Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Oakdale Federal Credit Union

Oakdale, WisconsinCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$15Within the typical range ($15–$25 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=account_research; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Account Balancing Assistance | $15.00 per month" · Source

First Insured Minimum Balance Fee$10

$3.75 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=minimum_balance; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="First Insured Minimum Balance Fee | $10.00 per month" · Source

Inactive Account Policy - An account$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=dormant_account; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Inactive Account Policy - An account $10.00 or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) within a period of 1" · Source

or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) with$1

$4 below the national median

Overdraft & NSFVerified

ATM (Pulse) Non-Sufficient Funds Fee$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=nsf; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="ATM (Pulse) Non-Sufficient Funds Fee | $28.00 each" · Source
Share/Share Draft Non-Sufficient Funds Fee$28Within the typical range ($25–$32 nationally)
$1 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=nsf; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Share/Share Draft Non-Sufficient Funds Fee | $28.00 per transaction" · Source

Wire TransfersVerified

Incoming Domestic Wire Fee/International Wire Fee$8Below the typical range ($10–$25 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=wire_intl_incoming; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Incoming Domestic Wire Fee/International Wire Fee | $8.00" · Source
Outgoing Domestic Wire Fee$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=wire_domestic_outgoing; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Outgoing Domestic Wire Fee | $15.00" · Source
Outgoing International Wire Fee$75Above the typical range ($40–$50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=wire_intl_outgoing; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Outgoing International Wire Fee | $75.00" · Source

Check ServicesVerified

Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=stop_payment; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Stop Payment | $15.00 per item" · Source
Stop Payment on block of 3 or more check drafts$45Above the typical range ($20–$30 nationally)
$18 above the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=stop_payment; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Stop Payment on block of 3 or more check drafts | $45.00 maximum" · Source

Digital & ElectronicVerified

Bill Pay Monthly Service Fee$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
per month · Knox read a free fee from Rosetta artifact #2573. canonical_hint=bill_pay; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Bill Pay Monthly Service Fee | FREE" · Source

Account ServicesVerified

Garnishment/Tax Levy$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=garnishment_levy; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Garnishment/Tax Levy | $25.00 per Levy/Garnishment" · Source

Lending FeesVerified

Late Payment$15Within the typical range ($15–$27 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=late_payment; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Late Payment | $15.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$15Within the typical range ($15–$25 nationally)	$5 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=account_research; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Account Balancing Assistance \| $15.00 per month"	Source
First Insured Minimum Balance Fee	$10Within the typical range ($5–$12.50 nationally)	$3.75 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=minimum_balance; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="First Insured Minimum Balance Fee \| $10.00 per month"	Source
Inactive Account Policy - An account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=dormant_account; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Inactive Account Policy - An account $10.00 or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) within a period of 1"	Source
or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) with	$1Below the typical range ($5–$10 nationally)	$4 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=dormant_account; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Inactive Account Policy - An account $10.00 or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) within a period of 1"	Source
Overdraft & NSFVerified
ATM (Pulse) Non-Sufficient Funds Fee	$28Within the typical range ($25–$32 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=nsf; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="ATM (Pulse) Non-Sufficient Funds Fee \| $28.00 each"	Source
Share/Share Draft Non-Sufficient Funds Fee
Wire TransfersVerified
Incoming Domestic Wire Fee/International Wire Fee	$8Below the typical range ($10–$25 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=wire_intl_incoming; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Incoming Domestic Wire Fee/International Wire Fee \| $8.00"	Source
Outgoing Domestic Wire Fee
Check ServicesVerified
Stop Payment	$15Below the typical range ($20–$30 nationally)	$12 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=stop_payment; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Stop Payment \| $15.00 per item"	Source
Stop Payment on block of 3 or more check drafts	$45
Digital & ElectronicVerified
Bill Pay Monthly Service Fee	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	per month	Knox read a free fee from Rosetta artifact #2573. canonical_hint=bill_pay; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Bill Pay Monthly Service Fee \| FREE"	Source
Account ServicesVerified
Garnishment/Tax Levy	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=garnishment_levy; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Garnishment/Tax Levy \| $25.00 per Levy/Garnishment"	Source
Lending FeesVerified
Late Payment	$15Within the typical range ($15–$27 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2573. canonical_hint=late_payment; text_hash=4c7fe555911fc888c443d1386e756e60c3ac51a70969b6c16d6e327563b93ea8; excerpt="Late Payment \| $15.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment."	Source

Fee change alerts

Get an email when Oakdale Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Oakdale Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$132.4M

Work at Oakdale Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$132.4M

Total deposits

$112.8M

Service charge income (year to date)

$555K

Fee income ratio

14.6%

Return on assets

2.29%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

See pricing