Insight Federal Credit Union

Headquarters: Winter Springs, Florida
Charter: Credit Union
Assets: $629.1M
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Insight Federal Credit Union: $39
Insight Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Insight Federal Credit Union: $39
Insight Federal Credit Union: $39
U.S. median: no median
Non-Network ATM
Insight Federal Credit Union: $2
Insight Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Insight Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee (Monthly)$5
per month
Money Market Fee (Balance Under $1,000) (Monthly)$12
per month
Closed Account Fee$25
Paper Statement Fee (Excludes Seniority Status)$5
Bad Address Fee (Per Month)$10
per month

Overdraft & NSF

Non-Sufficient Funds/Overdraft Privilege Service Fee$39
Return Items$39
Overdraft Transfer Fee$3

ATM & Card

ATM Fee (Foreign)$2
Lost Debit Card ReorderNo charge

Wire Transfers

Wire Transfer (Domestic, Outgoing)$25
Wire Transfer (Domestic, Incoming)$15

Check Services

Official Check (Non-Member)$10
Money Order$4
Stop Payment$39
Temporary Checks$3
per item · Per sheet
Temporary Checks (Per Sheet)$3
per item
US Treasury/Tax Refund Check Cashing$5
Collection Item (Domestic)$10
Check Copy$5

Digital & Electronic

Bill Pay (No Usage for 90 Days) (Monthly)$5
per month
Copy of a Bill Pay Check$20

Cash & Deposit

Coin Machine Fee (Non-Member)10%

Account Services

Safe Deposit Box 10x10$125
Safe Deposit Box 3x10$60
Safe Deposit Box 3x5$40
Safe Deposit Box 5x10$80
Safe Deposit Box Drilling$250
Not compared: Box drilling or key fee
Garnishment/Levy Fee (One Time)$100
one time
Verification of Deposit$10
Verification of Deposit (Rush)$15
per item

Gift & Prepaid Cards

Gift Card$3

Other Fees

Photocopy$5
Statement Copy (Per Month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee (Monthly)	$5	per month	None
Money Market Fee (Balance Under $1,000) (Monthly)	$12	per month	None
Closed Account Fee	$25	Not stated	None
Paper Statement Fee (Excludes Seniority Status)	$5	Not stated	None
Bad Address Fee (Per Month)	$10	per month	None
Overdraft & NSF
Non-Sufficient Funds/Overdraft Privilege Service Fee	$39	Not stated	None
Return Items	$39	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
ATM Fee (Foreign)	$2	Not stated	None
Lost Debit Card Reorder	No charge	Not stated	None
Wire Transfers
Wire Transfer (Domestic, Outgoing)	$25	Not stated	None
Wire Transfer (Domestic, Incoming)	$15	Not stated	None
Check Services
Official Check (Non-Member)	$10	Not stated	None
Money Order	$4	Not stated	None
Stop Payment	$39	Not stated	None
Temporary Checks	$3	per item	Per sheet
Temporary Checks (Per Sheet)	$3	per item	None
US Treasury/Tax Refund Check Cashing	$5	Not stated	None
Collection Item (Domestic)	$10	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
Bill Pay (No Usage for 90 Days) (Monthly)	$5	per month	None
Copy of a Bill Pay Check	$20	Not stated	None
Cash & Deposit
Coin Machine Fee (Non-Member)	10%	Not stated	None
Account Services
Safe Deposit Box 10x10	$125	Not stated	None
Safe Deposit Box 3x10	$60	Not stated	None
Safe Deposit Box 3x5	$40	Not stated	None
Safe Deposit Box 5x10	$80	Not stated	None
Safe Deposit Box Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee (One Time)	$100	one time	None
Verification of Deposit	$10	Not stated	None
Verification of Deposit (Rush)	$15	per item	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Photocopy	$5	Not stated	None
Statement Copy (Per Month)	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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