Loudoun Credit Union

Headquarters: Leesburg, Virginia
Charter: Credit Union
Assets: $59.5M
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Loudoun Credit Union: $29
Loudoun Credit Union: $29
U.S. median: no median
NSF / Returned Item
Loudoun Credit Union: $29
Loudoun Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Loudoun Credit Union: $25
Loudoun Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Loudoun Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (balance falls below)$10
per month
Escheat Processing Fee$50
Reactivation Fee$7
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (Two free per year-more than two, fees apply)$5
Returned Mail/Bad Address$6

Overdraft & NSF

Non-Sufficient Funds (NSF) or Overdraft Charge (check/ACH/bill pay)$29
Non-Sufficient Funds (NSF) or Overdraft Charge (check/ACH/bill pay)$29
Overdraft Transfer Fee$2

ATM & Card

Lost Card Replacement (1st one free)$20

Wire Transfers

Wire Transfer – Domestic$25
Incoming Wire$5
Wire Transfer – International$40

Check Services

Cashier's Check$3
Third Party Official Checks$3
Official Check Stop Payment$10
Stop Payment$20
Counter Checks (per sheet)$2
per item
Non-member Check Cashing Fee$5
Copy of Check$3
Copy of Paid Official Check$5

Cash & Deposit

Returned Deposited Item$29

Account Services

Garnishments, Lein and Levy Fee$50

Gift & Prepaid Cards

Visa Gift & Travel Money Cards$2
per item

Other Fees

Overnight Mail Service$30
Returned Loan Payment$30
Skip-a-Pay (per loan)$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (balance falls below)	$10	per month	None
Escheat Processing Fee	$50	Not stated	None
Reactivation Fee	$7	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (Two free per year-more than two, fees apply)	$5	Not stated	None
Returned Mail/Bad Address	$6	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF) or Overdraft Charge (check/ACH/bill pay)	$29	Not stated	None
Non-Sufficient Funds (NSF) or Overdraft Charge (check/ACH/bill pay)	$29	Not stated	None
Overdraft Transfer Fee	$2	Not stated	None
ATM & Card
Lost Card Replacement (1st one free)	$20	Not stated	None
Wire Transfers
Wire Transfer – Domestic	$25	Not stated	None
Incoming Wire	$5	Not stated	None
Wire Transfer – International	$40	Not stated	None
Check Services
Cashier's Check	$3	Not stated	None
Third Party Official Checks	$3	Not stated	None
Official Check Stop Payment	$10	Not stated	None
Stop Payment	$20	Not stated	None
Counter Checks (per sheet)	$2	per item	None
Non-member Check Cashing Fee	$5	Not stated	None
Copy of Check	$3	Not stated	None
Copy of Paid Official Check	$5	Not stated	None
Cash & Deposit
Returned Deposited Item	$29	Not stated	None
Account Services
Garnishments, Lein and Levy Fee	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift & Travel Money Cards	$2	per item	None
Other Fees
Overnight Mail Service	$30	Not stated	None
Returned Loan Payment	$30	Not stated	None
Skip-a-Pay (per loan)	$25	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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