Fort Community Federal Credit Union

Headquarters: Fort Atkinson, Wisconsin
Charter: Credit Union
Assets: $449.8M
Fed district: Chicago

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Down Checking
Fort Community Federal Credit Union: $6
Fort Community Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Fort Community Federal Credit Union · $450M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$435M to $465M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fort Community Federal Credit Union(this institution)	Fort Atkinson, WI	$450M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aerospace Federal Credit Union	Los Angeles, CA	$446M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Southwest Federal Credit Union	Sierra Vista, AZ	$440M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Assemblies Of God Federal Credit Union	Springfield, MO	$450M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baton Rouge Telco Federal Credit Union	Baton Rouge, LA	$458M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Boston Firefighters Federal Credit Union	Dorchester, MA	$453M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Canton School Employees Federal Credit Union	North Canton, OH	$462M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cascade Community Federal Credit Union	Roseburg, OR	$465M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centric Federal Credit Union	West Monroe, LA	$448M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colorado Federal Credit Union	Littleton, CO	$442M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cport Federal Credit Union	Portland, ME	$435M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cse Federal Credit Union	Lake Charles, LA	$446M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cu Hawaii Federal Credit Union	Hilo, HI	$460M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gain Federal Credit Union	Burbank, CA	$454M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Infuze Federal Credit Union	Fort Leonard Wood, MO	$457M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid-Atlantic Federal Credit Union	Germantown, MD	$443M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Star Community Federal Credit Union	Maddock, ND	$465M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ouachita Valley Federal Credit Union	West Monroe, LA	$464M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Picatinny Federal Credit Union	Dover, NJ	$459M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southeastern Federal Credit Union	Valdosta, GA	$441M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Cloud Financial Federal Credit Union	Sartell, MN	$456M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Louis Community Federal Credit Union	Saint Louis, MO	$445M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Taunton Federal Credit Union	Taunton, MA	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Texar Federal Credit Union	Texarkana, TX	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Wheelhouse Federal Credit Union	San Diego, CA	$460M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wmcu Federal Credit Union	Grand Rapids, MI	$455M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (33%) above the median of similar-sized credit unions.

Compared at $6, the middle of its two prices, against a peer median of $4.50 among 15 publishing peers.

Its two checking prices are $6 and $6.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Fort Community Federal Cr…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fort Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Down Checking Fee$6
per month
First Down Checking Monthly service charge (audience not stated, treated as personal)$6
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Coin Counting (non-member) (audience not stated, treated as personal)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$43
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$52
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
First Down Checking Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Coin Counting (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$43	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$52	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

First Down Checking Fee$6
per month
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)$5
per month
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)$7.50
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)	$5	per month	None
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)	$7.50	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fort Community Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Down Checking
Fort Community Federal Credit Union: $6
Fort Community Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Fort Community Federal Credit Union: $12
Fort Community Federal Credit Union: $12
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Fort Community Federal Credit Union · $450M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$435M to $465M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fort Community Federal Credit Union(this institution)	Fort Atkinson, WI	$450M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aerospace Federal Credit Union	Los Angeles, CA	$446M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Southwest Federal Credit Union	Sierra Vista, AZ	$440M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Assemblies Of God Federal Credit Union	Springfield, MO	$450M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baton Rouge Telco Federal Credit Union	Baton Rouge, LA	$458M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Boston Firefighters Federal Credit Union	Dorchester, MA	$453M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Canton School Employees Federal Credit Union	North Canton, OH	$462M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cascade Community Federal Credit Union	Roseburg, OR	$465M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centric Federal Credit Union	West Monroe, LA	$448M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colorado Federal Credit Union	Littleton, CO	$442M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cport Federal Credit Union	Portland, ME	$435M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cse Federal Credit Union	Lake Charles, LA	$446M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cu Hawaii Federal Credit Union	Hilo, HI	$460M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gain Federal Credit Union	Burbank, CA	$454M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Infuze Federal Credit Union	Fort Leonard Wood, MO	$457M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid-Atlantic Federal Credit Union	Germantown, MD	$443M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Star Community Federal Credit Union	Maddock, ND	$465M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ouachita Valley Federal Credit Union	West Monroe, LA	$464M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Picatinny Federal Credit Union	Dover, NJ	$459M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southeastern Federal Credit Union	Valdosta, GA	$441M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Cloud Financial Federal Credit Union	Sartell, MN	$456M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Louis Community Federal Credit Union	Saint Louis, MO	$445M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Taunton Federal Credit Union	Taunton, MA	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Texar Federal Credit Union	Texarkana, TX	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Wheelhouse Federal Credit Union	San Diego, CA	$460M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wmcu Federal Credit Union	Grand Rapids, MI	$455M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (33%) above the median of similar-sized credit unions.

