26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 20, 2026
Call-report figures are for Arsenal Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Arsenal Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $564K in Q2 2026, 12% below the same quarter a year earlier ($642K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
Compared at $19, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 11% from Q3 2025 to Q2 2026, to $564K.
$564K
Arsenal Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Arsenal Federal Credit Union · $387M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Arsenal Federal Credit Union(this institution) | Arnold, MO | $387M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abri Federal Credit Union | Romeoville, IL | $381M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alltru Federal Credit Union | Wentzville, MO | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Avenir Financial Federal Credit Union | Yuma, AZ | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Beacon Credit Union, Incorporated | Lynchburg, VA | $392M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cascade Federal Credit Union | Kent, WA | $393M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Case Federal Credit Union | Lansing, MI | $400M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cy-Fair Federal Credit Union | Houston, TX | $383M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Financial Federal Credit Union | Fort Wayne, IN | $397M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Sill Federal Credit Union | Lawton, OK | $394M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fremont Federal Credit Union | Fremont, OH | $391M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Great Northwest Federal Credit Union | Aberdeen, WA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ignite Federal Credit Union | Battle Creek, MI | $380M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Industrial Credit Union of Whatcom County | Bellingham, WA | $392M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mutual Security Federal Credit Union | Shelton, CT | $385M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pasadena Federal Credit Union | Pasadena, CA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier Federal Credit Union | Des Moines, IA | $383M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Prospera Federal Credit Union | Appleton, WI | $379M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| San Antonio Citizens Federal Credit Union | San Antonio, FL | $400M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sea West Coast Guard Federal Credit Union | Oakland, CA | $378M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Signet Federal Credit Union | Paducah, KY | $398M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tba Federal Credit Union | Traverse City, MI | $390M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Ten Federal Credit Union | Nashville, TN | $392M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Wauna Federal Credit Union | Clatskanie, OR | $398M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Wepco Federal Credit Union | Bloomington, MD | $399M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| West-Aircomm Federal Credit Union | Beaver, PA | $376M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $0, against a peer median of $5.95 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Arsenal Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $564K | −$22K | −3.8% |
| Q1 2026 | $586K | −$34K | −5.5% |
| Q4 2025 | $620K | −$16K | −2.5% |
| Q3 2025 | $636K | −$6K | −0.9% |
| Q2 2025 | $642K | +$56K | +9.6% |
| Q1 2025 | $586K | −$81K | −12.1% |
| Q4 2024 | $667K | −$56K | −7.7% |
| Q3 2024 | $723K | +$15K | +2.1% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Arsenal Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per year
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking monthly service fee | No charge | per month | None |
| Below minimum balance (Value Checking) | $4 | per month | None |
| Below minimum balance fee (per month) (audience not stated, treated as personal) | No charge | per month | None |
| Inactive account | $10Not compared: Annual charge, not monthly | per year | None |
| Research/document retrieval | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement (applies to members 18 years to 64 years of age) | $5 | Not stated | None |
| Paper statements for members age 17 and under and age 65 | No charge | Not stated | None |
| Returned mail (per month) | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay or any overdraft | $28 | per item | None |
| Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28 | per item | None |
| Returned ACH payment | $10 | Not stated | None |
| Overdraft transfer (from savings account) | $5 | Not stated | None |
ATM & Card | |||
| Card replacement (audience not stated, treated as personal) | $10 | per item | None |
Wire Transfers | |||
| Domestic wire transfer (Outgoing – Federal Reserve) | $25 | per item | None |
| International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases) | $100 | per item | None |
Check Services | |||
| Cashier's check | $5 | per item | None |
| Purchase money orders and cashier's checks | No charge | Not stated | None |
| Purchase money orders and cashier's checks | No charge | Not stated | None |
| Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH | $30 | Not stated | None |
| Non-member ON US check cashing | $5 | per item | None |
| Collection item (incoming and outgoing) | $25 | Not stated | None |
Digital & Electronic | |||
| Send and receive money with Zelle® | No charge | Not stated | None |
| Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28Not compared: Per-item charge, not monthly | per item | None |
| Mobile Check Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Cash advance fees (audience not stated, treated as personal) | No charge | Not stated | None |
| Deposit items returned unpaid | $15 | per item | None |
Account Services | |||
| Notary service (non-members) | $2 | per item | None |
| Notary service for members | No charge | Not stated | None |
| 10x10 box rental (audience not stated, treated as personal) | $85 | Not stated | None |
| 3x10 box rental (audience not stated, treated as personal) | $40 | Not stated | None |
| 3x5 box rental (audience not stated, treated as personal) | $25 | Not stated | None |
| 5x10 box rental (audience not stated, treated as personal) | $58 | Not stated | None |
| 5x5 box rental (audience not stated, treated as personal) | $35 | Not stated | None |
| 7x10 box rental (audience not stated, treated as personal) | $70 | Not stated | None |
| Drill box | $100Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $75 | Not stated | None |
| Levy | $75 | Not stated | None |
| Subpoena received (per account) | $40 | Not stated | None |
Lending Fees | |||
| Credit card late payment (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Fax | $2 | Not stated | None |
| Set up recurring loan payments by phone | No charge | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per year
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking monthly service fee | No charge | per month | None |
| Below minimum balance (Value Checking) | $4 | per month | None |
| Inactive account | $10Not compared: Annual charge, not monthly | per year | None |
| Research/document retrieval | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement (applies to members 18 years to 64 years of age) | $5 | Not stated | None |
| Paper statements for members age 17 and under and age 65 | No charge | Not stated | None |
| Returned mail (per month) | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay or any overdraft | $28 | per item | None |
| Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28 | per item | None |
| Returned ACH payment | $10 | Not stated | None |
| Overdraft transfer (from savings account) | $5 | Not stated | None |
ATM & Card | |||
| ATM use (including business accounts) (Non-ACU network machine withdrawals, transfers and inquiries) | $1 | per item | None |
Wire Transfers | |||
| Domestic wire transfer (Outgoing – Federal Reserve) | $25 | per item | None |
| International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases) | $100 | per item | None |
Check Services | |||
| Cashier's check | $5 | per item | None |
| Purchase money orders and cashier's checks | No charge | Not stated | None |
| Purchase money orders and cashier's checks | No charge | Not stated | None |
| Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH | $30 | Not stated | None |
| Non-member ON US check cashing | $5 | per item | None |
| Collection item (incoming and outgoing) | $25 | Not stated | None |
Digital & Electronic | |||
| Send and receive money with Zelle® | No charge | Not stated | None |
| Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay) | $28Not compared: Per-item charge, not monthly | per item | None |
| Mobile Check Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Deposit items returned unpaid | $15 | per item | None |
Account Services | |||
| Notary service (non-members) | $2 | per item | None |
| Notary service for members | No charge | Not stated | None |
| Drill box | $100Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $75 | Not stated | None |
| Levy | $75 | Not stated | None |
| Subpoena received (per account) | $40 | Not stated | None |
Other Fees | |||
| Fax | $2 | Not stated | None |
| Set up recurring loan payments by phone | No charge | Not stated | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.