Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Northern Star Credit Union, Inc.

Portsmouth, VirginiaCredit UnionRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure Fee$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=early_closure; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Account Closure Fee | $25 per closure (if within 90 days of opening)" · Source

Bad Address$10

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=account_research; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Bad Address | $10 per month" · Source

Inactive / Dormant Account$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=dormant_account; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Inactive / Dormant Account | $10 per month after 1-year of no activity" · Source

Monthly Maintenance$12

$5.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=monthly_maintenance; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Monthly Maintenance* | $12 per month" · Source

Paper Statement$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=paper_statement; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Paper Statement | $3 per month" · Source

Research / Reconciliation$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=account_research; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Research / Reconciliation | $25 per hour" · Source

Overdraft & NSFVerified

NSF (insufficient funds)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=nsf; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="NSF (insufficient funds) | $30 per item" · Source

ATM & CardVerified

Nonproprietary ATM Withdrawal$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=atm_non_network; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Nonproprietary ATM Withdrawal | $1 per transaction" · Source
PIN Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=card_replacement; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="PIN Replacement | $5 each" · Source

Check ServicesVerified

Check Copy$10Above the typical range ($2–$5 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=check_image; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Check Copy | $10 per check" · Source
Money Order$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=money_order; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Money Order | $1 per item" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=stop_payment; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Stop Payment | $25 per item" · Source

Account ServicesVerified

Garnishment / Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=garnishment_levy; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Garnishment / Levy | $50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=early_closure; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Account Closure Fee \| $25 per closure (if within 90 days of opening)"	Source
Bad Address	$10Below the typical range ($15–$25 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=account_research; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Bad Address \| $10 per month"	Source
Inactive / Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=dormant_account; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Inactive / Dormant Account \| $10 per month after 1-year of no activity"	Source
Monthly Maintenance	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=monthly_maintenance; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Monthly Maintenance* \| $12 per month"	Source
Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=paper_statement; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Paper Statement \| $3 per month"	Source
Research / Reconciliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=account_research; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Research / Reconciliation \| $25 per hour"	Source
Overdraft & NSFVerified
NSF (insufficient funds)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=nsf; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="NSF (insufficient funds) \| $30 per item"	Source
ATM & CardVerified
Nonproprietary ATM Withdrawal	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=atm_non_network; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Nonproprietary ATM Withdrawal \| $1 per transaction"	Source
PIN Replacement
Check ServicesVerified
Check Copy	$10Above the typical range ($2–$5 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=check_image; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Check Copy \| $10 per check"	Source
Money Order	$1
Account ServicesVerified
Garnishment / Levy	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5283. canonical_hint=garnishment_levy; text_hash=a347c9d3f5fb1c4d7b79d9ba915b86d889e33a8018fff0c4048fbb0c3061ef1a; excerpt="Garnishment / Levy \| $50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$73.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$73.7M

Total deposits

$63.8M

Service charge income (year to date)

$97K

Fee income ratio

4.8%

Return on assets

0.55%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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