Credit Union of Richmond Incorporat

Headquarters: Richmond, Virginia
Charter: Credit Union
Assets: $64.6M
Fed district: Richmond

30 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 11, 2026

How these figures are measured

Call-report figures are for Credit Union of Richmond Incorporat, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Credit Union of Richmond Incorporat's published fee schedule; Bank Fee Index medians	Current schedule	Oct 11, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Credit Union of Richmond Incorporat (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $160K in Q2 2026, 47% above the same quarter a year earlier ($109K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renewal Second Chance Checking $3 · Second Chance Checking Account $10
Compared at $6.50, the middle of its prices
Credit Union of Richmond Incorporat: $3 to $10
Credit Union of Richmond Incorporat: $3 to $10
U.S. median: no median
Overdraft (OD)
Credit Union of Richmond Incorporat: $30
Credit Union of Richmond Incorporat: $30
U.S. median: no median
Non-Network ATM
Compared at $3, the middle of its prices
Credit Union of Richmond Incorporat: $1 to $5
Credit Union of Richmond Incorporat: $1 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 40% from Q3 2025 to Q2 2026, to $160K.

Fee income, Q2 2026

$160K

$114KQ3 2025

$115KQ4 2025

$131KQ1 2026

$160KQ2 2026

Against the median

Credit Union of Richmond IncorporatMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Credit Union of Richmond Incorporat · $65M in assets

Banks and credit unions in the Richmond, VA metro

Banks and credit unions with branches in the Richmond, VA metro: the local competitors for deposits and customers. They range from $13M to $4.1T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$13M to $4.1T in assets
Headquartered in 8 states

See the 33 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Credit Union of Richmond Incorporat(this institution)	Richmond, VA	$65M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Advantage Federal Credit Union	Newport News, VA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Argent Federal Credit Union	Chesterfield, VA	$572M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Atlantic Union Bank	Richmond City, VA	$38B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Bank of America, National Association	Charlotte, NC	$2.7T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayport Federal Credit Union	Newport News, VA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Burke & Herbert Bank & Trust Company	Alexandria, VA	$11B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connects Federal Credit Union	Richmond, VA	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Community Bank	Bluefield, VA	$3.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Pennsylvania	Greenville, PA	$50.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First-Citizens Bank & Trust Company	Raleigh, NC	$236.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homebase Federal Credit Union	Prince George, VA	$298M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hopewell Chemical Federal Credit Union	Hopewell, VA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
JPMorgan Chase Bank, National Association	Columbus, OH	$4.1T	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Langley Federal Credit Union	Newport News, VA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Manufacturers and Traders Trust Company	Buffalo, NY	$218.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Navy Federal Credit Union	Vienna, VA	$204.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Advantage Federal Credit Union	Petersburg, VA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples Bank	Marietta, OH	$9.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Primis Bank	Tappahannock, VA	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Richmond Virginia Fire Police Credi Federal Credit Union	Richmond, VA	$21M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rva Financial Federal Credit Union	Richmond, VA	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Southern Bank and Trust Company	Mount Olive, NC	$5.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
SouthState Bank, National Association	Winter Haven, FL	$68.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Vantage Point Federal Credit Union	Hopewell, VA	$45M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Virginia Federal Credit Union	Richmond, VA	$7.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Virginia National Bank	Charlottesville, VA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Virginia State University Federal Credit Union	South Chesterfield, VA	$13M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Virginia United Methodist Federal Credit Union	North Chesterfield, VA	$15M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wells Fargo Bank, National Association	Sioux Falls, SD	$1.9T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

33 peers selected · 24 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.45 (35%) below the median of local competitors.

Compared at $6.50, the middle of its two prices, against a peer median of $9.95 among 24 publishing peers.

Its two checking prices are $3 and $10.

$6.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Credit Union of Richmond…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Credit Union of Richmond Incorporat (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $160K
vs prior quarter: +$29K+22.1%; from Q1 2026
vs a year earlier: +$51K+46.8%; from Q2 2025
vs start of range: +$40K+33.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Credit Union of Richmond Incorporat (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$160K	+$29K	+22.1%
Q1 2026	$131K	+$16K	+13.9%
Q4 2025	$115K	+$1K	+0.9%
Q3 2025	$114K	+$5K	+4.6%
Q2 2025	$109K	−$13K	−10.7%
Q1 2025	$122K	+$8K	+7.0%
Q4 2024	$114K	−$6K	−5.0%
Q3 2024	$120K	+$16K	+15.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Credit Union of Richmond Incorporat’s own schedules, with a source for each figure.

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Second Chance Checking Account Monthly maintenance fee$10
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)$25
Mailed Statements$4

Overdraft & NSF

Courtesy Pay$30
per item
Daily Negative Balance Fee$2
per day
Overdraft Transfer$3
per item

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)$75
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)$45
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)$35
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)$50
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)$40
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Lending Fees

Consumer Loan Late Fee$25

Retirement & IRA

IRAs Annual Fee (audience not stated, treated as personal)$10
per year

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Consumer Loan Processing Fee (Signature Loans)$25
Consumer Loan Processing Fee and Title Changes$50
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Second Chance Checking Account Monthly maintenance fee	$10	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)	$25	Not stated	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Daily Negative Balance Fee	$2	per day	None
Overdraft Transfer	$3	per item	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Lending Fees
Consumer Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRAs Annual Fee (audience not stated, treated as personal)	$10	per year	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Consumer Loan Processing Fee (Signature Loans)	$25	Not stated	None
Consumer Loan Processing Fee and Title Changes	$50	Not stated	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
Mailed Statements$4

Overdraft & NSF

Daily Negative Balance Fee$2
per day

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2
Foreign Check sent for collection to Corporate$50

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Daily Negative Balance Fee	$2	per day	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Foreign Check sent for collection to Corporate	$50	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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