Credit Union of The Rockies

Headquarters: Golden, Colorado
Charter: Credit Union
Assets: $113.3M
Fed district: Kansas City

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Credit Union of The Rockies: $32
Credit Union of The Rockies: $32
U.S. median: no median
NSF / Returned Item
Credit Union of The Rockies: $32
Credit Union of The Rockies: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Credit Union of The Rockies: $20
Credit Union of The Rockies: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Credit Union of The Rockies’s own schedules, with a source for each figure.

Account Maintenance

Account Closure Fee (closed within 90 days of account opening)$25
Dormant Account Fee (after 12 months of no activity)$5
per month
Account Research/Balancing$75
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Balancing $75.00/hour
Paper Statements$3
per month
Incorrect Address$5
per month
Returned Mail Processing$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (Overdraft) Item paid$32
Non-Sufficient Funds (NSF Item)$32

ATM & Card

Card Replacement Fee – Debit or Credit$20
per item
Rush Card – Debit or Credit$35
Visa Foreign Transaction Fee1%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic only)$20
per item
Incoming Wire Transfer$10
per item

Check Services

Official Checks$6
Official Checks$3
Money Orders$3
Money Orders$6
Stop Payment$32
per item
Temporary Checks (4 checks per sheet)$2
per item
Check Cashing – OnUs checks only$0.99
per item
Bill Pay Check Copy$10
per item
Share Draft Copy Ϯ$2
per item

Cash & Deposit

Coin Counting$0.99
per item
Cash Advance – Non-CUR card$5
per item
Return Deposited Item Fee$32

Account Services

Notary Services$5
per item
Garnishment/Levy$75
per item
Subordination Agreement$150
per item

Lending Fees

Consumer Loan Late Payment (assessed after 10 days)$15

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy $5.00/statement
Loan Modification/Extension Fee$35
per item
Loan Payment online or by phone$15

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee (closed within 90 days of account opening)	$25	Not stated	None
Dormant Account Fee (after 12 months of no activity)	$5	per month	None
Account Research/Balancing	$75Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Balancing $75.00/hour
Paper Statements	$3	per month	None
Incorrect Address	$5	per month	None
Returned Mail Processing	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (Overdraft) Item paid	$32	Not stated	None
Non-Sufficient Funds (NSF Item)	$32	Not stated	None
ATM & Card
Card Replacement Fee – Debit or Credit	$20	per item	None
Rush Card – Debit or Credit	$35	Not stated	None
Visa Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic only)	$20	per item	None
Incoming Wire Transfer	$10	per item	None
Check Services
Official Checks	$6	Not stated	None
Official Checks	$3	Not stated	None
Money Orders	$3	Not stated	None
Money Orders	$6	Not stated	None
Stop Payment	$32	per item	None
Temporary Checks (4 checks per sheet)	$2	per item	None
Check Cashing – OnUs checks only	$0.99	per item	None
Bill Pay Check Copy	$10	per item	None
Share Draft Copy Ϯ	$2	per item	None
Cash & Deposit
Coin Counting	$0.99	per item	None
Cash Advance – Non-CUR card	$5	per item	None
Return Deposited Item Fee	$32	Not stated	None
Account Services
Notary Services	$5	per item	None
Garnishment/Levy	$75	per item	None
Subordination Agreement	$150	per item	None
Lending Fees
Consumer Loan Late Payment (assessed after 10 days)	$15	Not stated	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy $5.00/statement
Loan Modification/Extension Fee	$35	per item	None
Loan Payment online or by phone	$15	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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