Compared with Virginia
16 of 29
compared fees are above the median.
8 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
89th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Virginia median
of 29 compared; 8 below, 5 about the same
See the feesFee schedule read Oct 11, 2026
Call-report figures are for Credit Union of Richmond Incorporat, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Virginia median | Published fees above the Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Credit Union of Richmond Incorporat's published fee schedule; Bank Fee Index medians | Current schedule | Oct 11, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 16% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (89th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $160K in Q2 2026, 47% above the same quarter a year earlier ($109K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
16 of 29 compared published fees sit above the Virginia median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Virginia medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $3, the middle of its prices
Monthly Maintenance
Renewal Second Chance Checking $3 · Second Chance Checking Account $10
Compared at $6.50, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 40% from Q3 2025 to Q2 2026, to $160K. Its share of revenue, 16%, is above the 7.2% median for credit unions with under $300M in assets.
$160K
Credit Union of Richmond IncorporatMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $1 to $5; we compare the midpoint. Monthly maintenance: Listed at $3 to $10; we compare the midpoint.
Credit Union of Richmond Incorporat · $65M in assets
Banks and credit unions in the Richmond, VA metro
Banks and credit unions with branches in the Richmond, VA metro: the local competitors for deposits and customers. They range from $13M to $4.1T in assets, so compare prices here, not size.
Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Credit Union of Richmond Incorporat(this institution) | Richmond, VA | $65M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1St Advantage Federal Credit Union | Newport News, VA | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Argent Federal Credit Union | Chesterfield, VA | $572M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of America, National Association | Charlotte, NC | $2.7T | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bayport Federal Credit Union | Newport News, VA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Burke & Herbert Bank & Trust Company | Alexandria, VA | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Connects Federal Credit Union | Richmond, VA | $98M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Community Bank | Bluefield, VA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First-Citizens Bank & Trust Company | Raleigh, NC | $236.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Homebase Federal Credit Union | Prince George, VA | $298M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hopewell Chemical Federal Credit Union | Hopewell, VA | $56M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| JPMorgan Chase Bank, National Association | Columbus, OH | $4.1T | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Langley Federal Credit Union | Newport News, VA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Manufacturers and Traders Trust Company | Buffalo, NY | $218.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Navy Federal Credit Union | Vienna, VA | $204.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Advantage Federal Credit Union | Petersburg, VA | $115M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Primis Bank | Tappahannock, VA | $4.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Richmond Virginia Fire Police Credi Federal Credit Union | Richmond, VA | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rva Financial Federal Credit Union | Richmond, VA | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Southern Bank and Trust Company | Mount Olive, NC | $5.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| SouthState Bank, National Association | Winter Haven, FL | $68.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truist Bank | Charlotte, NC | $548.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vantage Point Federal Credit Union | Hopewell, VA | $45M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Virginia Federal Credit Union | Richmond, VA | $7.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Virginia National Bank | Charlottesville, VA | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Virginia State University Federal Credit Union | South Chesterfield, VA | $13M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Virginia United Methodist Federal Credit Union | North Chesterfield, VA | $15M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Wells Fargo Bank, National Association | Sioux Falls, SD | $1.9T | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Woodforest National Bank | The Woodlands, TX | $9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
33 peers selected · 24 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $6.50, the middle of its two prices, against a peer median of $9.95 among 24 publishing peers.
Its two checking prices are $3 and $10.
$6.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Compare local deposit competitors in HamiltonSource: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Credit Union of Richmond Incorporat (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $160K | +$29K | +22.1% |
| Q1 2026 | $131K | +$16K | +13.9% |
| Q4 2025 | $115K | +$1K | +0.9% |
| Q3 2025 | $114K | +$5K | +4.6% |
| Q2 2025 | $109K | −$13K | −10.7% |
| Q1 2025 | $122K | +$8K | +7.0% |
| Q4 2024 | $114K | −$6K | −5.0% |
| Q3 2024 | $120K | +$16K | +15.4% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Credit Union of Richmond Incorporat left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Credit Union of Richmond Incorporat by share.
