23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 16, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Compared at $32.50, the middle of its prices
Wire Transfer (Domestic Out)
Stop Payment
Compared at $30, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Hampton Roads Educ Credit Union Inc · $47M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Hampton Roads Educ Credit Union Inc(this institution) | Hampton, VA | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Bloomington Municipal Federal Credit Union | Bloomington, IL | $46M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol View Federal Credit Union | Des Moines, IA | $46M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Children'S Medical Center Federal Credit Union | Cincinnati, OH | $47M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dow Great Western Federal Credit Union | Antioch, CA | $48M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Element Federal Credit Union | Charleston, WV | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Employees Federal Credit Union | Tulsa, OK | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Enfield Community Federal Credit Union | Enfield, CT | $46M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fox Valley Federal Credit Union | Aurora, IL | $46M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| H. E. Telephone Federal Credit Union | Rochelle Park, NJ | $46M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Huntingtonized Federal Credit Union | Huntington, WV | $47M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Kansas City Federal Credit Union | Kansas City, MO | $46M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lufkin Federal Credit Union | Lufkin, TX | $48M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Marathon County Employees Federal Credit Union | Wausau, WI | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mountain Star Federal Credit Union | El Paso, TX | $46M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Rochester & Monroe Co Emp Federal Credit Union | Rochester, NY | $46M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Skyline Financial Federal Credit Union | Waterbury, CT | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Southeastern Arizona Federal Credit Union | Douglas, AZ | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Tammany Federal Credit Union | Slidell, LA | $47M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Starr County Teachers Federal Credit Union | Rio Grande City, TX | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Stewart'S Federal Credit Union | Saratoga Springs, NY | $47M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Suny Fredonia Federal Credit Union | Fredonia, NY | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Syracuse Cooperative Federal Credit Union | Syracuse, NY | $47M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Toledo Fire Fighters Federal Credit Union | Toledo, OH | $46M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vigo County Federal Credit Union | Terre Haute, IN | $46M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Worcester Fire Dept. Federal Credit Union | Worcester, MA | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(domestic wire)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $20, against a peer median of $22.50 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.
Domestic wire fee in dollars, one mark per institution
Against this institution's domestic wire fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.
Amounts from Hampton Roads Educ Credit Union Inc’s own schedules, with a source for each figure.
per hour
per hour
per item
per month
per month
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure- Savings first 90 days | $10 | Not stated | None |
| Dormant Account (inactive after 12 months) | $5 | Not stated | None |
| Escheat Fee | $25 | Not stated | None |
| Account Reconcilation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Transfer/Withdraw of Funds (more than 6 per month) | $2 | per item | None |
| Excessive Transaction Fee (limit 6 per month) | $30Not compared: Monthly charge, not per item | per month | None |
| Undeliverable Address | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF Fee | $30 | Not stated | None |
| Returned Draft (Regardless of Reason) | $35 | Not stated | None |
ATM & Card | |||
| Replacement Card - regular mail | $15 | per item | None |
| Replacement Card - rush | $40 | per item | None |
Wire Transfers | |||
| Wire Transfer Domestic (outgoing) | $20 | Not stated | None |
Check Services | |||
| Official Checks | $2 | Not stated | None |
| Money Order | $1 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Stop Payment Fee | $25 | Not stated | None |
| Stop Payment on Official Checks | $30 | Not stated | None |
| Starter Checks | $2 | per item | None |
| Check Cashing Fee (non-account holders) | $5 | Not stated | None |
| Copy of Check | $5 | Not stated | None |
Digital & Electronic | |||
| Inactive Bill Pay (after 3 months) | $3 | per month | None |
Cash & Deposit | |||
| Deposited Item Returned | $30 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Annual Fee Rental 3x5 Box | $30 | per year | None |
| Annual Fee Rental 5x10 Box | $60 | per year | None |
| Annual Fee Rental 5x5 Box | $45 | per year | None |
| Late Fee (30 days past due date) | $15Not compared: Box drilling or key fee | Not stated | None |
| Lost or Damaged Key Replacement | $30Not compared: Box drilling or key fee | Not stated | None |
| Levy, Lien, Garnishment, Collection Item, Support Payment on Your Account | $35 | Not stated | None |
| Mortgage Company Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Credit Report Fee | $5 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3 | Not stated | None |
Other Fees | |||
| Fax Fee (over 5 pages) | $5 | Not stated | None |
| Photocopy | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy (History) | $3 | Not stated | None |
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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