Credit Union of Richmond Incorporat

Headquarters: Richmond, Virginia
Charter: Credit Union
Assets: $64.6M
Fed district: Richmond

30 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renewal Second Chance Checking $3 · Second Chance Checking Account $10
Compared at $6.50, the middle of its prices
Credit Union of Richmond Incorporat: $3 to $10
Credit Union of Richmond Incorporat: $3 to $10
U.S. median: no median
Overdraft (OD)
Credit Union of Richmond Incorporat: $30
Credit Union of Richmond Incorporat: $30
U.S. median: no median
Non-Network ATM
Compared at $3, the middle of its prices
Credit Union of Richmond Incorporat: $1 to $5
Credit Union of Richmond Incorporat: $1 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Credit Union of Richmond Incorporat’s own schedules, with a source for each figure.

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Second Chance Checking Account Monthly maintenance fee$10
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)$25
Mailed Statements$4

Overdraft & NSF

Courtesy Pay$30
per item
Daily Negative Balance Fee$2
per day
Overdraft Transfer$3
per item

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)$75
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)$45
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)$35
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)$50
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)$40
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Lending Fees

Consumer Loan Late Fee$25

Retirement & IRA

IRAs Annual Fee (audience not stated, treated as personal)$10
per year

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Consumer Loan Processing Fee (Signature Loans)$25
Consumer Loan Processing Fee and Title Changes$50
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Second Chance Checking Account Monthly maintenance fee	$10	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)	$25	Not stated	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Daily Negative Balance Fee	$2	per day	None
Overdraft Transfer	$3	per item	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Lending Fees
Consumer Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRAs Annual Fee (audience not stated, treated as personal)	$10	per year	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Consumer Loan Processing Fee (Signature Loans)	$25	Not stated	None
Consumer Loan Processing Fee and Title Changes	$50	Not stated	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
Mailed Statements$4

Overdraft & NSF

Daily Negative Balance Fee$2
per day

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2
Foreign Check sent for collection to Corporate$50

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Daily Negative Balance Fee	$2	per day	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Foreign Check sent for collection to Corporate	$50	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Credit Union of Richmond Incorporat's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renewal Second Chance Checking $3 · Second Chance Checking Account $10
Compared at $6.50, the middle of its prices
Credit Union of Richmond Incorporat: $3 to $10
Credit Union of Richmond Incorporat: $3 to $10
U.S. median: no median
Overdraft (OD)
Credit Union of Richmond Incorporat: $30
Credit Union of Richmond Incorporat: $30
U.S. median: no median
Non-Network ATM
Compared at $3, the middle of its prices
Credit Union of Richmond Incorporat: $1 to $5
Credit Union of Richmond Incorporat: $1 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Credit Union of Richmond Incorporat’s own schedules, with a source for each figure.

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Second Chance Checking Account Monthly maintenance fee$10
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)$25
Mailed Statements$4

Overdraft & NSF

Courtesy Pay$30
per item
Daily Negative Balance Fee$2
per day
Overdraft Transfer$3
per item

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)$75
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)$45
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)$35
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)$50
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)$40
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Lending Fees

Consumer Loan Late Fee$25

Retirement & IRA

IRAs Annual Fee (audience not stated, treated as personal)$10
per year

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Consumer Loan Processing Fee (Signature Loans)$25
Consumer Loan Processing Fee and Title Changes$50
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Second Chance Checking Account Monthly maintenance fee	$10	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
General Operating Items Account Balancing (30 minutes) (audience not stated, treated as personal)	$25	Not stated	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Daily Negative Balance Fee	$2	per day	None
Overdraft Transfer	$3	per item	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10” (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3” x 10” (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3” x 5” (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5” x 10” (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5” x 5” (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Lending Fees
Consumer Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRAs Annual Fee (audience not stated, treated as personal)	$10	per year	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Consumer Loan Processing Fee (Signature Loans)	$25	Not stated	None
Consumer Loan Processing Fee and Title Changes	$50	Not stated	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Renewal Second Chance Checking (monthly fee)$3
per month
Relationship Low Balance Fee$3
Closed Account Fee$25
Closed Account Fee (closed within 12 months of opening)$5
2.00 Inactive Checking and Money Mark$2
per month
Mailed Statements$4

