Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Northwoods Community Federal Credit Union

Park Falls, WisconsinCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Minimum balance required to open this account is$25Above the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=minimum_balance; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Minimum balance required to open this account is $25.00." · Source

Minimum balance required to open this account is$5

$1 below the national median

Overdraft & NSFVerified

NSF Check Returns$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=nsf; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="NSF Check Returns | $30.00" · Source

Wire TransfersVerified

Wire Transfers (incoming)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=wire_domestic_incoming; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Wire Transfers (incoming) | $15.00" · Source
Wire Transfers (outgoing)$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=wire_domestic_outgoing; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Wire Transfers (outgoing) | $30.00" · Source

Check ServicesVerified

Check Cashing savings only with 2 month average daily balane below$100Above the typical range ($5–$10 nationally)
$95 above the national median
per day · Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=check_cashing; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Check Cashing * savings only with 2 month average daily balane below $100, without an active checking account, loan, certificate or IRA on U.S. collected funds | $1.00 per hundred," · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=check_image; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Check Copy | $5.00/copy" · Source
Money Orders | 3.00 fee age 60 and over$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=money_order; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Money Orders | 3.00 fee age 60 and over $5.00 fee per money order up to $1,000.00" · Source

Digital & ElectronicVerified

ACH Returned$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=ach_return; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="ACH Returned | $30.00" · Source

Account ServicesVerified

Safe Deposit Boxes | 3x5x21$20Below the typical range ($25–$80 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=safe_deposit_box; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Safe Deposit Boxes | 3x5x21 $20.00 annually 3x10x21 $40.00 annually 5x10x21 $70.00 annually 10x10x21 $100.00 annually" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Minimum balance required to open this account is	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=minimum_balance; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Minimum balance required to open this account is $25.00."	Source
Minimum balance required to open this account is	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=minimum_balance; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Minimum balance required to open this account is $5.00."	Source
Overdraft & NSFVerified
NSF Check Returns	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=nsf; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="NSF Check Returns \| $30.00"	Source
Wire TransfersVerified
Wire Transfers (incoming)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=wire_domestic_incoming; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Wire Transfers (incoming) \| $15.00"	Source
Wire Transfers (outgoing)
Check ServicesVerified
Check Cashing savings only with 2 month average daily balane below	$100Above the typical range ($5–$10 nationally)	$95 above the national median	per day	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=check_cashing; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Check Cashing * savings only with 2 month average daily balane below $100, without an active checking account, loan, certificate or IRA on U.S. collected funds \| $1.00 per hundred,"	Source
Digital & ElectronicVerified
ACH Returned	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=ach_return; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="ACH Returned \| $30.00"	Source
Account ServicesVerified
Safe Deposit Boxes \| 3x5x21	$20Below the typical range ($25–$80 nationally)	$20 below the national median	per year	Knox deterministic extraction from Rosetta artifact #2567. canonical_hint=safe_deposit_box; text_hash=398e76416c22f8039db0807563796deb4f5b14728f65dcf75cf67af9498b20f2; excerpt="Safe Deposit Boxes \| 3x5x21 $20.00 annually 3x10x21 $40.00 annually 5x10x21 $70.00 annually 10x10x21 $100.00 annually"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$93.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.1M

Total deposits

$82.3M

Service charge income (year to date)

$162K

Fee income ratio

6.3%

Return on assets

0.44%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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