Emblem Credit Union Fees: NSF $20, Monthly $10 (2026)

Emblem Credit Union Fees: NSF $20, Monthly $10 (2026) | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Bad Address	$5	per month	—	Source
Below Minimum Balance	$10	per month	—	Source
Dormant Account	$5	per month	—	Source
Monthly Service Fee	$10	per month	—	Source
Paper Statement Fee	$3	per month	Waived if eStatements enabled. Waived for members under 18 and over 65 years of age.	Source
Statement Copy	$1	per item	Per page	Source
Overdraft & NSFVerified
Insufficient Funds	$20	per item	Per occurrence, including repeat presentments.	Source
Return Item Deposited or Cashed	$15	per item	—	Source
ATM & CardVerified
Replacement Card	$10	per item	Original free, 1st replacement free	Source
Rushed Card Order (Two-day)	$30	per item	Waived for accounts with eStatements enabled. Waived for members under 18 and over 65 years of age. Waived if Credit Union error.	Source
Wire TransfersVerified
Wire Transfer - Domestic Incoming	$10	per item	—	Source
Wire Transfer - Domestic Outgoing	$20	per item	—	Source
Check ServicesVerified
Cashier's Checks	$2	per item	Limit of 3 checks issued per visit to teller window. Applies to Basic business checking accounts and REset consumer checking accounts.	Source
Check Copies	$2	per item	—	Source
Stop Payment
Account ServicesVerified
Verification of Deposit (VOD)	$20	per item	—	Source

Emblem Credit Union