Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Arsenal Federal Credit Union

Arnold, MissouriCredit UnionSt. Louis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below minimum balance fee (per month)$0Below the typical range ($5–$12.25 nationally)

per month · Knox read a free fee from Rosetta artifact #4724. canonical_hint=minimum_balance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Below minimum balance fee (per month) / None" · Source

Checking monthly service fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #4724. canonical_hint=monthly_maintenance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Checking monthly service fee / None" · Source

Paper statement (applies to members 18 years to 64 years of age)$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=paper_statement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Paper statement (applies to members 18 years to 64 years of age) / $5.00" · Source

Paper statements for members age 17 and under and age 65$0

$3 below the national median

Knox read a free fee from Rosetta artifact #4724. canonical_hint=paper_statement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Paper statements for members age 17 and under and age 65+ / Free" · Source

Overdraft & NSFVerified

Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay)$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=nsf; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay) / $28.00 each" · Source
Overdraft transfer (from savings account)$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=od_protection_transfer; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Overdraft transfer (from savings account) / $5.00" · Source
Returned ACH payment$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=nsf; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Returned ACH payment / $10.00" · Source

ATM & CardVerified

Card replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=card_replacement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Card replacement / $10.00 per card" · Source

Wire TransfersVerified

Domestic wire transfer (Outgoing – Federal Reserve)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=wire_domestic_outgoing; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Domestic wire transfer (Outgoing – Federal Reserve) / $25.00 each" · Source
International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases)$100Above the typical range ($40–$50 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=wire_intl_outgoing; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases) / $100.00 each $65.00 each" · Source

Check ServicesVerified

Cashier's check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=cashiers_check; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Cashier's check / $5.00" · Source
Non-member ON US check cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=check_cashing; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Non-member ON US check cashing / $5.00 per check" · Source
Purchase money orders and cashier's checks$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4724. canonical_hint=cashiers_check; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Purchase money orders and cashier's checks / Free" · Source
Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=stop_payment; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH / $30.00" · Source

Digital & ElectronicVerified

Online Banking, Mobile, Bill Pay and ACH$30Above the typical range ($0–$12.50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=bill_pay; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH / $30.00" · Source
Online bill pay and presentment$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4724. canonical_hint=bill_pay; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Online bill pay and presentment / Free" · Source
Send and receive money with Zelle®$0Within the typical range ($0–$0.75 nationally)
At the national median
Knox read a free fee from Rosetta artifact #4724. canonical_hint=zelle_fee; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Send and receive money with Zelle® / Free" · Source
Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay)$28Above the typical range ($0–$12.50 nationally)
$23 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=bill_pay; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Uncollected funds (includes checks, preauthorized ACH withdrawals and online bill pay) / $28.00 each" · Source

Cash & DepositVerified

Cash advance fees$0Below the typical range ($3–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4724. canonical_hint=cash_advance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Cash advance fees / None" · Source
Deposit items returned unpaid$15Within the typical range ($9.50–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=deposited_item_return; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Deposit items returned unpaid / $15.00 each" · Source

Account ServicesVerified

10x10 box rental$85Above the typical range ($25–$80 nationally)
$45 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="10x10 box rental / $85.00" · Source
3x10 box rental$40Within the typical range ($25–$80 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="3x10 box rental / $40.00" · Source
3x5 box rental$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="3x5 box rental / $25.00" · Source
5x10 box rental$58Within the typical range ($25–$80 nationally)
$18 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="5x10 box rental / $58.00" · Source
5x5 box rental$35Within the typical range ($25–$80 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="5x5 box rental / $35.00" · Source
7x10 box rental$70Within the typical range ($25–$80 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="7x10 box rental / $70.00" · Source
Drill box$100Above the typical range ($25–$80 nationally)
$60 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Drill box / $100.00" · Source
Garnishment$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=garnishment_levy; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Garnishment / $75.00" · Source
Notary service (non-members)$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=notary_fee; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Notary service (non-members) / $2.00 each" · Source
Notary service for members$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #4724. canonical_hint=notary_fee; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Notary service for members / Free" · Source
Subpoena received (per account)$40Within the typical range ($25–$100 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=legal_process; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Subpoena received (per account) / $40.00" · Source

Lending FeesVerified

Credit card late payment (share secured only) Minimum payment &gt$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1809. canonical_hint=late_payment; text_hash=7a2eb16af6812d94436858c742941ccd9cd2d5acdee846527370a358d7698ae0; excerpt="Credit card late payment (share secured only) Minimum payment > $25.00 Minimum payment < $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below minimum balance fee (per month)	$0Below the typical range ($5–$12.25 nationally)	$6 below the national median	per month	Knox read a free fee from Rosetta artifact #4724. canonical_hint=minimum_balance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Below minimum balance fee (per month) / None"	Source
Checking monthly service fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #4724. canonical_hint=monthly_maintenance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Checking monthly service fee / None"	Source
Paper statement (applies to members 18 years to 64 years of age)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=paper_statement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Paper statement (applies to members 18 years to 64 years of age) / $5.00"	Source
Paper statements for members age 17 and under and age 65	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	Knox read a free fee from Rosetta artifact #4724. canonical_hint=paper_statement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Paper statements for members age 17 and under and age 65+ / Free"	Source
Overdraft & NSFVerified
Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay)	$28Within the typical range ($25–$32 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=nsf; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Nonsufficient funds (includes checks, preauthorized ACH withdrawals and online bill pay) / $28.00 each"	Source

ATM & CardVerified
Card replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=card_replacement; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Card replacement / $10.00 per card"	Source
Wire TransfersVerified
Domestic wire transfer (Outgoing – Federal Reserve)	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=wire_domestic_outgoing; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Domestic wire transfer (Outgoing – Federal Reserve) / $25.00 each"	Source
International wire transfer (Outgoing) International wire transfer (Outgoing to U.S. Military Bases)
Check ServicesVerified
Cashier's check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=cashiers_check; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Cashier's check / $5.00"	Source
Non-member ON US check cashing	$5
Digital & ElectronicVerified
Online Banking, Mobile, Bill Pay and ACH	$30Above the typical range ($0–$12.50 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=bill_pay; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Stop Payment – One or more checks, Online Banking, Mobile, Bill Pay and ACH / $30.00"	Source
Online bill pay and presentment
Cash & DepositVerified
Cash advance fees	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #4724. canonical_hint=cash_advance; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="Cash advance fees / None"	Source
Deposit items returned unpaid	$15
Account ServicesVerified
10x10 box rental	$85Above the typical range ($25–$80 nationally)	$45 above the national median	—	Knox deterministic extraction from Rosetta artifact #4724. canonical_hint=safe_deposit_box; text_hash=71c6fe0226413060a9f2e8fbdecddd5b1cc5819beb7c4862967fdacc4926a903; excerpt="10x10 box rental / $85.00"	Source
3x10 box rental	$40
Lending FeesVerified
Credit card late payment (share secured only) Minimum payment &gt	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1809. canonical_hint=late_payment; text_hash=7a2eb16af6812d94436858c742941ccd9cd2d5acdee846527370a358d7698ae0; excerpt="Credit card late payment (share secured only) Minimum payment > $25.00 Minimum payment < $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 32

Verified fees

Under review

Assets

$387.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$387.5M

Total deposits

$354.1M

Service charge income (year to date)

$1.1M

Fee income ratio

8.6%

Return on assets

0.51%

Financial profile · Pro

Performance from regulator filings

Overdraft transfer (from savings account)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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