Amounts from Credit Union of Richmond Incorporat’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per item
per item
per month
per item
per item
per item
per hour
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Renewal Second Chance Checking (monthly fee) | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Second Chance Checking Account Monthly maintenance fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Relationship Low Balance Fee | $3Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Closed Account Fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Closed Account Fee (closed within 12 months of opening) | $5Below the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| 2.00 Inactive Checking and Money Mark | $2Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal) | $25Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Mailed Statements | $4Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Daily Negative Balance Fee | $2Below the U.S. middle 50% ($5 to $15 nationally) | per day | None |
| Overdraft Transfer | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| ATM/Debit/Credit Card | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Foreign ATM Inquiry/Transfer | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Foreign ATM Withdrawal | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit/Credit Card Replacement | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| ATM/Debit Card (Rush Order Replacement) | $55Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Domestic Outgoing Wire | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| ACH Services/Wire Transfers Domestic Incoming Wire | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| International Incoming Wire | $35Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Corporate Check (Non-Member) | $8Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Corporate Checks (1 free per month) | $6Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders – Members | $3Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Money Orders – Non-Members | $4Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment (single item or series) | $35Not compared: Monthly charge, not per item | per month | None |
| Check Cashing Fee (no matching funds to offset check) | $2Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Digital & Electronic | |||
| NSF, Courtesy Pay, ACH Returned Item, Loan Payment | $35Above the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
Cash & Deposit | |||
| Re-Deposit Returned Item (each item) | $10Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Notary Service – Members | $2Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Service – Non-Members | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Late Fee (after 30 days delinquent)/(after 60 days delinquent) | $15Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Fee | $35Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” x 10” (audience not stated, treated as personal) | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3” x 10” (audience not stated, treated as personal) | $45Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3” x 5” (audience not stated, treated as personal) | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5” x 10” (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5” x 5” (audience not stated, treated as personal) | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Drill | $250Not compared: Box drilling or key fee | per item | None |
| Attachments/Garnishments/Levies/Escheat | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Legal (Subpoena/Research per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposits/Loans | $25Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Lending Fees | |||
| Consumer Loan Late Fee | $25Inside the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Retirement & IRA | |||
| IRAs Annual Fee (audience not stated, treated as personal) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | per year | None |
Gift & Prepaid Cards | |||
| Gift Cards | $4Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
| Travel Card Issuance/Reload Fee | $6.95Above the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Fax Service – International (per page) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Consumer Loan Processing Fee (Signature Loans) | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Consumer Loan Processing Fee and Title Changes | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Internal Loan Refinance (Non-Collateral Loans) | $15Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Internal Loan Refinance Fee (Collateral Loans; Non-HE) | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Subordination Fee (if approved) | $500Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per day
per item
per item
per month
per item
per item
per item
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Renewal Second Chance Checking (monthly fee) | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Relationship Low Balance Fee | $3Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Closed Account Fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Closed Account Fee (closed within 12 months of opening) | $5Below the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| 2.00 Inactive Checking and Money Mark | $2Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Mailed Statements | $4Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Daily Negative Balance Fee | $2Below the U.S. middle 50% ($5 to $15 nationally) | per day | None |
ATM & Card | |||
| ATM/Debit/Credit Card | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Foreign ATM Inquiry/Transfer | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Foreign ATM Withdrawal | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit/Credit Card Replacement | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| ATM/Debit Card (Rush Order Replacement) | $55Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Domestic Outgoing Wire | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| ACH Services/Wire Transfers Domestic Incoming Wire | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| International Incoming Wire | $35Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Corporate Check (Non-Member) | $8Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Corporate Checks (1 free per month) | $6Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders – Members | $3Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Money Orders – Non-Members | $4Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment (single item or series) | $35Not compared: Monthly charge, not per item | per month | None |
| Check Cashing Fee (no matching funds to offset check) | $2Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Foreign Check sent for collection to Corporate | $50 | Not stated | None |
Digital & Electronic | |||
| NSF, Courtesy Pay, ACH Returned Item, Loan Payment | $35Above the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
Cash & Deposit | |||
| Re-Deposit Returned Item (each item) | $10Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Notary Service – Members | $2Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Service – Non-Members | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Late Fee (after 30 days delinquent)/(after 60 days delinquent) | $15Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Fee | $35Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Drill | $250Not compared: Box drilling or key fee | per item | None |
| Attachments/Garnishments/Levies/Escheat | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Legal (Subpoena/Research per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposits/Loans | $25Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $4Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
| Travel Card Issuance/Reload Fee | $6.95Above the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Fax Service – International (per page) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Internal Loan Refinance (Non-Collateral Loans) | $15Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Internal Loan Refinance Fee (Collateral Loans; Non-HE) | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Subordination Fee (if approved) | $500Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Credit Union of Richmond Incorporat operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Richmond, VA | 1 |
Largest competitors nearby
Local market: Henrico, Richmond city and Chesterfield counties, VA, around its headquarters.
| 40 in its local market | Deposit share |
|---|---|
| Bank of America, National Association | 47.9% |
| Wells Fargo Bank, National Association | 14.2% |
| Truist Bank | 12.9% |
| Atlantic Union Bank | 12.4% |
| TowneBank | 3.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.