Hampton Roads Educ Credit Union Inc

Headquarters: Hampton, Virginia
Charter: Credit Union
Assets: $46.9M
Fed district: Richmond

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $32.50, the middle of its prices
Hampton Roads Educ Credit Union Inc: $30 to $35
Hampton Roads Educ Credit Union Inc: $30 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Hampton Roads Educ Credit Union Inc: $20
Hampton Roads Educ Credit Union Inc: $20
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Hampton Roads Educ Credit Union Inc: $25 to $30
Hampton Roads Educ Credit Union Inc: $25 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Hampton Roads Educ Credit Union Inc’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure- Savings first 90 days$10
Dormant Account (inactive after 12 months)$5
Escheat Fee$25
Account Reconcilation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Transfer/Withdraw of Funds (more than 6 per month)$2
per item
Excessive Transaction Fee (limit 6 per month)$30
Not compared: Monthly charge, not per item
per month
Undeliverable Address$5

Overdraft & NSF

NSF Fee$30
Returned Draft (Regardless of Reason)$35

ATM & Card

Replacement Card - regular mail$15
per item
Replacement Card - rush$40
per item

Wire Transfers

Wire Transfer Domestic (outgoing)$20

Check Services

Official Checks$2
Money Order$1
Stop Payment$30
Stop Payment Fee$25
Stop Payment on Official Checks$30
Starter Checks$2
per item
Check Cashing Fee (non-account holders)$5
Copy of Check$5

Digital & Electronic

Inactive Bill Pay (after 3 months)$3
per month

Cash & Deposit

Deposited Item Returned$30

Account Services

Notary ServiceNo charge
Annual Fee Rental 3x5 Box$30
per year
Annual Fee Rental 5x10 Box$60
per year
Annual Fee Rental 5x5 Box$45
per year
Late Fee (30 days past due date)$15
Not compared: Box drilling or key fee
Lost or Damaged Key Replacement$30
Not compared: Box drilling or key fee
Levy, Lien, Garnishment, Collection Item, Support Payment on Your Account$35
Mortgage Company Verification of Deposit$10

Lending Fees

Credit Report Fee$5

Gift & Prepaid Cards

VISA Gift Card$3

Other Fees

Fax Fee (over 5 pages)$5
Photocopy$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy (History)$3

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure- Savings first 90 days	$10	Not stated	None
Dormant Account (inactive after 12 months)	$5	Not stated	None
Escheat Fee	$25	Not stated	None
Account Reconcilation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Transfer/Withdraw of Funds (more than 6 per month)	$2	per item	None
Excessive Transaction Fee (limit 6 per month)	$30Not compared: Monthly charge, not per item	per month	None
Undeliverable Address	$5	Not stated	None
Overdraft & NSF
NSF Fee	$30	Not stated	None
Returned Draft (Regardless of Reason)	$35	Not stated	None
ATM & Card
Replacement Card - regular mail	$15	per item	None
Replacement Card - rush	$40	per item	None
Wire Transfers
Wire Transfer Domestic (outgoing)	$20	Not stated	None
Check Services
Official Checks	$2	Not stated	None
Money Order	$1	Not stated	None
Stop Payment	$30	Not stated	None
Stop Payment Fee	$25	Not stated	None
Stop Payment on Official Checks	$30	Not stated	None
Starter Checks	$2	per item	None
Check Cashing Fee (non-account holders)	$5	Not stated	None
Copy of Check	$5	Not stated	None
Digital & Electronic
Inactive Bill Pay (after 3 months)	$3	per month	None
Cash & Deposit
Deposited Item Returned	$30	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Annual Fee Rental 3x5 Box	$30	per year	None
Annual Fee Rental 5x10 Box	$60	per year	None
Annual Fee Rental 5x5 Box	$45	per year	None
Late Fee (30 days past due date)	$15Not compared: Box drilling or key fee	Not stated	None
Lost or Damaged Key Replacement	$30Not compared: Box drilling or key fee	Not stated	None
Levy, Lien, Garnishment, Collection Item, Support Payment on Your Account	$35	Not stated	None
Mortgage Company Verification of Deposit	$10	Not stated	None
Lending Fees
Credit Report Fee	$5	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3	Not stated	None
Other Fees
Fax Fee (over 5 pages)	$5	Not stated	None
Photocopy	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy (History)	$3	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hampton Roads Educ Credit Union Inc's safe deposit box changes in our data

We check once a day and send one email covering every change.