Overdraft & NSF

Daily Negative Balance Fee$2
per day

ATM & Card

ATM/Debit/Credit Card$5
Foreign ATM Inquiry/Transfer$1
per item
Foreign ATM Withdrawal$3
ATM/Debit/Credit Card Replacement$15
ATM/Debit Card (Rush Order Replacement)$55

Wire Transfers

Domestic Outgoing Wire$30
ACH Services/Wire Transfers Domestic Incoming Wire$15
per item
International Outgoing Wire$50
International Incoming Wire$35

Check Services

Corporate Check (Non-Member)$8
Corporate Checks (1 free per month)$6
Money Orders – Members$3
Money Orders – Non-Members$4
Stop Payment (single item or series)$35
Not compared: Monthly charge, not per item
per month
Check Cashing Fee (no matching funds to offset check)$2
Foreign Check sent for collection to Corporate$50

Digital & Electronic

NSF, Courtesy Pay, ACH Returned Item, Loan Payment$35
per item

Cash & Deposit

Re-Deposit Returned Item (each item)$10
per item

Account Services

Notary Service – Members$2
Notary Service – Non-Members$5
Late Fee (after 30 days delinquent)/(after 60 days delinquent)$15
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Drill$250
Not compared: Box drilling or key fee
per item
Attachments/Garnishments/Levies/Escheat$100
Legal (Subpoena/Research per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposits/Loans$25

Gift & Prepaid Cards

Gift Cards$4
Travel Card Issuance/Reload Fee$6.95

Other Fees

Fax Service – International (per page)$5
per item
Internal Loan Refinance (Non-Collateral Loans)$15
Internal Loan Refinance Fee (Collateral Loans; Non-HE)$35
Subordination Fee (if approved)$500

Fee	Amount	Basis	Note
Account Maintenance
Renewal Second Chance Checking (monthly fee)	$3	per month	None
Relationship Low Balance Fee	$3	Not stated	None
Closed Account Fee	$25	Not stated	None
Closed Account Fee (closed within 12 months of opening)	$5	Not stated	None
2.00 Inactive Checking and Money Mark	$2	per month	None
Mailed Statements	$4	Not stated	None
Overdraft & NSF
Daily Negative Balance Fee	$2	per day	None
ATM & Card
ATM/Debit/Credit Card	$5	Not stated	None
Foreign ATM Inquiry/Transfer	$1	per item	None
Foreign ATM Withdrawal	$3	Not stated	None
ATM/Debit/Credit Card Replacement	$15	Not stated	None
ATM/Debit Card (Rush Order Replacement)	$55	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$30	Not stated	None
ACH Services/Wire Transfers Domestic Incoming Wire	$15	per item	None
International Outgoing Wire	$50	Not stated	None
International Incoming Wire	$35	Not stated	None
Check Services
Corporate Check (Non-Member)	$8	Not stated	None
Corporate Checks (1 free per month)	$6	Not stated	None
Money Orders – Members	$3	Not stated	None
Money Orders – Non-Members	$4	Not stated	None
Stop Payment (single item or series)	$35Not compared: Monthly charge, not per item	per month	None
Check Cashing Fee (no matching funds to offset check)	$2	Not stated	None
Foreign Check sent for collection to Corporate	$50	Not stated	None
Digital & Electronic
NSF, Courtesy Pay, ACH Returned Item, Loan Payment	$35	per item	None
Cash & Deposit
Re-Deposit Returned Item (each item)	$10	per item	None
Account Services
Notary Service – Members	$2	Not stated	None
Notary Service – Non-Members	$5	Not stated	None
Late Fee (after 30 days delinquent)/(after 60 days delinquent)	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Drill	$250Not compared: Box drilling or key fee	per item	None
Attachments/Garnishments/Levies/Escheat	$100	Not stated	None
Legal (Subpoena/Research per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposits/Loans	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None
Travel Card Issuance/Reload Fee	$6.95	Not stated	None
Other Fees
Fax Service – International (per page)	$5	per item	None
Internal Loan Refinance (Non-Collateral Loans)	$15	Not stated	None
Internal Loan Refinance Fee (Collateral Loans; Non-HE)	$35	Not stated	None
Subordination Fee (if approved)	$500	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.