Newport News Mun. Emp Credit Union

Headquarters: Newport News, Virginia
Charter: Credit Union
Assets: $54.4M
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Newport News Mun. Emp Credit Union: $30
Newport News Mun. Emp Credit Union: $30
U.S. median: no median
NSF / Returned Item
Newport News Mun. Emp Credit Union: $30
Newport News Mun. Emp Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $0.75, the middle of its prices
Newport News Mun. Emp Credit Union: $0.50 to $1
Newport News Mun. Emp Credit Union: $0.50 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Newport News Mun. Emp Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account (within 90 days of opening)$25
Dormant Account Fee (after 1 year of inactivity; per month if Balance < $50)$5
per month
Escheat Fee$25
Account Reconciliation (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdrafts (per item)$30
per item
NSF Transactions (per item)$30
per item
Returned NSF Drafts/ACH Debits (per item)$30
per item

ATM & Card

Balance Inquiry$0.50
Non-Proprietary ATM Network Fee (per transaction)$1
per transaction
ATM / Debit Card Replacement$5

Wire Transfers

Wire Transfers: Outgoing (domestic)$10
Wire Transfers: IncomingNo charge
Wire Transfers: Outgoing (foreign)$25

Check Services

Money Order (per item)$2
per item
Stop Payment on Check or ACH (single item)$30
Stop Payment on Credit Union Check$35
Counter Check$1
per item
Copy of Cleared Check / Share DraftNo charge

Digital & Electronic

Bill Pay Concierge$20
Bill Pay ServiceNo charge

Cash & Deposit

Returned Deposited Item$30

Account Services

Garnishment Processing$20
Balance Verification Letter$10

Retirement & IRA

IRA External Transfer$20

Gift & Prepaid Cards

Travel Money Card (new card and/or reload)$2.50
VISA Gift Card$1.50

Other Fees

Statement Copies (per statement)No charge

Fee	Amount	Basis	Note
Account Maintenance
Close Account (within 90 days of opening)	$25	Not stated	None
Dormant Account Fee (after 1 year of inactivity; per month if Balance < $50)	$5	per month	None
Escheat Fee	$25	Not stated	None
Account Reconciliation (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdrafts (per item)	$30	per item	None
NSF Transactions (per item)	$30	per item	None
Returned NSF Drafts/ACH Debits (per item)	$30	per item	None
ATM & Card
Balance Inquiry	$0.50	Not stated	None
Non-Proprietary ATM Network Fee (per transaction)	$1	per transaction	None
ATM / Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing (domestic)	$10	Not stated	None
Wire Transfers: Incoming	No charge	Not stated	None
Wire Transfers: Outgoing (foreign)	$25	Not stated	None
Check Services
Money Order (per item)	$2	per item	None
Stop Payment on Check or ACH (single item)	$30	Not stated	None
Stop Payment on Credit Union Check	$35	Not stated	None
Counter Check	$1	per item	None
Copy of Cleared Check / Share Draft	No charge	Not stated	None
Digital & Electronic
Bill Pay Concierge	$20	Not stated	None
Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item	$30	Not stated	None
Account Services
Garnishment Processing	$20	Not stated	None
Balance Verification Letter	$10	Not stated	None
Retirement & IRA
IRA External Transfer	$20	Not stated	None
Gift & Prepaid Cards
Travel Money Card (new card and/or reload)	$2.50	Not stated	None
VISA Gift Card	$1.50	Not stated	None
Other Fees
Statement Copies (per statement)	No charge	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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