Compared at $6, the middle of its two prices, against a peer median of $4.50 among 15 publishing peers.

Its two checking prices are $6 and $6.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Fort Community Federal Cr…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fort Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

First Down Checking Fee$6
per month
First Down Checking Monthly service charge (audience not stated, treated as personal)$6
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Coin Counting (non-member) (audience not stated, treated as personal)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$75
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$43
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$52
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
First Down Checking Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Coin Counting (non-member) (audience not stated, treated as personal)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$43	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$52	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

First Down Checking Fee$6
per month
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)$5
per month
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)$7.50
per month
Fort Money Fund (if average daily balance falls below $2,500)$5
per month
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)$7
per month
Touchdown Checking (if average daily balance falls below $2,500)$9
per month
Account Closing Fee (Regular savings account closed by member within 90 days of opening)$15
Abandoned Account Fee$5
per month
Account Reconciliation/Research (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (one hour minimum) | $25.00/hour
Paper Statement$5
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Debit Card Courtesy Pay (must opt-in) (max $24/day)$12
per item
NSF Charge (per presentment, checks and ACH)$12
per item
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)$4
per item

ATM & Card

Foreign ATM Fee$2
Debit Card Replacement/Instant Issue Fee (Mastercard)$10

Wire Transfers

Wire Transfers (Members Only): Outgoing$30
Wire Transfers (Members Only): Incoming$15

Check Services

Cashier’s Check (Member/Non-Member)$3
Stop Payment$25
Check Cashing Fee- Third Party$5
Collection Item$5
Check Copies$2
per item
Returned Cancelled Check Images (pick up only)$3.50

Digital & Electronic

ACH Origination (one-time)$5
one time
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)$12
per item
Bill Pay Inactivity Fee (applies after 60 days of inactivity)$5
per month

Cash & Deposit

Coin Counting (non-member)10%
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)$5

Account Services

Loss of Safe Deposit Key (one)$11
Not compared: Box drilling or key fee
Safety Deposit Late Fee$10
Not compared: Box drilling or key fee
Garnishment/Levy$40

Retirement & IRA

IRA Early Closing Fee (within one year)$25

Gift & Prepaid Cards

VISA Gift Card (Member/Non-Member)$3.95

Other Fees

Fax Services -Receiving -Sending$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services -Receiving -Sending | $1.00/page
Photocopies (first 4 free)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies (first 4 free) | $0.50/page
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
First Down Checking Fee	$6	per month	None
Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)	$5	per month	None
Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)	$7.50	per month	None
Fort Money Fund (if average daily balance falls below $2,500)	$5	per month	None
Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)	$7	per month	None
Touchdown Checking (if average daily balance falls below $2,500)	$9	per month	None
Account Closing Fee (Regular savings account closed by member within 90 days of opening)	$15	Not stated	None
Abandoned Account Fee	$5	per month	None
Account Reconciliation/Research (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (one hour minimum) \| $25.00/hour
Paper Statement	$5	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Debit Card Courtesy Pay (must opt-in) (max $24/day)	$12	per item	None
NSF Charge (per presentment, checks and ACH)	$12	per item	None
Overdraft Protection -From Savings/Checking (per transfer) -From Kwik-Cash ($100 automatic loan draw)	$4	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Debit Card Replacement/Instant Issue Fee (Mastercard)	$10	Not stated	None
Wire Transfers
Wire Transfers (Members Only): Outgoing	$30	Not stated	None
Wire Transfers (Members Only): Incoming	$15	Not stated	None
Check Services
Cashier’s Check (Member/Non-Member)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee- Third Party	$5	Not stated	None
Collection Item	$5	Not stated	None
Check Copies	$2	per item	None
Returned Cancelled Check Images (pick up only)	$3.50	Not stated	None
Digital & Electronic
ACH Origination (one-time)	$5	one time	None
NSF Charge (per presentment, checks and ACH) (Overdrafts paid or returned, applies to all checking and savings accounts)	$12	per item	None
Bill Pay Inactivity Fee (applies after 60 days of inactivity)	$5	per month	None
Cash & Deposit
Coin Counting (non-member)	10%	Not stated	None
Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)	$5	Not stated	None
Account Services
Loss of Safe Deposit Key (one)	$11Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$40	Not stated	None
Retirement & IRA
IRA Early Closing Fee (within one year)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (Member/Non-Member)	$3.95	Not stated	None
Other Fees
Fax Services -Receiving -Sending	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services -Receiving -Sending \| $1.00/page
Photocopies (first 4 free)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies (first 4 free) \| $0.50/page
Statement Copies	$2	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.