Fort Community Federal Credit Union

Headquarters: Fort Atkinson, Wisconsin
Charter: Credit Union
Assets: $449.8M
Fed district: Chicago

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Down Checking
Fort Community Federal Credit Union: $6
Fort Community Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Bring fees, filings and market context together.

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Published fee schedule

Amounts from Fort Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Down Checking Fee$6
per month
First Down Checking Monthly service charge (audience not stated, treated as personal)$6
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Coin Counting (non-member) (audience not stated, treated as personal)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$43
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$52
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
First Down Checking Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Coin Counting (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$43	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$52	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

First Down Checking Fee$6
per month
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)$5
per month
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)$7.50
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)	$5	per month	None
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)	$7.50	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fort Community Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Down Checking
Fort Community Federal Credit Union: $6
Fort Community Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Fort Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Down Checking Fee$6
per month
First Down Checking Monthly service charge (audience not stated, treated as personal)$6
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Coin Counting (non-member) (audience not stated, treated as personal)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$43
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$52
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
First Down Checking Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Coin Counting (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$43	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$52	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

First Down Checking Fee$6
per month
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)$5
per month
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)$7.50
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)	$5	per month	None
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)	$7.50	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.