Alive Federal Credit Union

Headquarters: Jacksonville, Florida
Charter: Credit Union
Assets: $295.5M
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Alive Federal Credit Union: $5 to $8
Alive Federal Credit Union: $5 to $8
U.S. median: no median
Overdraft (OD)
Alive Federal Credit Union: $28
Alive Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Alive Federal Credit Union: $28
Alive Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alive Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly service fee$8
per month
Monthly service fee$5
per month
Account closed within 90 days of opening$10
Fresh Start Checking (exempt from inactivity or early closure fees)$5
per month
Inactive account (No activity for 12 months)$15
Not compared: Quarterly charge, not monthly
per quarter
Account research (minimum 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed paper statements$2
Bad address/returned mail$8

Overdraft & NSF

Overdraft fee$28
per item
NSF – ACH/check/bill pay/recurring debit/POS$28
per item

ATM & Card

ATM withdrawal (after two per month, excludes Alive ATMs and Presto) (audience not stated, treated as personal)$2.50
Inquiry (at non-Alive CU ATM’s) (audience not stated, treated as personal)$2
Replacement, reopen or Instant Issue card (except fraud) (audience not stated, treated as personal)$10
International transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire transfer (outgoing – domestic)$25

Check Services

Expedited cashier’s check$25
Official check withdrawal over 1 per day$3
Not compared: Daily charge, not per item
per day
Official check/exchange$5
Stop payment (all items, a series of items, official checks)$35
Checks$5
Foreign item collection$35
Check copy (free via online banking)$10

Cash & Deposit

Coin machine (audience not stated, treated as personal)6%
Denied chargeback request (audience not stated, treated as personal)$30

Account Services

Notary$10
Not compared: Charged per document; comparison unavailable
per document
Legal processing and reviews$100
per item
Mortgage subordination agreement$100

Retirement & IRA

IRA & HSA Annual maintenance$25
per year
IRA & HSA termination (rollover, transfer withdrawal)$25

Gift & Prepaid Cards

Gift Card (audience not stated, treated as personal)$2.50
Reloadable prepaid card activation$5.95

Other Fees

Statement copies (free via Online Banking)$5
Easy Cash Plus loan processing fee$20
Existing Alive CU loan refinance processing$25

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly service fee	$8	per month	None
Monthly service fee	$5	per month	None
Account closed within 90 days of opening	$10	Not stated	None
Fresh Start Checking (exempt from inactivity or early closure fees)	$5	per month	None
Inactive account (No activity for 12 months)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account research (minimum 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed paper statements	$2	Not stated	None
Bad address/returned mail	$8	Not stated	None
Overdraft & NSF
Overdraft fee	$28	per item	None
NSF – ACH/check/bill pay/recurring debit/POS	$28	per item	None
ATM & Card
ATM withdrawal (after two per month, excludes Alive ATMs and Presto) (audience not stated, treated as personal)	$2.50	Not stated	None
Inquiry (at non-Alive CU ATM’s) (audience not stated, treated as personal)	$2	Not stated	None
Replacement, reopen or Instant Issue card (except fraud) (audience not stated, treated as personal)	$10	Not stated	None
International transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire transfer (outgoing – domestic)	$25	Not stated	None
Check Services
Expedited cashier’s check	$25	Not stated	None
Official check withdrawal over 1 per day	$3Not compared: Daily charge, not per item	per day	None
Official check/exchange	$5	Not stated	None
Stop payment (all items, a series of items, official checks)	$35	Not stated	None
Checks	$5	Not stated	None
Foreign item collection	$35	Not stated	None
Check copy (free via online banking)	$10	Not stated	None
Cash & Deposit
Coin machine (audience not stated, treated as personal)	6%	Not stated	None
Denied chargeback request (audience not stated, treated as personal)	$30	Not stated	None
Account Services
Notary	$10Not compared: Charged per document; comparison unavailable	per document	None
Legal processing and reviews	$100	per item	None
Mortgage subordination agreement	$100	Not stated	None
Retirement & IRA
IRA & HSA Annual maintenance	$25	per year	None
IRA & HSA termination (rollover, transfer withdrawal)	$25	Not stated	None
Gift & Prepaid Cards
Gift Card (audience not stated, treated as personal)	$2.50	Not stated	None
Reloadable prepaid card activation	$5.95	Not stated	None
Other Fees
Statement copies (free via Online Banking)	$5	Not stated	None
Easy Cash Plus loan processing fee	$20	Not stated	None
Existing Alive CU loan refinance processing	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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