Golden Rule Community Federal Credit Union

Headquarters: Ripon, Wisconsin
Charter: Credit Union
Assets: $42.6M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Golden Rule Community Federal Credit Union: $29
Golden Rule Community Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Golden Rule Community Federal Credit Union: $35
Golden Rule Community Federal Credit Union: $35
U.S. median: no median
Stop Payment
Golden Rule Community Federal Credit Union: $25
Golden Rule Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Golden Rule Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed account before 90 days$25
Dormant account (after 3 years) per year$15
Not compared: Annual charge, not monthly
per year
Account reconciling or research fee (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned statement due to invalid address$5

Overdraft & NSF

Non-Sufficient Funds - ACH$29
Non-Sufficient Funds (per item)$29
per item
Non-Sufficient Funds share draft$29
Loan overdraft transferNo charge
Overdraft account transfer$2

ATM & Card

Debit replacement card fee$15

Wire Transfers

Wire transfer fee (outgoing) in U.S$35
Wire transfer fee (outgoing) in Wisconsin$35

Check Services

Cashier's/Treasurer's check$3
Money order (per item)$3
per item
Stop payment request (check or ACH)$25
Check cashing member check by non-member$25
Foreign check collection item$40
Share draft copies$2

Digital & Electronic

Bill Pay & ZelleNo charge

Cash & Deposit

Cash Advance$5
Return check fee$25
Returned check fee (a deposited item returned uncollected)$29

Lending Fees

Late fee$25

Other Fees

Document copy or special handling fee$15
Photocopy (per page)$2
Not compared: Charged per page; comparison unavailable
per page
Statement copy or account history (per page) (e-statements are free)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed account before 90 days	$25	Not stated	None
Dormant account (after 3 years) per year	$15Not compared: Annual charge, not monthly	per year	None
Account reconciling or research fee (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned statement due to invalid address	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds - ACH	$29	Not stated	None
Non-Sufficient Funds (per item)	$29	per item	None
Non-Sufficient Funds share draft	$29	Not stated	None
Loan overdraft transfer	No charge	Not stated	None
Overdraft account transfer	$2	Not stated	None
ATM & Card
Debit replacement card fee	$15	Not stated	None
Wire Transfers
Wire transfer fee (outgoing) in U.S	$35	Not stated	None
Wire transfer fee (outgoing) in Wisconsin	$35	Not stated	None
Check Services
Cashier's/Treasurer's check	$3	Not stated	None
Money order (per item)	$3	per item	None
Stop payment request (check or ACH)	$25	Not stated	None
Check cashing member check by non-member	$25	Not stated	None
Foreign check collection item	$40	Not stated	None
Share draft copies	$2	Not stated	None
Digital & Electronic
Bill Pay & Zelle	No charge	Not stated	None
Cash & Deposit
Cash Advance	$5	Not stated	None
Return check fee	$25	Not stated	None
Returned check fee (a deposited item returned uncollected)	$29	Not stated	None
Lending Fees
Late fee	$25	Not stated	None
Other Fees
Document copy or special handling fee	$15	Not stated	None
Photocopy (per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Statement copy or account history (per page) (e-statements are free)	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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