Sun Federal Credit Union

Headquarters: Hollywood, Florida
Charter: Credit Union
Assets: $128.8M
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Sun Federal Credit Union: $15
Sun Federal Credit Union: $15
U.S. median: no median
Overdraft (OD)
Sun Federal Credit Union: $24
Sun Federal Credit Union: $24
U.S. median: no median
NSF / Returned Item
Sun Federal Credit Union: $29
Sun Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sun Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly service charge (audience not stated, treated as personal)$15
per month
Dormant Account (if balance under and no transactions for 12 consecutive months)$10
per month
Acct Reconciliation Research$35
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address$5
per month

Overdraft & NSF

Courtesy Pay (For each item paid)$24
per item
Non-Sufficient Funds$29
per item

ATM & Card

Withdrawals at non-SUN, non-PRESTO! ATMs (Additional fees may be charged by ATM provider)$2
per item
Replacement Card$10
per item

Wire Transfers

Wire Transfers: Outgoing$25
Wire Transfers: Incoming$10
Wire Transfers: International$20

Check Services

Cashier's Check$3
Stop Payment$29
Temporary Checks - Without Check Reorder (audience not stated, treated as personal)$2
per item · 8 cks max; 4 cks/pg
Temporary Checks (W/check reorder-8 cks max)No charge
per item
Foreign Item Processing$10
Cashier's Check Copy$5
Personal Check Copy$2
per item

Cash & Deposit

Cash Advance on Foreign Card$5
Returned Deposit item – Self$32
Returned Deposit Item – Third Party$10

Account Services

Notary ServiceNo charge
Tax Levy / Garnishment$100
Mortgage Subordination$150

Lending Fees

Late Fee (audience not stated, treated as personal)10%($29 minimum)

Gift & Prepaid Cards

VISA Gift Card$2

Other Fees

FAX or Photocopy$2
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5
Skip a Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Dormant Account (if balance under and no transactions for 12 consecutive months)	$10	per month	None
Acct Reconciliation Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address	$5	per month	None
Overdraft & NSF
Courtesy Pay (For each item paid)	$24	per item	None
Non-Sufficient Funds	$29	per item	None
ATM & Card
Withdrawals at non-SUN, non-PRESTO! ATMs (Additional fees may be charged by ATM provider)	$2	per item	None
Replacement Card	$10	per item	None
Wire Transfers
Wire Transfers: Outgoing	$25	Not stated	None
Wire Transfers: Incoming	$10	Not stated	None
Wire Transfers: International	$20	Not stated	None
Check Services
Cashier's Check	$3	Not stated	None
Stop Payment	$29	Not stated	None
Temporary Checks - Without Check Reorder (audience not stated, treated as personal)	$2	per item	8 cks max; 4 cks/pg
Temporary Checks (W/check reorder-8 cks max)	No charge	per item	None
Foreign Item Processing	$10	Not stated	None
Cashier's Check Copy	$5	Not stated	None
Personal Check Copy	$2	per item	None
Cash & Deposit
Cash Advance on Foreign Card	$5	Not stated	None
Returned Deposit item – Self	$32	Not stated	None
Returned Deposit Item – Third Party	$10	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Tax Levy / Garnishment	$100	Not stated	None
Mortgage Subordination	$150	Not stated	None
Lending Fees
Late Fee (audience not stated, treated as personal)	10%($29 minimum)	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$2	Not stated	None
Other Fees
FAX or Photocopy	$2Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None
Skip a Payment Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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