Credit Union of The Rockies

Headquarters: Golden, Colorado
Charter: Credit Union
Assets: $113.3M
Fed district: Kansas City
Regulator: NCUA

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for Credit Union of The Rockies, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Credit Union of The Rockies's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Credit Union of The Rockies (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $116K in Q2 2026, 14% below the same quarter a year earlier ($135K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Credit Union of The Rockies: $32
Credit Union of The Rockies: $32
U.S. median: no median
NSF / Returned Item
Credit Union of The Rockies: $32
Credit Union of The Rockies: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Credit Union of The Rockies: $20
Credit Union of The Rockies: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 10% from Q3 2025 to Q2 2026, to $116K.

Fee income, Q2 2026

$116K

$129KQ3 2025

$128KQ4 2025

$111KQ1 2026

$116KQ2 2026

Against the median

Credit Union of The RockiesMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Credit Union of The Rockies · $113M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$111M to $117M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Credit Union of The Rockies(this institution)	Golden, CO	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chiphone Federal Credit Union	Elkhart, IN	$112M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland Selfreliance Federal Credit Union	Parma, OH	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Deepwater Industries Federal Credit Union	Deepwater, NJ	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Desert Rivers Federal Credit Union	Moab, UT	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Explorers Federal Credit Union	Yankton, SD	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ibew & United Workers Federal Credit Union	Portland, OR	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
L G & W Federal Credit Union	Memphis, TN	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
La Loma Federal Credit Union	Loma Linda, CA	$117M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Madison County Federal Credit Union	Anderson, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mercer County Community Federal Credit Union	Hermitage, PA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metrum Community Federal Credit Union	Centennial, CO	$112M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mobile Educators Federal Credit Union	Mobile, AL	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Alliance Federal Credit Union	Ambridge, PA	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Star Federal Credit Union	Cook, MN	$116M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northridge Community Federal Credit Union	Virginia, MN	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
One Credit Union of Ny	Cheektowaga, NY	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Advantage Federal Credit Union	Petersburg, VA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Riverview Federal Credit Union	Belpre, OH	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sound Federal Credit Union	Norwalk, CT	$116M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southern Lakes Federal Credit Union	Kenosha, WI	$113M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Southwest 66 Federal Credit Union	Odessa, TX	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Total Community Federal Credit Union	Taylor, MI	$111M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorthern Federal Credit Union	Malone, NY	$112M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
White Rose Federal Credit Union	York, PA	$115M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Wichita Falls Teachers Federal Credit Union	Wichita Falls, TX	$116M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(out-of-network atm)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Credit Union of The Rockies does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Credit Union of The Rockies does not publish an out-of-network atm fee, so it is not on this chart.

Credit Union of The Rocki…Peer (equal prices stack)Peer medianInclude 4 outliers ($0, $0.75, $2, $2)Shown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Credit Union of The Rockies (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $116K
vs prior quarter: +$5K+4.5%; from Q1 2026
vs a year earlier: −$19K−14.1%; from Q2 2025
vs start of range: −$29K−20.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Credit Union of The Rockies (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$116K	+$5K	+4.5%
Q1 2026	$111K	−$17K	−13.3%
Q4 2025	$128K	−$1K	−0.8%
Q3 2025	$129K	−$6K	−4.4%
Q2 2025	$135K	+$7K	+5.5%
Q1 2025	$128K	−$18K	−12.3%
Q4 2024	$146K	+$1K	+0.7%
Q3 2024	$145K	+$11K	+8.2%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Credit Union of The Rockies’s own schedules, with a source for each figure.

Account Maintenance

Account Closure Fee (closed within 90 days of account opening)$25
Dormant Account Fee (after 12 months of no activity)$5
per month
Account Research/Balancing$75
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Balancing $75.00/hour
Paper Statements$3
per month
Incorrect Address$5
per month
Returned Mail Processing$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (Overdraft) Item paid$32
Non-Sufficient Funds (NSF Item)$32

ATM & Card

Card Replacement Fee – Debit or Credit$20
per item
Rush Card – Debit or Credit$35
Visa Foreign Transaction Fee1%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic only)$20
per item
Incoming Wire Transfer$10
per item

Check Services

Official Checks$6
Official Checks$3
Money Orders$3
Money Orders$6
Stop Payment$32
per item
Temporary Checks (4 checks per sheet)$2
per item
Check Cashing – OnUs checks only$0.99
per item
Bill Pay Check Copy$10
per item
Share Draft Copy Ϯ$2
per item

Cash & Deposit

Coin Counting$0.99
per item
Cash Advance – Non-CUR card$5
per item
Return Deposited Item Fee$32

Account Services

Notary Services$5
per item
Garnishment/Levy$75
per item
Subordination Agreement$150
per item

Lending Fees

Consumer Loan Late Payment (assessed after 10 days)$15

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy $5.00/statement
Loan Modification/Extension Fee$35
per item
Loan Payment online or by phone$15

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee (closed within 90 days of account opening)	$25	Not stated	None
Dormant Account Fee (after 12 months of no activity)	$5	per month	None
Account Research/Balancing	$75Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Balancing $75.00/hour
Paper Statements	$3	per month	None
Incorrect Address	$5	per month	None
Returned Mail Processing	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (Overdraft) Item paid	$32	Not stated	None
Non-Sufficient Funds (NSF Item)	$32	Not stated	None
ATM & Card
Card Replacement Fee – Debit or Credit	$20	per item	None
Rush Card – Debit or Credit	$35	Not stated	None
Visa Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic only)	$20	per item	None
Incoming Wire Transfer	$10	per item	None
Check Services
Official Checks	$6	Not stated	None
Official Checks	$3	Not stated	None
Money Orders	$3	Not stated	None
Money Orders	$6	Not stated	None
Stop Payment	$32	per item	None
Temporary Checks (4 checks per sheet)	$2	per item	None
Check Cashing – OnUs checks only	$0.99	per item	None
Bill Pay Check Copy	$10	per item	None
Share Draft Copy Ϯ	$2	per item	None
Cash & Deposit
Coin Counting	$0.99	per item	None
Cash Advance – Non-CUR card	$5	per item	None
Return Deposited Item Fee	$32	Not stated	None
Account Services
Notary Services	$5	per item	None
Garnishment/Levy	$75	per item	None
Subordination Agreement	$150	per item	None
Lending Fees
Consumer Loan Late Payment (assessed after 10 days)	$15	Not stated	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy $5.00/statement
Loan Modification/Extension Fee	$35	per item	None
Loan Payment online or by phone	$15	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Credit Union of The Rockies's safe deposit box changes in our data

We check once a day and send one email covering every change.