Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Westerly Community Federal Credit Union

Wakefield, Rhode IslandCredit UnionBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Minimum Balance to Avoid Monthly Fee$0Below the typical range ($4–$10 nationally)

Monthly Fee$5

$1 below the national median$5 below the Rhode Island median

per month · Source

Overdraft & NSFVerified

Overdraft Privilege$29.50Within the typical range ($25–$33 nationally)
$0.50 below the national median$1.50 below the Rhode Island median
per item · Source
Overdraft Privilege Service Charge$29.50Within the typical range ($25–$33 nationally)
$0.50 below the national median$1.50 below the Rhode Island median
Source
Insufficient Funds Fee$29.50Within the typical range ($25–$32 nationally)
$0.50 below the national median$1.50 below the Rhode Island median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Minimum Balance to Avoid Monthly Fee	$0Below the typical range ($4–$10 nationally)	$6 below the national median$10 below the Rhode Island median	per month	—	Source
Monthly Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$5 below the Rhode Island median	per month	—	Source
Overdraft & NSFVerified
Overdraft Privilege	$29.50Within the typical range ($25–$33 nationally)	$0.50 below the national median$1.50 below the Rhode Island median	per item	—	Source
Overdraft Privilege Service Charge	$29.50

Fee change alerts

Get an email when Westerly Community Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29.50

Overdraft fee: $29.50

Overdraft fee is aligned with the national median

5 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$519.9M

Work at Westerly Community Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$519.9M

Total deposits

$451.3M

Service charge income (year to date)

$1.3M

Fee income ratio

9.3%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,356 published fee entries from 3,591 institutions

See pricing