Summit Federal Credit Union

Headquarters: Madison, Wisconsin
Charter: Credit Union
Assets: $8.5B
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Summit Federal Credit Union: $5 to $15
Summit Federal Credit Union: $5 to $15
U.S. median: no median
Overdraft (OD)
Summit Federal Credit Union: $28
Summit Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Summit Federal Credit Union: No fee
Summit Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Summit Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Assured Checking Monthly service fee$15
per month
Dividend Checking Monthly service fee$6
per month · waived when you maintain an average daily balance of $750
Monthly service fee$5
per month
Inactive/Dormant Accounts$5
per month
Mailed Paper Statement (Digital Banking Users Only)$1
Bad address fee$5
per month

Overdraft & NSF

OD (Overdraft) Coverage Fee$28
per item
NSF (Non-Sufficient Funds) FeeNo charge
OD (Overdraft) Transfer Fee$3
per item

ATM & Card

Non-Summit ATM withdrawal fee (12 free each month)$1
per item
International transaction fee1%of the transaction

Wire Transfers

Outgoing wire fee$25
per item
Incoming wire fee$15
per item

Check Services

Cashier’s check$3
per item
Stop payment$28
per item
Check cashing (for members with savings only and balance of $100 or less)$5
per item

Account Services

Garnishment/Levy Fee$50
per item

Other Fees

Duplicate Statement Printed Upon Request$5

Fee	Amount	Basis	Note
Account Maintenance
Assured Checking Monthly service fee	$15	per month	None
Dividend Checking Monthly service fee	$6	per month	waived when you maintain an average daily balance of $750
Monthly service fee	$5	per month	None
Inactive/Dormant Accounts	$5	per month	None
Mailed Paper Statement (Digital Banking Users Only)	$1	Not stated	None
Bad address fee	$5	per month	None
Overdraft & NSF
OD (Overdraft) Coverage Fee	$28	per item	None
NSF (Non-Sufficient Funds) Fee	No charge	Not stated	None
OD (Overdraft) Transfer Fee	$3	per item	None
ATM & Card
Non-Summit ATM withdrawal fee (12 free each month)	$1	per item	None
International transaction fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing wire fee	$25	per item	None
Incoming wire fee	$15	per item	None
Check Services
Cashier’s check	$3	per item	None
Stop payment	$28	per item	None
Check cashing (for members with savings only and balance of $100 or less)	$5	per item	None
Account Services
Garnishment/Levy Fee	$50	per item	None
Other Fees
Duplicate Statement Printed Upon Request	$5	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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