ATM withdrawal (after two per month, excludes Alive ATMs and Presto)$2.50Within the typical range ($1–$2.50 nationally)
$0.75 above the national median
per month · Source
Replacement, reopen or Instant Issue card (except fraud)$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire transfer (outgoing – domestic)$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Check copy (free via online banking)$10Above the typical range ($2–$5 nationally)
$7 above the national median
Source
Checks – (Temporary Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median
Source
Official check withdrawal over 1 per day$3Within the typical range ($3–$6 nationally)
$2 below the national median
per day · Source
Official check/exchange$5Within the typical range ($3–$6 nationally)
At the national median
Source

Cash & DepositVerified

Denied chargeback request$30Above the typical range ($10–$25 nationally)
$15 above the national median
Source

Account ServicesVerified

Mortgage subordination agreement$100Within the typical range ($50–$150 nationally)
At the national median
Source
Notary$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source

Lending FeesVerified

Easy Cash Plus loan processing fee$20Below the typical range ($25–$50 nationally)
$12 below the national median
Source

Retirement & IRAVerified

IRA & HSA Annual maintenance$25Within the typical range ($10–$25 nationally)
$10 above the national median
per year · Source
IRA & HSA termination (rollover, transfer withdrawal)$25Within the typical range ($25–$35.63 nationally)
At the national median
Source

Gift & Prepaid CardsVerified

Gift Card$2.50Below the typical range ($3–$4.40 nationally)
$1 below the national median
Source
Reloadable prepaid card activation$5.95Above the typical range ($2.84–$5 nationally)
$1 above the national median
Source

Other FeesVerified

Overnight mail | Cost plus$5Below the typical range ($20–$43.75 nationally)
$20.25 below the national median
Source
Statement copies (free via Online Banking)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account research (minimum 1 hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Bad address/returned mail	$8Below the typical range ($20–$25 nationally)	$17 below the national median	—	—	Source
Holiday Club account (early withdrawal)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Inactive account (No activity for 12 months)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Mailed paper statements	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
NSF – ACH/check/bill pay/recurring debit/POS	$28Within the typical range ($25–$31 nationally)	$2 below the national median	per item	—	Source
ATM & CardVerified
ATM withdrawal (after two per month, excludes Alive ATMs and Presto)	$2.50Within the typical range ($1–$2.50 nationally)	$0.75 above the national median	per month	—	Source
Replacement, reopen or Instant Issue card (except fraud)	$10
Wire TransfersVerified
Wire transfer (outgoing – domestic)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Check copy (free via online banking)	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	—	Source
Checks – (Temporary Checks	$5
Cash & DepositVerified
Denied chargeback request	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	—	Source
Account ServicesVerified
Mortgage subordination agreement	$100Within the typical range ($50–$150 nationally)	At the national median	—	—	Source
Notary	$10
Lending FeesVerified
Easy Cash Plus loan processing fee	$20Below the typical range ($25–$50 nationally)	$12 below the national median	—	—	Source
Retirement & IRAVerified
IRA & HSA Annual maintenance	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per year	—	Source
IRA & HSA termination (rollover, transfer withdrawal)	$25
Gift & Prepaid CardsVerified
Gift Card	$2.50Below the typical range ($3–$4.40 nationally)	$1 below the national median	—	—	Source
Reloadable prepaid card activation	$5.95
Other FeesVerified
Overnight mail \| Cost plus	$5Below the typical range ($20–$43.75 nationally)	$20.25 below the national median	—	—	Source
Statement copies (free via Online Banking)	$5

Fee change alerts

Get an email when Alive Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Alive Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

7% below the national median NSF fee

Total fees: 24 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$295.5M

Work at Alive Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$295.5M

Total deposits

$261.4M

Service charge income (year to date)

$957K

Fee income ratio

11.2%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,631 published fee entries from 2,494 institutions

See pricing