Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lakewood Federal Credit Union

Rib Lake, WisconsinCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Membership Fee$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=dormant_account; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Inactive Membership Fee* | $5.00 per month*" · Source

Only on Money Market In Excess of 6 Withdrawals per month Minimum Balance Fee (if not maintained)$25

$20 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=minimum_balance; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Only on Money Market In Excess of 6 Withdrawals per month Minimum Balance Fee (if not maintained) | $25.00 per transaction $10.00 per month" · Source

Returned Mail or Returned E-statement Fee (after first time returned)$10

$10 above the national median

per item · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=estatement_fee; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Returned Mail or Returned E-statement Fee (after first time returned) | $10.00 per item" · Source

Overdraft & NSFVerified

NSF Item Fee (each time item is presented to the Credit Union)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=nsf; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="NSF Item Fee (each time item is presented to the Credit Union) | $25.00 per item" · Source

ATM & CardVerified

Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=card_replacement; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Card Replacement Fee | $10.00" · Source
Excessive ATM Withdrawal Fee (first 6 free per month)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=atm_non_network; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Excessive ATM Withdrawal Fee (first 6 free per month) | $1.00 per occurrence" · Source

Check ServicesVerified

Copy of Cleared Share Draft$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #9858. canonical_hint=check_image; text_hash=24472fde56ac15dccc5c91a23a505b8a1f7ab4e68eb713765c2eb7cecc312a00; excerpt="Copy of Cleared Share Draft | $2.00" · Source
Non-Member Check Cashing Fee$1Below the typical range ($5–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=check_cashing; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Non-Member Check Cashing Fee | $1.00 per hundred ($25.00 maximum)" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=stop_payment; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Stop Payment Fee | $20.00 per item" · Source
Stop Payment Fee (book of checks)$40Above the typical range ($20–$30 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=stop_payment; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Stop Payment Fee (book of checks) | $40.00" · Source

Cash & DepositVerified

Returned Deposited Item Fee$15Within the typical range ($9–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=deposited_item_return; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Returned Deposited Item Fee | $15.00 per item" · Source

Account ServicesVerified

Garnishment/Tax Levy Fee$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=garnishment_levy; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Garnishment/Tax Levy Fee | $25.00" · Source

Other FeesVerified

Prior Month Statement Copy/Printout$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=document_reproduction; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Prior Month Statement Copy/Printout | $2.00 per statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Membership Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=dormant_account; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Inactive Membership Fee* \| $5.00 per month*"	Source
Only on Money Market In Excess of 6 Withdrawals per month Minimum Balance Fee (if not maintained)	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=minimum_balance; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Only on Money Market In Excess of 6 Withdrawals per month Minimum Balance Fee (if not maintained) \| $25.00 per transaction $10.00 per month"	Source
Returned Mail or Returned E-statement Fee (after first time returned)	$10Above the typical range ($0–$3 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=estatement_fee; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Returned Mail or Returned E-statement Fee (after first time returned) \| $10.00 per item"	Source
Overdraft & NSFVerified
NSF Item Fee (each time item is presented to the Credit Union)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=nsf; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="NSF Item Fee (each time item is presented to the Credit Union) \| $25.00 per item"	Source
ATM & CardVerified
Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=card_replacement; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Card Replacement Fee \| $10.00"	Source
Excessive ATM Withdrawal Fee (first 6 free per month)
Check ServicesVerified
Copy of Cleared Share Draft	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #9858. canonical_hint=check_image; text_hash=24472fde56ac15dccc5c91a23a505b8a1f7ab4e68eb713765c2eb7cecc312a00; excerpt="Copy of Cleared Share Draft \| $2.00"	Source
Non-Member Check Cashing Fee	$1
Cash & DepositVerified
Returned Deposited Item Fee	$15Within the typical range ($9–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=deposited_item_return; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Returned Deposited Item Fee \| $15.00 per item"	Source
Account ServicesVerified
Garnishment/Tax Levy Fee	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=garnishment_levy; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Garnishment/Tax Levy Fee \| $25.00"	Source
Other FeesVerified
Prior Month Statement Copy/Printout	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5424. canonical_hint=document_reproduction; text_hash=e49188f7a8883fcd876d9a65f05cfb3e688627bac5968fa8ccf40a564ac26007; excerpt="Prior Month Statement Copy/Printout \| $2.00 per statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 13 — leaner than most institutions

Published fees

Under review

Assets

$16.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$16.0M

Total deposits

$14.2M

Service charge income (year to date)

$35K

Fee income ratio

8.6%

Return on assets

-0.42%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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