Ripco Federal Credit Union

Headquarters: Rhinelander, Wisconsin
Charter: Credit Union
Assets: $188.8M
Fed district: Minneapolis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Ripco Federal Credit Union: $25
Ripco Federal Credit Union: $25
U.S. median: no median
Stop Payment
Ripco Federal Credit Union: $50
Ripco Federal Credit Union: $50
U.S. median: no median
Cashier's Check
Ripco Federal Credit Union: $5
Ripco Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ripco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee$3
Early Account Closure (180 Days)$5
Dormant Account (Per Month)$10
per month
Account Research (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statements (Per Month)$5
per month
Invalid Address Per Month$5
per month
Returned Mail (Per Piece)$5
Not compared: Per-item charge, not monthly
per item

ATM & Card

Debit Card Replacement$5
Plastic Card Rushed Mail$75

Wire Transfers

Account Fees Wire Transfer Fees: Domestic Outgoing$25

Check Services

Cashier’s Check (Per Check)$5
per item
Money Order (Per Check; max)$1
per item
Stop Payment Block (3+)$50
Temporary Checks$2
per item · Per sheet of 4
Temporary Checks (Sheet of 4)$2
Member Check Cashing$3
Staff Assisted Transfer$5
Check Copy (Per Item)$3
per item

Cash & Deposit

Deposit Item Returned$25

Account Services

3x5x21” per year$20
per year
Accounts where the primary owner is under age 18 are exempt. IRAs, HSAs, certificates, and funeral trust shares are also$45
Not compared: CD/IRA fee
per year
Lost Key/Reset$45
Not compared: Box drilling or key fee
Safe Deposit Box 10x10x21” per year (audience not stated, treated as personal)$70
per year
Safe Deposit Box 10x15x21” per year (audience not stated, treated as personal)$95
per year
Safe Deposit Box 3x10x21” per year (audience not stated, treated as personal)$30
per year
Safe Deposit Box 5x10x21” per year (audience not stated, treated as personal)$45
per year
Garnishment & Tax Levy$25

Lending Fees

Late Payment per month$10
Not compared: Monthly charge, not per item
per month

Other Fees

Statement Copies$5

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$3	Not stated	None
Early Account Closure (180 Days)	$5	Not stated	None
Dormant Account (Per Month)	$10	per month	None
Account Research (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statements (Per Month)	$5	per month	None
Invalid Address Per Month	$5	per month	None
Returned Mail (Per Piece)	$5Not compared: Per-item charge, not monthly	per item	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Plastic Card Rushed Mail	$75	Not stated	None
Wire Transfers
Account Fees Wire Transfer Fees: Domestic Outgoing	$25	Not stated	None
Check Services
Cashier’s Check (Per Check)	$5	per item	None
Money Order (Per Check; max)	$1	per item	None
Stop Payment Block (3+)	$50	Not stated	None
Temporary Checks	$2	per item	Per sheet of 4
Temporary Checks (Sheet of 4)	$2	Not stated	None
Member Check Cashing	$3	Not stated	None
Staff Assisted Transfer	$5	Not stated	None
Check Copy (Per Item)	$3	per item	None
Cash & Deposit
Deposit Item Returned	$25	Not stated	None
Account Services
3x5x21” per year	$20	per year	None
Accounts where the primary owner is under age 18 are exempt. IRAs, HSAs, certificates, and funeral trust shares are also	$45Not compared: CD/IRA fee	per year	None
Lost Key/Reset	$45Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10x21” per year (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 10x15x21” per year (audience not stated, treated as personal)	$95	per year	None
Safe Deposit Box 3x10x21” per year (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 5x10x21” per year (audience not stated, treated as personal)	$45	per year	None
Garnishment & Tax Levy	$25	Not stated	None
Lending Fees
Late Payment per month	$10Not compared: Monthly charge, not per item	per month	None
Other Fees
Statement Copies	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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