACH	$35	per item	None
Temporary Checks (8 checks)	$8	Not stated	None
Online Copy of Paid Check	No charge	Not stated	None
Photo Copy of Paid Check	$5	per item	None
Visa debit card Sales Draft Copy	$5	Not stated	None
Digital & Electronic
BILLPAY Online Service	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item: (Own Check)	$32	Not stated	None
Account Services
Notary for Non-member (per signature)	$10	per item	None
Drilling fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 3 x 10	$75	per year	None
Safe Deposit Box 3 x 5	$50	per year	None
Safe Deposit Box 5 x 10	$100	per year	None
Garnishment/Levy/Legal Freeze	$100	Not stated	None
Verification of Deposit, Loan or Account Form or Letter	$25	per item	None
Lending Fees
Late Payment Fee	$25	Not stated	None
Other Fees
Overnight Mail Charge	$35	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.