Lakewood Federal Credit Union

Headquarters: Rib Lake, Wisconsin
Charter: Credit Union
Assets: $16.0M
Fed district: Chicago

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Lakewood Federal Credit Union: $25
Lakewood Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $0.75, the middle of its prices
Lakewood Federal Credit Union: $0.50 to $1
Lakewood Federal Credit Union: $0.50 to $1
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Lakewood Federal Credit Union: $20 to $40
Lakewood Federal Credit Union: $20 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lakewood Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Closure Fee (if done within 12 months of opening)$5
Inactive Membership Fee$5
per month
Returned Mail or Returned E-statement Fee (after first time returned)$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF Item Fee (each time item is presented to the Credit Union)$25
per item

ATM & Card

ATM Balance Inquiry Fee$0.50
per item
Excessive ATM Withdrawal Fee (first 6 free per month)$1
per item
Card Replacement Fee$10

Check Services

Stop Payment Fee$20
per item
Stop Payment Fee (book of checks)$40
Non-Member Check Cashing Fee$1
Copy of Cleared Share Draft$2

Cash & Deposit

Returned Deposited Item Fee$15
per item

Account Services

Garnishment/Tax Levy Fee$25

Other Fees

Fax Fee (incoming and outgoing)$2
Not compared: Charged per page; comparison unavailable
per page
Prior Month Statement Copy/Printout$2

Fee	Amount	Basis	Note
Account Maintenance
Membership Closure Fee (if done within 12 months of opening)	$5	Not stated	None
Inactive Membership Fee	$5	per month	None
Returned Mail or Returned E-statement Fee (after first time returned)	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF Item Fee (each time item is presented to the Credit Union)	$25	per item	None
ATM & Card
ATM Balance Inquiry Fee	$0.50	per item	None
Excessive ATM Withdrawal Fee (first 6 free per month)	$1	per item	None
Card Replacement Fee	$10	Not stated	None
Check Services
Stop Payment Fee	$20	per item	None
Stop Payment Fee (book of checks)	$40	Not stated	None
Non-Member Check Cashing Fee	$1	Not stated	None
Copy of Cleared Share Draft	$2	Not stated	None
Cash & Deposit
Returned Deposited Item Fee	$15	per item	None
Account Services
Garnishment/Tax Levy Fee	$25	Not stated	None
Other Fees
Fax Fee (incoming and outgoing)	$2Not compared: Charged per page; comparison unavailable	per page	None
Prior Month Statement Copy/Printout	$2	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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