Ecu Federal Credit Union

Headquarters: Seminole, Florida
Charter: Credit Union
Assets: $34.1M
Fed district: Atlanta

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking $5 to $6
Compared at $5.50, the middle of its prices
Ecu Federal Credit Union: $5 to $6
Ecu Federal Credit Union: $5 to $6
U.S. median: no median
Overdraft (OD)
Ecu Federal Credit Union: $30
Ecu Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Ecu Federal Credit Union: $20
Ecu Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ecu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

MINIMUM BALANCE REQUIREMENT Monthly Service fee$5
per month
NO MINIMUM BALANCE REQUIREMENT Monthly Service fee$6
per month
Below Minimum Balance$5
Dormant Account Fee(2 Years of No Activity)$10
Escheatment$100
IRA Inactive Fee (assessed after12 months of no activity)$5
Not compared: CD/IRA fee
Account Research/Reconciliation Fee$25
Paper Statement$1
Bad Address Fee$5

Overdraft & NSF

Courtesy Pay Paid Overdrafts$30
Overdraft Protection AutoTransfer from Share Acct$5

ATM & Card

Visa Lost Card Fee$5
Rush Order for Card or PIN$50

Wire Transfers

Wire Outgoing Fee Domestic$20
Wire Incoming Domestic$10
Wire Incoming Foreign$10

Check Services

Cashier Check Fee$3
Teller Check to a Third Party$1
Stop Payment Debit Card Item$35
Stop Payment Fee$30
Non‐Member Check Cashing$3
Foreign Item Collection$10
Items Sent for Collection$25
Copy (Check, Statement)$3

Digital & Electronic

Same Day ACH$5
Internet Banking/ Bill Pay ServiceNo charge

Cash & Deposit

Returned Deposit or Payment(item issued by member)$30

Account Services

Garnishments, Levies,Legal Notices$50
Verification of Deposit Fee$10

Lending Fees

Late Fee$25

Retirement & IRA

IRA Outgoing Transfer$25

Gift & Prepaid Cards

Gift Card Issuance Fee$3

Other Fees

Copy of Account History$1.50
Visa Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
MINIMUM BALANCE REQUIREMENT Monthly Service fee	$5	per month	None
NO MINIMUM BALANCE REQUIREMENT Monthly Service fee	$6	per month	None
Below Minimum Balance	$5	Not stated	None
Dormant Account Fee(2 Years of No Activity)	$10	Not stated	None
Escheatment	$100	Not stated	None
IRA Inactive Fee (assessed after12 months of no activity)	$5Not compared: CD/IRA fee	Not stated	None
Account Research/Reconciliation Fee	$25	Not stated	None
Paper Statement	$1	Not stated	None
Bad Address Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Paid Overdrafts	$30	Not stated	None
Overdraft Protection AutoTransfer from Share Acct	$5	Not stated	None
ATM & Card
Visa Lost Card Fee	$5	Not stated	None
Rush Order for Card or PIN	$50	Not stated	None
Wire Transfers
Wire Outgoing Fee Domestic	$20	Not stated	None
Wire Incoming Domestic	$10	Not stated	None
Wire Incoming Foreign	$10	Not stated	None
Check Services
Cashier Check Fee	$3	Not stated	None
Teller Check to a Third Party	$1	Not stated	None
Stop Payment Debit Card Item	$35	Not stated	None
Stop Payment Fee	$30	Not stated	None
Non‐Member Check Cashing	$3	Not stated	None
Foreign Item Collection	$10	Not stated	None
Items Sent for Collection	$25	Not stated	None
Copy (Check, Statement)	$3	Not stated	None
Digital & Electronic
Same Day ACH	$5	Not stated	None
Internet Banking/ Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Returned Deposit or Payment(item issued by member)	$30	Not stated	None
Account Services
Garnishments, Levies,Legal Notices	$50	Not stated	None
Verification of Deposit Fee	$10	Not stated	None
Lending Fees
Late Fee	$25	Not stated	None
Retirement & IRA
IRA Outgoing Transfer	$25	Not stated	None
Gift & Prepaid Cards
Gift Card Issuance Fee	$3	Not stated	None
Other Fees
Copy of Account History	$1.50	Not stated	None
Visa Statement Copy	$3	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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