Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Newport News Mun. Emp Credit Union

Newport News, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (per hour)$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=account_research; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Account Reconciliation (per hour) | $20.00" · Source

Escheat Fee$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=dormant_account; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Escheat Fee | $25.00" · Source

Overdraft & NSFVerified

Returned NSF Drafts/ACH Debits (per item)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=nsf; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Returned NSF Drafts/ACH Debits (per item) | $30.00" · Source

ATM & CardVerified

ATM Card$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=atm_non_network; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="ATM Card | $5.00" · Source
Non-Proprietary ATM Network Fee (per transaction)$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=atm_non_network; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Non-Proprietary ATM Network Fee (per transaction) | $1.00" · Source

Check ServicesVerified

Money Order (per item)$2Within the typical range ($2–$3.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=money_order; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Money Order (per item) | $2.00" · Source
Stop Payment on Check or ACH (single item)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=stop_payment; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Stop Payment on Check or ACH (single item) | $30.00" · Source
Stop Payment on Credit Union Check$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=stop_payment; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Stop Payment on Credit Union Check | $35.00" · Source

Digital & ElectronicVerified

Bill Pay Concierge$20Above the typical range ($0–$12.50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=bill_pay; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Bill Pay Concierge | $20.00" · Source

Cash & DepositVerified

Returned Deposited Item$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=deposited_item_return; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Returned Deposited Item | $30.00" · Source

Account ServicesVerified

Balance Inquiry$0.50Below the typical range ($1–$2 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=balance_inquiry; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Balance Inquiry | $0.50" · Source
Garnishment Processing$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=garnishment_levy; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Garnishment Processing | $20.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$1.50Below the typical range ($3–$4.95 nationally)
$2.13 below the national median
Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=gift_card_purchase; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="VISA Gift Card | $1.50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (per hour)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=account_research; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Account Reconciliation (per hour) \| $20.00"	Source
Escheat Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=dormant_account; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Escheat Fee \| $25.00"	Source
Overdraft & NSFVerified
Returned NSF Drafts/ACH Debits (per item)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=nsf; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Returned NSF Drafts/ACH Debits (per item) \| $30.00"	Source
ATM & CardVerified
ATM Card	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=atm_non_network; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="ATM Card \| $5.00"	Source
Non-Proprietary ATM Network Fee (per transaction)	$1
Check ServicesVerified
Money Order (per item)	$2Within the typical range ($2–$3.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=money_order; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Money Order (per item) \| $2.00"	Source
Stop Payment on Check or ACH (single item)
Digital & ElectronicVerified
Bill Pay Concierge	$20Above the typical range ($0–$12.50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=bill_pay; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Bill Pay Concierge \| $20.00"	Source
Cash & DepositVerified
Returned Deposited Item	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=deposited_item_return; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Returned Deposited Item \| $30.00"	Source
Account ServicesVerified
Balance Inquiry	$0.50Below the typical range ($1–$2 nationally)	$0.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=balance_inquiry; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="Balance Inquiry \| $0.50"	Source
Garnishment Processing	$20
Gift & Prepaid CardsVerified
VISA Gift Card	$1.50Below the typical range ($3–$4.95 nationally)	$2.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #2518. canonical_hint=gift_card_purchase; text_hash=28020aa677e45cb64bde02006b296599e50808f3be356d8c4c16cdb896e3a07a; excerpt="VISA Gift Card \| $1.50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$54.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$54.4M

Total deposits

$49.2M

Service charge income (year to date)

$131K

Fee income ratio

9.5%

Return on assets

1.21%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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