25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026
Call-report figures are for Superior Choice Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Superior Choice Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 12, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $726K in Q2 2026, 4.0% above the same quarter a year earlier ($698K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Chance Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 10% from Q3 2025 to Q2 2026, to $726K.
$726K
Superior Choice Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Superior Choice Federal Credit Union · $730M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Superior Choice Federal Credit Union(this institution) | Superior, WI | $730M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alliance Catholic Federal Credit Union | Farmington Hills, MI | $719M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apl Federal Credit Union | Laurel, MD | $724M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Arizona Central Federal Credit Union | Phoenix, AZ | $733M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Armco Federal Credit Union | Butler, PA | $719M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bmi Federal Credit Union | Dublin, OH | $732M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cornerstone Community Federal Credit Union | Lockport, NY | $730M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Department Of Commerce Federal Credit Union | Washington, DC | $739M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Choice America Community Federal Credit Union | Weirton, WV | $714M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Generations Community Federal Credit Union | San Antonio, TX | $735M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gfa Federal Credit Union | Gardner, MA | $747M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Granite State Federal Credit Union | Manchester, NH | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Greater Iowa Federal Credit Union | Ames, IA | $715M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heartland Federal Credit Union | Hutchinson, KS | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Legacy Community Federal Credit Union | Birmingham, AL | $727M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mass. Institute Of Tech. Federal Credit Union | Lexington, MA | $731M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Members Choice Federal Credit Union | Houston, TX | $721M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meridian Trust Federal Credit Union | Cheyenne, WY | $731M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northland Area Federal Credit Union | Alpena, MI | $714M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Federal Credit Union | Mountain Home, ID | $744M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Primeway Federal Credit Union | Houston, TX | $736M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| R.I.A. Federal Credit Union | Rock Island, IL | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sharefax Federal Credit Union | Cincinnati, OH | $721M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First Financial Federal Credit Union | Pasadena, CA | $748M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Uncle Federal Credit Union | Livermore, CA | $716M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Usc Federal Credit Union | Los Angeles, CA | $741M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $5.96 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Superior Choice Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $726K | +$46K | +6.8% |
| Q1 2026 | $680K | −$42K | −5.8% |
| Q4 2025 | $722K | −$88K | −10.9% |
| Q3 2025 | $810K | +$112K | +16.0% |
| Q2 2025 | $698K | +$36K | +5.4% |
| Q1 2025 | $662K | −$62K | −8.6% |
| Q4 2024 | $724K | −$42K | −5.5% |
| Q3 2024 | $766K | +$56K | +7.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Superior Choice Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Chance Checking Fee (monthly) | $10 | per month | None |
| Closed Account Fee Within 180 days < | $25 | Not stated | None |
| Dormant/Inactive Fee 3 (monthly) | $5 | per month | None |
| Research Fee (per hour; 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Statement Reconciliation (per hour; 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Statement Fee 2 | $5 | Not stated | None |
| Bad Address Fee 4 (monthly) | $5 | per month | None |
Overdraft & NSF | |||
| NSF (courtesy pay items: check, ACH, or debit card) | $32 | Not stated | None |
| Overdraft fee | $32 | per item | None |
| NSF (courtesy pay items: check, ACH, or debit card) | $32 | Not stated | None |
| Returned item fee | $32 | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $3 | Not stated | None |
| Foreign Balance Inquiry | $1 | Not stated | None |
| ATM Card Replacement Fee | $5 | Not stated | None |
| Debit Card Replacement Fee | $10 | Not stated | None |
| Card Rush Fee | $30 | per item | None |
Wire Transfers | |||
| Outgoing Wire Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Incoming Mortgage Payoff Wire | $15 | Not stated | None |
| Incoming Wire Fee (audience not stated, treated as personal) | $10 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Stop Payment Fee | $32 | Not stated | None |
| Counter Checks (per order) 1 | $5 | per item | None |
| Non-Member On Us Check Cashing Fee (audience not stated, treated as personal) | 1% | Not stated | None |
| Cleared Check Image | $10 | Not stated | None |
Digital & Electronic | |||
| Recurring ACH Origination Fee (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Machine (members) | No charge | Not stated | None |
| Coin Machine (non-members) | 10% | Not stated | None |
Account Services | |||
| Notary Services (members) | No charge | Not stated | None |
| Notary Services (non-members) | $5 | Not stated | None |
| Safe Deposit Box - Drill Box Fee | $350Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - Replacement Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $90 | Not stated | None |
| Safe Deposit Box 3 x 10 | $50 | Not stated | None |
| Safe Deposit Box 3 x 5 | $25 | Not stated | None |
| Safe Deposit Box 5 x 10 | $60 | Not stated | None |
| Safe Deposit Box 5 x 5 | $40 | Not stated | None |
| Safe Deposit Box Late Payment | $25Not compared: Box drilling or key fee | Not stated | None |
| Tax Levy/Garnishment | $50 | Not stated | None |
Lending Fees | |||
| Mortgage Loan Modification | $250 | Not stated | None |
Gift & Prepaid Cards | |||
| Reloadable Visa Gift Card-purchase | $6.50 | Not stated | None |
| VISA Gift Card Purchase Fee | $3.50 | Not stated | None |
| Visa Gift Card Reload | $4.50 | per item | None |
Other Fees | |||
| Copy Fee (First 5 FREE) | $0.10 | per item | None |
| Statement Copy | $5 | Not stated | None |
| Loan Payment Due Date Change | $25 | Not stated | None |
| Mortgage Loan Modification | $250 | Not stated | None |
| Mortgage Satisfaction Fee | $30 | Not stated | None |
| Returned Payment Fee | $32 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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