Coastal1 Federal Credit Union

Headquarters: Pawtucket, Rhode Island
Charter: Credit Union
Assets: $3.5B
Fed district: Boston

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11, the middle of its prices
Coastal1 Federal Credit Union: $5 to $25
Coastal1 Federal Credit Union: $5 to $25
U.S. median: no median
Overdraft (OD)
Coastal1 Federal Credit Union: $35
Coastal1 Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Coastal1 Federal Credit Union: $2.50
Coastal1 Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Coastal1 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Monthly Service Charge$5
per month
Monthly service charge (Direct Plus)$10
per month
Spectrum Checking Monthly Service Charge$12
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Privilege Standard or Extended Coverage$35
per item

ATM & Card

Special Services: Outgoing: ATM Transaction (Foreign ATM)$2.50
per item
Card Replacement$7.50
Not compared: Monthly charge, not per item
per month
Currency Conversion1%
per item

Check Services

Temporary Checks$2
Collection Item – Domestic: Incoming$25

Cash & Deposit

Coin Sorting3%

Account Services

Levy Processing$75
Levy/Garnishment Processing$100

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Monthly Service Charge	$5	per month	None
Monthly service charge (Direct Plus)	$10	per month	None
Spectrum Checking Monthly Service Charge	$12	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Privilege Standard or Extended Coverage	$35	per item	None
ATM & Card
Special Services: Outgoing: ATM Transaction (Foreign ATM)	$2.50	per item	None
Card Replacement	$7.50Not compared: Monthly charge, not per item	per month	None
Currency Conversion	1%	per item	None
Check Services
Temporary Checks	$2	Not stated	None
Collection Item – Domestic: Incoming	$25	Not stated	None
Cash & Deposit
Coin Sorting	3%	Not stated	None
Account Services
Levy Processing	$75	Not stated	None
Levy/Garnishment Processing	$100	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Coastal1 Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.