Compared with Wisconsin
9 of 26
compared fees are above the median.
13 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
22nd percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Wisconsin median
of 26 compared; 13 below, 4 about the same
See the feesFee schedule read Oct 27, 2026
Call-report figures are for Fort Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Wisconsin median | Published fees above the Wisconsin median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Fort Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 27, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.2% of revenue, below the 7.9% median of 569 credit unions with $300M to $1B in assets (22nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $335K in Q2 2026, 13% above the same quarter a year earlier ($297K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
9 of 26 compared published fees sit above the Wisconsin median; 13 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Wisconsin medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
First Down Checking
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $335K. Its share of revenue, 5.2%, is below the 7.9% median for credit unions with $300M to $1B in assets.
$335K
Fort Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Fort Community Federal Credit Union · $450M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fort Community Federal Credit Union(this institution) | Fort Atkinson, WI | $450M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aerospace Federal Credit Union | Los Angeles, CA | $446M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American Southwest Federal Credit Union | Sierra Vista, AZ | $440M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Assemblies Of God Federal Credit Union | Springfield, MO | $450M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Baton Rouge Telco Federal Credit Union | Baton Rouge, LA | $458M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Boston Firefighters Federal Credit Union | Dorchester, MA | $453M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Community Federal Credit Union | Roseburg, OR | $465M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centric Federal Credit Union | West Monroe, LA | $448M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colorado Federal Credit Union | Littleton, CO | $442M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cport Federal Credit Union | Portland, ME | $435M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cse Federal Credit Union | Lake Charles, LA | $446M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cu Hawaii Federal Credit Union | Hilo, HI | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gain Federal Credit Union | Burbank, CA | $454M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Infuze Federal Credit Union | Fort Leonard Wood, MO | $457M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mid-Atlantic Federal Credit Union | Germantown, MD | $443M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Star Community Federal Credit Union | Maddock, ND | $465M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ouachita Valley Federal Credit Union | West Monroe, LA | $464M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Picatinny Federal Credit Union | Dover, NJ | $459M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southeastern Federal Credit Union | Valdosta, GA | $441M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Cloud Financial Federal Credit Union | Sartell, MN | $456M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Louis Community Federal Credit Union | Saint Louis, MO | $445M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Taunton Federal Credit Union | Taunton, MA | $440M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Texar Federal Credit Union | Texarkana, TX | $441M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wheelhouse Federal Credit Union | San Diego, CA | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Wmcu Federal Credit Union | Grand Rapids, MI | $455M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $6, the middle of its two prices, against a peer median of $4.50 among 15 publishing peers.
Its two checking prices are $6 and $6.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Fort Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $335K | −$1K | −0.3% |
| Q1 2026 | $336K | −$12K | −3.4% |
| Q4 2025 | $348K | +$15K | +4.5% |
| Q3 2025 | $333K | +$36K | +12.1% |
| Q2 2025 | $297K | −$1K | −0.3% |
| Q1 2025 | $298K | −$2K | −0.7% |
| Q4 2024 | $300K | −$8K | −2.6% |
| Q3 2024 | $308K | +$14K | +4.8% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, Fort Community Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Fort Community Federal Credit Union by share.
Amounts from Fort Community Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
per month
per item
per item
per item
per item
per item
one time
per item
per month
per page · Fax Services -Receiving -Sending | $1.00/page
per page · Photocopies (first 4 free) | $0.50/page
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| First Down Checking Fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| First Down Checking Monthly service charge (audience not stated, treated as personal) | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Fort Money Fund (if average daily balance falls below $2,500) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit) | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Touchdown Checking (if average daily balance falls below $2,500) | $9Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Closing Fee (Regular savings account closed by member within 90 days of opening) | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Abandoned Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciliation/Research (one hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (one hour minimum) | $25.00/hour |
| Paper Statement | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Returned Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Debit Card Courtesy Pay (must opt-in) (max $24/day) | $12Below the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSF Charge (per presentment, checks and ACH) | $12Below the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw) | $4Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Debit Card Replacement/Instant Issue Fee (Mastercard) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers (Members Only): Outgoing | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers (Members Only): Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check (Member/Non-Member) | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment | $25Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Check Cashing Fee- Third Party | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Collection Item | $5Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Check Copies | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Returned Cancelled Check Images (pick up only) | $3.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH Origination (one-time) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | one time | None |
| NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts) | $12Below the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Bill Pay Inactivity Fee (applies after 60 days of inactivity) | $5Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Coin Counting (non-member) | 10% | Not stated | None |
| Coin Counting (non-member) (audience not stated, treated as personal) | 10% | Not stated | None |
| Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted) | $5Inside the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
Account Services | |||
| Loss of Safe Deposit Key (one) | $11Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $43Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $52Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safety Deposit Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Levy | $40Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Early Closing Fee (within one year) | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card (Member/Non-Member) | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Fax Services -Receiving -Sending | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services -Receiving -Sending | $1.00/page |
| Photocopies (first 4 free) | $0.50Not compared: Charged per page; comparison unavailable | per page | Photocopies (first 4 free) | $0.50/page |
| Statement Copies | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per month
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
per month
per item
per item
per item
per item
per item
one time
per item
per month
per page · Fax Services -Receiving -Sending | $1.00/page
per page · Photocopies (first 4 free) | $0.50/page
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| First Down Checking Fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU) | $5 | per month | None |
| Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU) | $7.50 | per month | None |
| Fort Money Fund (if average daily balance falls below $2,500) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit) | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Touchdown Checking (if average daily balance falls below $2,500) | $9Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Closing Fee (Regular savings account closed by member within 90 days of opening) | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Abandoned Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciliation/Research (one hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research (one hour minimum) | $25.00/hour |
| Paper Statement | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Returned Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Debit Card Courtesy Pay (must opt-in) (max $24/day) | $12Below the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSF Charge (per presentment, checks and ACH) | $12Below the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw) | $4Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Debit Card Replacement/Instant Issue Fee (Mastercard) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers (Members Only): Outgoing | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers (Members Only): Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check (Member/Non-Member) | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment | $25Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Check Cashing Fee- Third Party | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Collection Item | $5Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Check Copies | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Returned Cancelled Check Images (pick up only) | $3.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH Origination (one-time) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | one time | None |
| NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts) | $12Below the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Bill Pay Inactivity Fee (applies after 60 days of inactivity) | $5Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Coin Counting (non-member) | 10% | Not stated | None |
| Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted) | $5Inside the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
Account Services | |||
| Loss of Safe Deposit Key (one) | $11Not compared: Box drilling or key fee | Not stated | None |
| Safety Deposit Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Levy | $40Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Early Closing Fee (within one year) | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card (Member/Non-Member) | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Fax Services -Receiving -Sending | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services -Receiving -Sending | $1.00/page |
| Photocopies (first 4 free) | $0.50Not compared: Charged per page; comparison unavailable | per page | Photocopies (first 4 free) | $0.50/page |
| Statement Copies | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Fort Community Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Fort Atkinson, WI | 3 |
| Jefferson, WI | 1 |
| Watertown, WI | 1 |
| Whitewater, WI | 1 |
Largest competitors nearby
Local market: Jefferson county, WI, around its headquarters.
| 14 in its local market | Deposit share |
|---|---|
| Ixonia Bank | 22.8% |
| Bank of Lake Mills | 18.4% |
| PremierBank | 14.8% |
| Bank Cmg | 14.7% |
| Associated Bank, National Association | 7.8% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.